FHA Vs. USDA loan program for South-Pasadena, Los Angeles County, California

For 2026, in South-Pasadena within Los Angeles county, CA, the USDA loan limit is $657,900, whereas the FHA limit for a single-family house is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates available today. It helps identify the income, credit, reserves, and documentation needed for qualification. By using our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, allowing you to find the best fit for your financial needs in .

Explore USDA and FHA loans in South-Pasadena, CA

The aim of Lendersa® is to help you secure an optimal USDA or FHA loan effortlessly and swiftly. Choose one of three initial steps that link you to matching lenders and USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only offered in rural areas. Unlike FHA loans which mandate a 3.5% minimum down payment, a USDA mortgage loan requires no down payment at all.

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South-Pasadena Lenders
(877) 762-8663 Lender's profile and map Priority One Credit Union 1631 Huntington Dr, South Pasadena, CA, 91030 Lends in California Our mission To help our member-owners and employees achieve financial fitness. We are committed to providing quality products and services that help you win with money We are proud to say that your Credit Union is financially strong and has a great future.We wonder if the first 17 members ever envisioned that we would grow to become a $207 million.
(626) 403-8230 Lender's profile and map Huntington Group 305 Pasadena Avenue South, South Pasadena, CA, 91030 Lends in California Huntington Group is A Full Service Real Estate and Mortgage Company. Huntington Group seeks to assist potential clients with prequalification, Real Estate and mortgage services. In addition, Huntington Group can assist potential clients with Bridge or Hard Money Financing. Huntington Group serves all of Southern California.
(213) 448-5320 Lender's profile and map Acacia Mortgage Corporation 815 Fair Oaks Ave, South Pasadena, CA, 91030 Lends in California We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
(833) 403-8230 Lender's profile and map Huntington Mortgage 305 Pasadena Avenue South, South Pasadena, CA, 91030 Lends in California Huntington Mortgage is your premier mortgage team located in South Pasadena, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.
(626) 826-5225 Lender's profile and map Journey Mortgage Advisors, Inc 99 Pasadena Avenue, Suite 10C-A, South Pasadena, CA, 91030 Lends in California We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(323) 258-4317 Lender's profile and map Equity Smart Home Loans 1499 Huntington Dr, Suite 500, South Pasadena, CA, 91030 Lends in California We believe that life is all about the journey. Buying a home is the start of an exciting beginning that leads to financial independence & personal fulfillment. However making the right choice isn’t so obvious. We help by making the loan process simple and easy to understand so that getting a loan or refinance is just another step
626-3212372 Lender's profile and map AAA Capital Investment Inc 117 S Garfield Ave,, Alhambra, CA, 91801 Lends in California AAA LENDINGS is a direct mortgage lender with many years of lending experience. We have a group of experienced professionals providing services for our clients. We offer variety loan programs in DSCR Loan, Bank Statement Loan, WVOE, Conventional, FHA, VA, and Foreign National Loan. We always put customer's needs first and provide the
(626) 300-6000 Lender's profile and map First Commercial Bank (USA) 200 East Main Street, Alhambra, CA, 91801 Lends in California First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.
(626) 284-5555 Lender's profile and map New Omni Bank, National Association 1235 South Garfield Avenue, Alhambra, CA, 91801 Lends in California New Omni Bank, National Association is a nationally-chartered, FDIC insured, commercial bank. Founded in 1980 as “Monterey Park National Bank, " we have been proudly serving our community for almost 40 years. We offer a range of deposit and loan products, including residential mortgages, commercial real estate loans, commercial loans, & SBA loans.
(213) 344-7110 Lender's profile and map JK&Associates 4499 Via Marisol, Suite 222B, Los Angeles, CA, 90042 Lends in California Our ultimate goal is to find the perfect fit for you and your family and to make you feel great about the mortgage. JK&Associates is ready to be right by your side and help you along this journey, comparing hundreds of mortgage options to find what is best for you. and also experienced team of Mortgage Advisors guide you.