USDA Vs. FHA your options comparison in St.-Helena, Napa County, CA
In 2026, the USDA loan limit in St.-Helena, situated in Napa, CA, is defined as $706,900, whereas the FHA limit for a single-family home is $816,500.
Explore the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator sets USDA, FHA, Conforming, and VA options side by side, helping you determine the best program for your financial circumstances, such as those in Alabama.
Loan Limits and Down Payment Needs for 2026 in St.-Helena, Napa, CA
Loan Type
Loan Limit
Down Payment
USDA
$706,900
0%
FHA
$816,500
3.5%
Conventional Conforming
$816,500
3%
USDA and FHA Loan Choices in St.-Helena, CA
Lendersa® aims to deliver the best USDA or FHA loans, swiftly and simply. Choose from three starting points that connect you with matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the government via the Department of Agriculture—known as a USDA rural development loan or USDA mortgage, is available exclusively for rural regions. FHA loans require a minimum 3.5% down payment, while USDA loans demand no initial down payment.
We got our start as a small business, a small bank in a small town, way back in 1927. Through 4 generations, we've provided banking and insurance services to the communities where we live and work. Our founder, A.C. Brown, always said, “Take care of the customer.” It’s a promise we intend to stick to. and our mission We believe in the commitment to
The El Reno RIL (Rock Island) Credit Union was founded in 1934 by employees of the CRI&P Railroad in El Reno, Oklahoma. In addition to the various employees’ groups added to our field of membership, the credit union is a community credit union serving individuals who reside, attend school, work or worship within Canadian County, Oklahoma.
The mission of Correctional Workers Federal Credit Union is to provide its members with professional, competent financial services. The Credit Union is committed to providing the best possible rates and servicing of the member owners while continuing to build a strong capital base. We will work together to help our members attain financial security
Chisholm Trail State Bank is now Stryv. We’ve always strived to serve our customers and our communities with bold, tireless energy. Now, to better reflect our uncommon drive, we’ve taken a new name. The bank has grown and changed in recent years including its focus and growth toward the business community.
It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time.
With a mission of improving the lives of members and the communities we serve.
Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.
Our customers have inspired us since our humble beginnings and have allowed us to be their hometown bank for many generations. We look forward to continuing that relationship for many more generations to come. HFB employees are proud of their deep roots in the communities we serve and are excited about cultivating those relationships in the future.
The First National Bank of Hope is a lengthy one. With almost 100 years of assisting our customers, we take pride in how we have grown in the communities we support.
1922 - The State Bank of Hope was sold to the Peoples State Bank
1923 - The Peoples State Bank was converted into a National Banking Charter named The First National Bank of Hop
Dickinson County Bank The Dickinson County Bank of Enterprise, Kansas was chartered on June 2, 1894 as a result of a financial panic in 1887 that closed several area banks in Abilene, Hope, and Enterprise. The demand for banking was high and the bank was established to meet this demand.
ONE AMERICAN BANK is an extremely well capitalized financial institution embracing technology with new products and services, as well as online and mobile banking. These technological advancements will enhance and simplify the way you conduct your financial business whether online or in-branch.
Founded in 1901, Citizens State Bank is a community bank committed to offering useful financial products and standout customer service. We are dedicated to providing banking solutions that will make you glad that you chose our Bank. With over 100 years of service to our community, the Citizens State Bank is your hometown bank.
Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.
