USDA Vs. FHA your options comparison in South-Pasadena, Los Angeles County, CA
For 2025, in South-Pasadena within Los Angeles county, CA, the USDA loan limit is $657,900, whereas the FHA limit for a single-family house is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates available today. It helps identify the income, credit, reserves, and documentation needed for qualification. By using our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, allowing you to find the best fit for your financial needs in .
2025 loan limits and downpayment details in South-Pasadena, within Los Angeles, CA
Loan Category
Maximum Limit
Required Downpayment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA loans in South-Pasadena, CA
The aim of Lendersa® is to help you secure an optimal USDA or FHA loan effortlessly and swiftly. Choose one of three initial steps that link you to matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only offered in rural areas. Unlike FHA loans which mandate a 3.5% minimum down payment, a USDA mortgage loan requires no down payment at all.
Premier Bank in Cullman to meet the needs of our community. Since that time, we have served many businesses, families, and individuals throughout North Alabama.Whatever the need, the decision is made locally, by people you know and trust, who take pride in being a part of this community
Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.
Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905.
First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.
Cullman Savings Bank is a Bank with operations in one state. Cullman Savings Bank offers numerous mortgage programs including conventional, FHA, VA and construction mortgages and We offer competitive mortgage loan rates with local customer service to help you find the mortgage loan that is right for you
EvaBank is cautiously aggressive in its loan policy as well as in its deposit policy. EvaBank strives to beat the competition both service wise and rate wise. We offer ATM/Check Cards, online Banking, mobile Banking and mobile deposit.We can make a decision with respect to automobile loans and other personal loans within a matter of minutes.
Traditions Bank is a true community Bank. That’s why we do things different here. We make personal connections with our customers and create ways to ensure we are helping guide their financial security and prosperity. These connections and agility are what “Building Bridges” means to us. In a world where financial services.
Peoples Bank of Alabama was born in 1977 as Peoples Bank of Holly Pond. Back then the citizens of this community needed a local Bank to serve their financial needs - one that understood their specific needs, wants, and dreams. We began with a simple mission of putting people first and doing what is right.
The Mortgage Center began in August 1992 as a one-man operation located in Cullman, Alabama. The company now has 2 offices in Alabama and has grown to one of the largest independent mortgage brokers in Alabama. The company has funded over 15,000 mortgage loans since its inception.
