USDA Vs. FHA Pro and Con comparison in Alpine, San Diego County, CA
For the year 2025, in Alpine, San Diego county, CA, the USDA loan limit is $703,800 and the FHA loan limit for a single-family home is $977,500.
Utilize Lendersa®'s USDA loan calculator to compare current USDA and FHA rates. This tool helps you determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, facilitating an informed decision on which program in is optimal for your financial situation.
2025 Loan Limits and Down Payment Requirements in Alpine, San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Options for USDA and FHA Loans in Alpine, CA
Lendersa® aims to quickly secure you the best possible USDA or FHA loan without hassle. Choose one of three starting points that lead to matched lenders and USDA loan programs tailored to your needs.
USDA home loans, guaranteed by the U.S. Department of Agriculture, are also known as USDA rural development loans or USDA mortgages. They are available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, making them advantageous for rural homebuyers.
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Our name that is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime. We look forward to working with you.
1920 Batson Avenue, Suite 268, Rowland Heights, CA, 91748
We're real estate experts who specialize in mortgage financing and real estate sales. We are here to simplify the process toward you obtaining your ultimate goal...Homeownership. Our one on one customer relationship offers you customized service and support. Greater Pacific Real Estate SVCS-Wayne Wainwright, Rowland Heights.
18645 East Gale Avenue, Suite 210, Rowland Heights, CA, 91748
iHome Funding is known for its competitive yet flexible rates. Regardless of whether you think you will save money, we may be able to offer a personalized rate lock scenario with your benefit in mind and alos We aim to provide a painless and hassle free refinance experience. Our establishment’s consultants can guide you through our process.
17890 Castleton Street, Suite 378, City Of Industry, CA, 91748
PYC Financial is a group of mortgage specialist with over 20 years of experience. We have successfully helped hundred of clients with their home loans.We are committed to provide our clients expert advices on property loans and offer extremely competitive interest rates with an extensive network of lending partners.
18725 E. Gale Ave, Suite 227, City Of Industry, CA, 91748
"At USA Financial Group, Inc We can help you find the perfect mortgage.
Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We've seen it all. And we understand how you feel.
MC & Associates, Inc find everything you need to buy, sell, or refinance a home in the area as well as learn about the market value of homes. You can now search for homes with detailed descriptions, photos, community and school information and so much more.as a refinance and real estate professional.
5150 East Pacific Coast Hwy Long Beach, CA, Long Beach, CA, 90804
Mirate Equity LLC is a trusted loan company offering tailored financial solutions for businesses and individuals. Focused on reliability and customer satisfaction, we provide diverse loan products to meet various financial needs. Our experienced team ensures clients receive the best terms and support throughout the loan process. Committed to financ
Horizontal Mortgage Lending has helped many borrowers finance their dream homes and we can help you too. Whether it be a Refinance, Purchase, Reverse Mortgage, Conventional Home Loans, FHA, VA, or Specialty Programs for First Time Buyers we can find you the best mortgage loan you've come to the right place.
