USDA VS FHA in Angwin, Napa County, CA

As of 2026, the USDA loan limit in Angwin, Napa, CA is $717,600. Meanwhile, the FHA limit for a single-family home is $1,017,750.

Utilize the Lendersa® USDA loan calculator to compare top USDA and FHA rates currently available, and determine the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Angwin, Napa, CA

Loan Type Loan Limit Down Payment
USDA $717,600 0%
FHA $1,017,750 3.5%
Conventional Conforming $1,017,750 3%

Explore USDA and FHA Loan Options in Angwin, CA

The aim of Lendersa® is to seamlessly connect you with ideal USDA or FHA loans, quickly and with no hassle. Choose one of three pathways to find matching lenders and discover USDA loan programs.

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What Constitutes a USDA Loan in CA?

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% down payment minimum, USDA loans have no down payment requirement, offering an accessible option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pacific Community Lender Inc
  • 190 S. Orchard Ave, Suite B-115, Vacaville, CA, 95688
  • We were one of the first Mortgage Brokers in Vacaville. With over 30 years of experience, our specialty is offering products that others cannot and we have competitive rates to ensure satisfaction. Brokers in Vacaville. With over 30 years of experience, our specialty is offering products.

  • Mortgage Masters Lending Inc
  • 338 Cernon Street, Vacaville, CA, 95688
  • Mortgage Masters of California is a mortgage brokerage made up of experienced brokers hell-bent on delivering top notch customer service. We take pride in providing our clients with quick customized quotes, epic low rates curated with our client’s future goals in mind, then we seal the deal in lightning speed.

  • McGuire Capital Group Realty
  • 548 Main Street, Vacaville, CA, 95688
  • McGuire Capital Group has worked with borrowers and investors throughout Solano County and the surrounding area for over 30 years to offer fast private money financing to qualified clients. Our local and in-depth operations allow us to develop strong, lasting relationships built on trust and individual needs.

  • Citizens Financial
  • 406 Main St., Suite E, Vacaville, CA, 95688
  • "We are a residential and commercial brokerage with the core focus of ""to serve those who serve.""
    Our passion and driving force is to provide exceptional home loans to all California citizens. With that being said, we have partnered with the top portfolio in private wholesale mortgage divisions."

  • Abana Mortgage
  • 7105 East Hurlbut Avenue, Sebastopol, CA, 95472
  • Veteran Owned Mortgage Broker specializing in all types of loans - for all ages and stages of home ownership. Types of Loans: Fixed Rate Loan ARM Loan Jumbo Loan VA Loan FHA Loan Private Financing Whether you're a first time home buyer, already own a home and interested in Refinancing your current loan

  • Cottingham Mortgage, Inc.
  • 130 Petaluma Avenue, Suite 2F, Sebastopol, CA, 95472
  • Cottingham Mortgage Inc. specializes in residential mortgages, and is dedicated to community and personalized service a true advocate for clients in today’s world of complex financing. Ongoing research and training, an understanding of changing industry guidelines, additional national and state licensing, and a vast knowledge of industry resources

  • Travis Credit Union
  • PO Box 2069, Vacaville, CA, 95696
  • Travis Credit Union works every day to make a difference in the lives of the people we serve. As a secure and trusted financial institution, we advocate for the financial education and well-being of our members, and we give back to their local communities. To date, we have sponsored 200+ charities and local causes and volunteered 13, 000+ hour.

  • Network Independent Mortgage Brokers
  • 1300 Oliver Road, Suite 140, Fairfield, CA, 94534
  • Network Independent Mortgage Brokers are a TRULY Independent Mortgage Brokers who shop all options to get you the BEST Deal so you dont have to take the time to do it yourself. We get the job DONE, we are here for any questions you have about the process. We do not take your trust in us for Grated, we step up to prove that we deserve that trust.

  • Varris Inc.
  • 1450 Grant Avenue, Suite 204, Novato, CA, 94945
  • VARRIS Mortgage Solutions is a unique company that partners with credit unions and other lenders to offer flexible programs and low rates. We serve local communities in Northern California and have a very large client base in Southern California as well.We are highly experienced qualifying all types of applicants, from traditional to self-employed.

  • NonQMHomeLoans.com
  • 7250 Redwood Drive, Suite 300, Novato, CA, 94945
  • NonQMHomeLoans.com is a full-service marketing agency providing the broad spectrum of Conventional & Non-QM Mortgage products.Our knowledgeable team of experts will constantly impress with the first-class service never before experienced in the industry.NonQMHomeLoans.com, our core strengths are the personal touches and unique products we deliver.

  • Private Funds Direct
  • 1555 Grant Avenue, Novato, CA, 94945
  • Kevin Green and Pacific Private Money specialize in supporting funding for real estate investors and borrowers throughout California. I am dedicated to providing fast, friendly, reliable, and no-nonsense service. Pacific Private Money is a member of both the California Mortgage Association and the American Association of Private Lenders.

  • Dryden Capital Inc.
  • 1202 Grant Ave. B-1, NOVATO, CA, 94945
  • Dryden Capital provides Borrowers with fast creative solutions to their financing needs. We are local to the Bay Area but lend throughout California. We make all type of investment loans including Investment properties, Multifamily, Commercial, Rehab, Mixed Use and Construction Loans.