USDA and FHA Pro and Con in Alpine, San Diego County, CA
For the year 2026, in Alpine, San Diego county, CA, the USDA loan limit is $703,800 and the FHA loan limit for a single-family home is $977,500.
Utilize Lendersa®'s USDA loan calculator to compare current USDA and FHA rates. This tool helps you determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, facilitating an informed decision on which program in is optimal for your financial situation.
2026 Loan Limits and Down Payment Requirements in Alpine, San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Options for USDA and FHA Loans in Alpine, CA
Lendersa® aims to quickly secure you the best possible USDA or FHA loan without hassle. Choose one of three starting points that lead to matched lenders and USDA loan programs tailored to your needs.
USDA home loans, guaranteed by the U.S. Department of Agriculture, are also known as USDA rural development loans or USDA mortgages. They are available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, making them advantageous for rural homebuyers.
3155 S. Price Road, Suite 105, Chandler, AZ, 85248
Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
1256 West Chandler Boulevard, Suite 29, Chandler, AZ, 85224
Prestige Mortgage offers Commercial, FHA, VA, USDA, Conventional, Jumbo, Bridge loans, and Private Money loans in Arizona. Whether it is debt consolidation, refinance, cash-out or a purchase of a new home, Prestige Mortgage will help you make the best decision for you and your family.
Capital Market Funds offers all types of commercial loans in the state of Arizona. We specialize in real estate, including apartment complexes and other multi-family complexes. Talk to us today about your project. We'd love to help! commercial loans in the state of Arizona. We specialize in real estate, including apartment complexes and oth
7904 E Chaparral Rd, #A110-443, Scottsdale, AZ, 85250
Scottsdale Private Lending, LLC is a private real estate lender based in Scottsdale, Arizona. Our specialty is making loans on investment real estate within Arizona. When the traditional lending institutions fall short in terms of speed, underwriting and out of the box solutions, we offer common sense alternatives in an efficient and economical man
BradLoans of eMortgage Inc offer owner-occupied & investor hard money real estate loans, with no pre-payment penalty. Whether you've had a foreclosure, short sale, discharged bankruptcy, non-US citizen, or no “Established Credit”… no problem! Brad is Arizona’s premier ‘no credit’ or ‘bad credit’ mortgage lender
9237 E. Via De Ventura Blvd, Suite 110, Scottsdale, AZ, 85258
Inter-Capital Group is a strategic alliance of professional Commercial Mortgage Bankers and Brokers providing quality origination and underwriting of commercial real estate loans to our lenders and investors nationwide.
We provide the skills and capacity to source, underwrite, professionally package
7702 E Doubletree Ranch Rd, Suite 300, Scottsdale, AZ, 85258
Inspire Home Loans is proud to be the affiliate lender of Century Communities, sharing in the philosophy that exceptional service requires always doing the right thing for you, the customer. Our customer-centered approach to new home finance takes into account who you are, what you aspire to
8204 East Del Caverna Drive, Scottsdale, AZ, 85258
First Charter Financial Corporation is a lender in the primary mortgage market. We are a small company. We only make loans in the state of Arizona. We have a low overhead so we are competitive with the large national companies. We do things differently from the large mortgage banking companies and the big banks.
