USDA and FHA Pro and Con in East-Pasadena, Los Angeles County, CA

In the year 2026, within East-Pasadena, situated in Los Angeles county of CA, the USDA loan limit stands at $657,900. Comparatively, the FHA specifies a limit of $822,375 for purchasing a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to scrutinize and contrast today's prime USDA and FHA rates. This tool helps ascertain the necessary income credentials, credit ratings, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator presents a parallel view of USDA, FHA, Conforming, and VA loans, aiding you in determining the most suitable financial program available in .

Get started: Compare offers from 100 lenders

2026 Mortgage Limits and Down Payment Details for East-Pasadena, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional $822,375 3%

Exploring USDA and FHA Mortgage Opportunities in East-Pasadena, CA

Lendersa® is driven to secure you the top-notch USDA or FHA mortgage quickly and efficiently. Choose from three starting points tailored to connect you with appropriate lenders and USDA financing solutions.

Lendersa USDA loan matching results

Understanding the USDA Loan in CA

A USDA home loan, also recognized as a USDA rural development loan, is backed by the U.S. Department of Agriculture. Unlike FHA loans that mandate a 3.5% down payment, USDA loans are offered in rural areas with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TxHome Realty
  • 8700 Manchaca Rd, Suite 204, Austin, TX, 78748
  • IAN GONZALEZ is areal estate agent with TxHome Realty in Austin, TX and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Want an agent who'll really listen to what you want in a home? Need an agent who knows how to effectively market your home so it sells
  • Austin Mortgage Lending
  • 3305 W Slaughter Lane, Austin, TX, 78748
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Belton Federal Credit Union
  • 400 North Wall Street, Belton, TX, 76513
  • The Belton Federal Credit Union is a member owned and operated credit union serving over 850 members. The membership elects a Board of Directors each January at the annual meeting that determines operating procedures, loan policies, and sets rates for loans and deposits. Belton Federal Credit Union obtained its charter on February 28, 1963.
  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,
  • Vista Lending
  • 1211 Baylor St, Austin, TX, 78703
  • At Vista Lending we take great care in providing you with financing solutions that fit your current needs and long-term goals. No two home owners are alike and we strive to educate you through financing options while providing a concierge level of service. You can expect that level of service to carry on after your closing.
  • Texas Mortgage Source LLC
  • 1300 West Lynn St, Suite 214, Austin, TX, 78703
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Asset Lending TX
  • PO Box 1652, Buda, TX, 78610
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Celink
  • 101 W Louis Henna Blvd, Suite 310, Austin, TX, 78728
  • Celink is the nation’s largest independent subservicer of reverse mortgages, licensed to service reverse mortgages in all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands. We are well-positioned, both financially and strategically, to support client growth strategies for decades to come.
  • Kumar Home Mortgge
  • 1340 Otter Way, Coppell, TX, 75019
  • We are Mortgage Broker, an independent agent for both the mortgage loan applicant and the lender. We stand as facilitate between you and the lending institution. We can look at your financial situation to determine which lender is the right fit for your loan needs. In other words we help you shopping by comparing different rates from lenders.
  • AmeriFund
  • 620 Forest Hill Drive, Coppell, TX, 75019
  • AmeriFund Funding Corporation. Main Office in Coppell, Texas. For more than 23 years Texas based AmeriFund has been providing the guaranteed lowest interest rates and the easiest and quickest application process in the industry. Cutting edge technology the highest locked loan delivery rates in the industry enable us.
  • Watkins Mortgage
  • 549 E. Sandy Lake Rd, Suite 200, Coppell, TX, 75019
  • Watkins Mortgage we strive to differentiate ourselves from other mortgage companies by putting the needs of the borrowers first. To use our experience and vast knowledge to advise our clients while listening to their needs. To remind ourselves that owning a home is liberating and encouraging to everyone.
  • NXT Mortgage
  • 137 TX-121, Suite 115, Coppell, TX, 75019
  • NXT Mortgage Company is a different breed of mortgage company. We are people-focused, rather than profit driven. We donate 10% of our profits to organizations selected by our clients, we offer our team members more profit-sharing opportunities, and our clients save money via the best mortgage options.