USDA Vs. FHA your options comparison in Arbuckle, Colusa County, CA

For 2026, the USDA loan limit in the city of Arbuckle, within Colusa county in CA, stands at $372,700, whereas the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator for a clear comparison of today's leading USDA and FHA rates. Assess the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you select the optimal choice in for your specific financial condition.

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2026 Loan Limits and Downpayment Requirements for Arbuckle, Colusa county, CA

Loan Category Maximum Limit Minimum Downpayment
USDA $372,700 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Paths in Arbuckle, CA

The mission of Lendersa® is to secure the best USDA or FHA loans quickly and effortlessly. Choose from three initial options, leading to connecting lenders and USDA loan solutions tailored for you.

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Understanding USDA Loans in CA

The USDA home loan, backed by the U.S. Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, designated for rural areas exclusively. Unlike FHA loans which need at least a 3.5% downpayment, USDA loans do not require any downpayment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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