In 2025, the USDA loan limit for Yountville, situated in the county of Napa, CA, is $717,600. Meanwhile, the FHA ceiling for a single-family home is $1,017,750.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA programs side by side, helping you decide the most suitable option in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $717,600 | 0% |
| FHA | $1,017,750 | 3.5% |
| Conventional Conforming | $1,017,750 | 3% |
The mission of Lendersa® is to provide you with the best USDA or FHA loans quickly and without hassle. Choose from one of three starting paths that match you with suitable lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and known as either a USDA rural development loan or mortgage, is strictly available in rural regions. It distinguishes itself from FHA loans—which demand a minimum 3.5% down payment—by requiring no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
