USDA Vs. FHA your options comparison in South-Pasadena, Los Angeles County, CA
For 2026, in South-Pasadena within Los Angeles county, CA, the USDA loan limit is $657,900, whereas the FHA limit for a single-family house is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates available today. It helps identify the income, credit, reserves, and documentation needed for qualification. By using our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, allowing you to find the best fit for your financial needs in .
2026 loan limits and downpayment details in South-Pasadena, within Los Angeles, CA
Loan Category
Maximum Limit
Required Downpayment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA loans in South-Pasadena, CA
The aim of Lendersa® is to help you secure an optimal USDA or FHA loan effortlessly and swiftly. Choose one of three initial steps that link you to matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only offered in rural areas. Unlike FHA loans which mandate a 3.5% minimum down payment, a USDA mortgage loan requires no down payment at all.
Here at SafeWay we live by, every client every time, and we always make sure to offer the smartest mortgage solution from refinancing to purchasing your dream home. Our mission is to walk each client through the mortgage process and make sure we educate the client throughout the process of obtaining a new mortgage solution.
A team of professionals that believe everyone should be treated as if they lived next door. Our founders and team members have more than 150 years of combined experience helping clients all over the country choose the best loan program to help accomplish their goals. We leverage each client’s feedback as our entire team works.
29777 Telegraph Road, Suite 3580, Southfield, MI, 48034
Our mission is to create awareness and a better understanding of reverse mortgages throughout the senior adult community as well as within the professional community. Our goal is to educate people completely, accurately, and honestly about the pros and cons of reverse mortgages. We hope to make a difference in the lives of many senior Americans.
300 Galleria Officentre, Suite 500, Southfield, MI, 48034
At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities.
We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment. Our clients deserve the care
Extreme Loans (powered by First Savings Bank NMLS# 41131) is an EXTREMELY AWESOME mortgage branch that is here to help with any/all residential mortgage buying or refinancing needs. We lend nationwide so check us out online www.extremeloans.com or contact us #844CloseFast (844-256-7332)
300 Galleria Officentre, Suite 101, Southfield, MI, 48034
United Mortgage Lending is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
29777 Telegraph Road, Suite 3590, Southfield, MI, 48034
In business since 2003, UIF Corporation offers home and commercial financing products and services that allow our customers to remain true to their faith. Our goal is simple; to serve the financial needs of the American Muslim community.
UIF is always striving to provide more faith based products in order to be your single point.
29500 Telegraph Rd, Suite 200, Southfield, MI, 48034
At Prime Mortgage, our job is making you our number one priority. Whether you’re getting ready to buy your first home, consolidate debt, or any other mortgage needs you can imagine we’ve got the experience you need to create a successful experience. Click the button below for more details.
