USDA VS FHA in East-Los-Angeles, Los Angeles County, CA

As of 2025, in East-Los-Angeles, within Los Angeles County in CA, the USDA loan limit is $657,900, whereas the FHA limit for single-family homes is $822,375.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage tool allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in East-Los-Angeles, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in East-Los-Angeles, CA

The mission of Lendersa® is to swiftly and easily connect you with the ideal USDA or FHA loan. Begin with one of three starting routes to find matching lenders and USDA loan solutions that suit your needs.

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Understanding USDA Loans in CA

The USDA home loan, a government-backed initiative by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, no down payment is necessary for a USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Great Basin Federal Credit Union
  • 9770 S. Virginia St, Reno, NV, 89511
  • Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.
  • Sierra Pacific Federal Credit Union
  • 6100 Neil Rd, Suite 150, Reno, NV, 89511
  • Sierra Pacific is a not-for-profit, member-owned financial institution. Combine the technology of a big bank with the trust and service of a local co-op, and you'll have an idea of what to expect from this credit union. They offer sophisticated online and mobile banking with mobile deposit and bill pay options.
  • Home Wealth Funding Inc
  • 5595 Kietzke Lane, Suite 100, Reno, NV, 89511
  • Home Wealth Funding is a locally owned and operated mortgage company based in Northern Nevada focused on attention to detail, hard work, leveraging the team, building trust, working smart and learning. In addition we need to have fun, enjoy life, give back and above all, provide customers low interest rates.
  • RAINTREE MORTGAGE SERVICES
  • 150 West Huffaker Lane, Suite 104, Carson City, NV, 89511
  • Raintree Mortgage is proud to be one of the oldest mortgage brokerages in Nevada. Since its founding in 1989, the company has closed more than half a billion dollars in loan volume. Raintree Mortgage works one-on-one with clients to create custom solutions to fit their unique financial needs.
  • Gateway Commercial Bank
  • 6860 East Warner Road, Mesa, AZ, 85212
  • Gateway Bank represents a return to how banking used to be, where the staff knew everyone by name and treated you like a person instead of a number. We bring this nostalgic approach into modern times and offer the best of both worlds: the local, personal attention you want, plus a wide variety of products and services to meet your needs.
  • USA Private Money, LLC
  • 5332 South Sabrina, Mesa, AZ, 85212
  • USA Private Money is a private lender providing loans across the United States. They provide fix-and-flip loans, hard money bridge loans, refinancing, loans for rental properties, and private commercial loans. They offer loan amounts starting from $45,000 with a maximum LTV of 90%, terms up to 300 months, and rates ranging between 6% and 8%.
  • Tobias Mortgage Company
  • 110 Gateway Dr #130 Lincoln, CA, Lincoln, CA, 95648
  • Tobias Mortgage is one of the best mortgage Roseville Lending Company. We offer 30 years Term Mortgage Loan service as it is most desirable and makes it easy for you to repay a large amount of loan every month. From the past 13 years we are providing mortgage services to people who are unable to build a house due to lack of money.
  • Simpson Real Estate and Loan Inc
  • 2265 Torc Mountain, Lincoln, CA, 95648
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans and real estate services to our clients while providing them with a smooth transaction along with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.