USDA Vs. FHA Pro and Con comparison in Apple-Valley, San Bernardino County, CA
In the year 2025, the USDA loan limit for the city of Apple-Valley, located in San Bernardino County, CA, is $381,800, whereas the FHA limit for a single-family home stands at $477,250.
Use the Lendersa® USDA loan calculator to compare the current best USDA and FHA rates, and discern the income, credit, reserves, and documents needed to qualify. Our state-of-the-art mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the right program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Apple-Valley, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Apple-Valley, CA
Lendersa® is committed to finding you the ideal USDA or FHA loan swiftly and with ease. Choose one of three options to pair you with lenders and specific USDA loan programs available.
A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
300 Village Square Crossing Suite 101, Palm Beach Gardens, FL, 33410
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally
2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL, 33410
"Arch Mortgage, you are an esteemed customer and as such we promise to treat you with respect to provide you the service you want & that you deserve. We understand the commitment you are making whether buying your dream home, refinancing your current home, or pulling equity out for improvements.
From the first question to the closing table"
8409 N Military Trail STE 115, Palm Beach Gardens, FL, 33410
My Liberty Loans is here to help you through the entire home loans process in Palm beach Gardens, FL. We have an extensive list of lenders that we work with to provide you with the best option for your mortgage needs. Our highly trained staff is committed to be there for you every step of the way.
Fidelity is a diversified mortgage company, making use of state-of-the-art technology and the vast experience of our team to meet and realize the financial dreams of existing and perspective homeowners.Our goal at Fidelity is to provide our customers with the best mortgage experience throughout the entire process.
Cast Home Loans here in Palm Beach we pride ourselves on simplifying the home loan process while making mortgage customer service our number one priority. You can count on our experienced team to continuously deliver quality service and expertise. Innovation and integrity are always at the forefront of our work
At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.
5589 Okeechobee Blvd STE 105, West Palm Beach, FL, 33417
Looking for a mortgage broker in West Palm Beach? If you're looking for a home loan anywhere in Palm Beach County, we're here to help! We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We repres
5589 Okeechobee Blvd Ste #101,, West Palm Beach, FL, 33417
Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
