USDA and FHA Pro and Con in South-Pasadena, Los Angeles County, CA

In 2025, USDA loan limit in South-Pasadena, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in South-Pasadena, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in South-Pasadena, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Mac
  • 330 E. Lambert Rd, Suite 250, Brea, CA, 92821
  • Mortgage Mac is a Direct Lender who does everything in-house from application, processing, underwriting to closing. We strive to make your mortgage process quick, simple, and as hassle-free as possible We offer a wide array of loan options to fit virtually every need Including; Agency, FHA, Jumbo, HELOC and Portfolio programs.
  • EMET Lending Group
  • 2601 Saturn St, Suite 200, Brea, CA, 92821
  • Emet Mortgage is a mortgage lending company established in California that always prioritizes its clients and partners in everything we do to ensure your satisfaction and success. Not only Emet Mortgage consists of a large group of mortgage professionals with vast expertise in the industry but also we value
  • Wetzel Mortgage Group
  • 500 S. Kraemer Blvd, Suite 217, Brea, CA, 92821
  • Steven Wetzel (Loan Officer) is worked in Mortgage Banking for several years now. My success has been built upon the same tenants that made me successful running my family business- Customer Satisfaction, Integrity, and On Time Delivery. I enjoy working on the team because we pull together on all of our clients.
  • The A-Team
  • 3350 Birch St, Suite 140, Brea, CA, 92821
  • "We are THE A-TEAM of American Financial Network, Inc., a direct-lender with full delegation for FHA, VA, USDA, conventional loans and many other major secondary market institutions. We specialize in personalized mortgage solutions, fast customized quotes, great rates, & service with integrity."
  • First Americal Mortgage
  • 351 Oak Place, Suite K, Brea, CA, 92821
  • At First Americal Investments we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • DGH Home Mortgage
  • 1411 Woodcrest Avenue, Brea, CA, 92821
  • We offer a variety of Home Mortgages, Conventional, High Balance Conventional, Jumbo, FHA,VA, Reverse Mortgages, Equity lines for Home Purchases and Refinances, for first time homebuyers to the experienced home buyers and investors. Currently also closing HARP 2.0 loans with many of our lending instutitions.
  • TRG Mortgage
  • 145 South State College Boulevard, Suite 315, Brea, CA, 92821
  • TRG as an independent mortgage banking group, thrives in the marketplace with the sound ideology & commitment in service excellence. Our passion for technology, education, planning and home financing solutions for our clientele is the strength of everyday. Not only will our turn-times be a time-mover, the personalized & tailored mortgage plan.
  • S & S Home Loans
  • 400 West Lambert Road, Suite F, Brea, CA, 92821
  • S & S Home Loans has been providing our client's real estate financing expertise since 1983. We value each relationship and strive to educate and inform our clients to make the loan process simple and transparent. Whether buying or refinancing or gal is to provide extraordinary service and we work hard to earn our clients trust and confidence.