USDA Loan Vs. FHA loan for Calistoga, CA 2026

In 2026, the USDA loan limit in Calistoga, Napa county, CA is $717,600, while for a single-family home, the FHA limit is $1,017,750.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates and establish the necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator offers USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in Alabama.

USDA and FHA Loan Options in Calistoga, CA

The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan without hassle. Choose from three ways to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, also known as a rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture, available only in rural areas. Unlike FHA loans that need a 3.5% down payment, USDA loans require none.

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(316) 889-0103 Lender's profile and map Reviews Mid America Mortgage, Inc 105 S Main St, El Dorado, KS, 67042 Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market.
(580) 255-3550 Lender's profile and map Reviews Endurance FCU 703 S 9th Street, Duncan, OK, 73533 EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.
(580) 252-2265 Lender's profile and map Reviews First Bank & Trust Co. 923 W. Main St, Duncan, OK, 73533 At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.
(712) 276-1328 Lender's profile and map Reviews Midwest Community Credit Union 1909 Old South Palmetto Street, Sioux City, IA, 51106 Midwest Community Credit Union is a financial institution that offers mobile banking, loans, gift, debit, and credit card services. Midwest Community Credit Union has been open since 1955. The credit union has assets totaling $42.5 Million and provides banking services to more than 3,000 members.
(712) 224-4425 Lender's profile and map Reviews Liberty National Bank IA 4425 Singing Hills Blvd., Sioux City, IA, 51106 In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.
(580) 228-2326 Lender's profile and map Reviews The First Farmers National Bank of Waurika 319 E D Ave, Suite 3227, Waurika, OK, 73573 With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
(402) 994-4000 Lender's profile and map Reviews American Exchange Bank 151 North 4th Street, Elmwood, NE, 68349 The American Exchange Bank was incorporated July 13, 1889 and bank business began on September 9, 1889. The incorporators were F. E. Stevens, E. A. Stopher, W. S. Waters and C. D. Stevens. The bank first used an existing building near the corner of 4th and D Street. This two-story brick building was 60 ft by 28 ft by 24 ft and
(407) 796-1778 Lender's profile and map Reviews All Commercial Finance 1116 S. Patterson, Oklahoma City, OK, 73160 All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation
(405) 794-4412 Lender's profile and map Reviews Citywide Mortgage 9400 S I 35 Service Road, Oklahoma City, OK, 73160 Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart
(405) 799-5363 Lender's profile and map Reviews Lincoln Lending 501 SE 4th St, Suite C, Moore, OK, 73160 Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process
(405) 996-3992 Lender's profile and map Reviews FirstTrust Home Loans, Inc. 2100 N Eastern Ave, Suite 11, Moore, OK, 73160 At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.