USDA Vs. FHA Pro and Con comparison in St.-Helena, Napa County, CA
In 2025, the USDA loan limit in St.-Helena, situated in Napa, CA, is defined as $706,900, whereas the FHA limit for a single-family home is $816,500.
Explore the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator sets USDA, FHA, Conforming, and VA options side by side, helping you determine the best program for your financial circumstances, such as those in Alabama.
Loan Limits and Down Payment Needs for 2025 in St.-Helena, Napa, CA
Loan Type
Loan Limit
Down Payment
USDA
$706,900
0%
FHA
$816,500
3.5%
Conventional Conforming
$816,500
3%
USDA and FHA Loan Choices in St.-Helena, CA
Lendersa® aims to deliver the best USDA or FHA loans, swiftly and simply. Choose from three starting points that connect you with matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the government via the Department of Agriculture—known as a USDA rural development loan or USDA mortgage, is available exclusively for rural regions. FHA loans require a minimum 3.5% down payment, while USDA loans demand no initial down payment.
Commercial Capital Ltd., FL is a direct private/bridge money lender and a one-stop shop for your commercial loans, including real estate mortgages, SBA business loans, fast business loans and more. We are originators for several of our own funds, and our extensive network of over 300 affiliate investors includes banks, REIT's, private equity funds.
907E. Strawbridge Ave Suite 101/102, Melbourne, FL, 32901
"Obsidian Financial, we are believers in speed without compromising quality which is why we try and get you to speak directly to one of our highly trained Loan Originators. We offer an experience that will set the industry standard, by allowing you to personally know the Loan Originator.
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County Savings Bank has served the Tinicum and Ridley Township neighborhoods with dependable full-service banking operations. Our customers appreciate the way we balance small town warmth with “big bank” services and security We bring a real community feeling into your bank - a place where you put your business and your trust.
Summit Hampton Roads Federal Credit Union has been open since 1970. The credit union has assets totaling $10.32 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves health care employees.
First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.
4851 Tamiami Trail North, Suite 200, Naples, FL, 34103
(239) 237-0789 Naples Mortgage Company is a small, local company focused on providing customers in Southwest FL with the ultimate in service as well as outstanding rates. At Naples Mortgage Company, the customer always comes first. Our goal is not only to provide our customers with the ultimate in customer service, but outstanding pricing as well.
At Gulf Coast Mortgage of Naples, Inc. our customers & partners are the most important part of our business. What this means to you is that you have found a mortgage company who truly cares about you & what you really want. It is our mission to make you happy from start to finish.
"The First Florida Home Mortgage, Inc Team is your premier mortgage team located in Naples, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of Florida.
MS4 Consultants LLC takes the time to learn your business and fully understand your financial needs. The experienced and dedicated MS4 staff makes commercial lending easy and gets you connected to financial solution options that are right for your specific needs. Our consultants have a tremendous amount of experience.
At U.S. MortgageLine we feel that there are no strangers in the world, only friends that haven't met. We are a full service mortgage lender with a simple philosophy. We give special attention to each of our clients and assist them in selecting the mortgage which best suits their individual needs.
225 E. City Avenue, Suite 103, Bala Cynwyd, PA, 19004
"The Center City Mortgage & Investments website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Center City Mortgage & Investments. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan program
