USDA and FHA Pro and Con in East-Los-Angeles, Los Angeles County, CA

As of 2026, in East-Los-Angeles, within Los Angeles County in CA, the USDA loan limit is $657,900, whereas the FHA limit for single-family homes is $822,375.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage tool allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program for your financial needs in .

Explore loan offers from 100 different lenders

Loan Limits and Down Payment Requirements for 2026 in East-Los-Angeles, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in East-Los-Angeles, CA

The mission of Lendersa® is to swiftly and easily connect you with the ideal USDA or FHA loan. Begin with one of three starting routes to find matching lenders and USDA loan solutions that suit your needs.

Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in CA

The USDA home loan, a government-backed initiative by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, no down payment is necessary for a USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • EMW Mortgage Co.
  • 3131 South Bascom Avenue, Suite 210, Campbell, CA, 95008
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Seabrooke Development Corporation
  • 900 East Hamilton Avenue, Campbell, CA, 95008
  • Mark Hicks have been in this business for a while now and helping you make the best possible decisions is my number one priority. Accomplished Real Estate and Mortgage Broker skilled at evaluating and marketing commercial and residential investment properties through large scale open houses, comparable property analysis and short sale.

  • North First Mortgage
  • 1475 South Bascom Avenue, Suite 211, Campbell, CA, 95008
  • North First Mortgage Smooth Process. Personalized Service. Independent Broker. Offering California homeowners & buyers a complete mortgage experience, balancing technology to save you time & prompt, personalized service to answer your questions & provide straightforward advice. Our mission is simple: to make you happy.

  • Community Trust Mortgage
  • 116 East Campbell Avenue, Suite 5, Campbell, CA, 95008
  • CTM Pros team has always been dedicated to providing tailor-made mortgages for first-time home Buyers, move-up Buyers and investors, whether it is a purchase loan or refinance. Providing clients with mortgage services that meet the needs of both Buyer and Seller in a competitive market has given us a valuable edge over our competitors.

  • Bankers Network Corporation
  • 1875 South Bascom Avenue, Suite 2550, Campbell, CA, 95008
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Carlyle Mortgage Inc.
  • 1901 South Bascom Avenue, Suite 1410, Campbell, CA, 95008
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide loans to our clients while providing them with the great service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.We know you have a lot of options when it comes to yourmortgage financing.

  • BeneGroup, Inc.
  • 1999 South Bascom Avenue, Suite 700, Campbell, CA, 95008
  • BeneGroup, Inc. provides Residential and Commercial Real Estate consulting and financing services to a broad range of national and international clientele. In the current lending market, with its dynamic and ever changing guidelines, you need a firm that is well versed with the current lending rules and legislative regulations to assist you.

  • Bayview Residential Brokerage
  • 51 E Campbell Avenue, Suite 110, Campbell, CA, 95008
  • "Bayview Residential provides home lending and real estate services as one of the largest independent mortgage and real estate brokerages in California and recently ranked as the number 10 mortgage brokerage in the US.

    Established in 2004, Bayview works with over 150 agents, 90 of whom are endorsed as Mortgage Loan Officers."