USDA VS FHA in South-Pasadena, Los Angeles County, CA
For 2026, in South-Pasadena within Los Angeles county, CA, the USDA loan limit is $657,900, whereas the FHA limit for a single-family house is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates available today. It helps identify the income, credit, reserves, and documentation needed for qualification. By using our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, allowing you to find the best fit for your financial needs in .
2026 loan limits and downpayment details in South-Pasadena, within Los Angeles, CA
Loan Category
Maximum Limit
Required Downpayment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA loans in South-Pasadena, CA
The aim of Lendersa® is to help you secure an optimal USDA or FHA loan effortlessly and swiftly. Choose one of three initial steps that link you to matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only offered in rural areas. Unlike FHA loans which mandate a 3.5% minimum down payment, a USDA mortgage loan requires no down payment at all.
10260 SW Greenburg Rd, Suite 830, Portland, OR, 97223
This team is amazing! I can’t believe how easy they were to work with and how quickly they addressed my questions and needs if I ever had to reach out to them. We went through the entire process of buying our home with ease thanks to the Lindley team. I really appreciated how honest and upfront they were with me being a first time home buyer.
We are a very low cost, high service provider of residential mortgages throughout Oregon and our goal is to show you such a great value and easy process that you will become our biggest fans and refer us to your family and friends. Shop, compare and save a lot of money! We can guide you to the right loan amount and best program for you.
Mortgage Cafe NW was established to provide a better and more honest option. We believe you deserve lower mortgage rates, more loan options, lower costs, and someone who truly cares about your experience and success as a homeowner! We specialize in working with First Time Home Buyers and receive tremendous gratification when we assist our clients
10260 SW Greenburg Road, Suite 830, Portland, OR, 97223
Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
10300 SW Greenburg Road - Suite 270, Portland, OR, 97223
Silverado Funding LLC is a mortgage banker and lender specializing in private money loans to individual borrowers or businesses in need of financing for real estate transactions. Established in 2006, we have provided funding on more than 900 investment transactions. We originate, process, fund, and service all of our loans.
10260 SW GREENBURG ROAD, SUITE 830, Portland, OR, 97223
ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
