USDA and FHA Pro and Con in East-Pasadena, Los Angeles County, CA

In the year 2025, within East-Pasadena, situated in Los Angeles county of CA, the USDA loan limit stands at $657,900. Comparatively, the FHA specifies a limit of $822,375 for purchasing a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to scrutinize and contrast today's prime USDA and FHA rates. This tool helps ascertain the necessary income credentials, credit ratings, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator presents a parallel view of USDA, FHA, Conforming, and VA loans, aiding you in determining the most suitable financial program available in .

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2025 Mortgage Limits and Down Payment Details for East-Pasadena, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional $822,375 3%

Exploring USDA and FHA Mortgage Opportunities in East-Pasadena, CA

Lendersa® is driven to secure you the top-notch USDA or FHA mortgage quickly and efficiently. Choose from three starting points tailored to connect you with appropriate lenders and USDA financing solutions.

Lendersa USDA loan matching results

Understanding the USDA Loan in CA

A USDA home loan, also recognized as a USDA rural development loan, is backed by the U.S. Department of Agriculture. Unlike FHA loans that mandate a 3.5% down payment, USDA loans are offered in rural areas with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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