USDA and FHA Pro and Con in Arbuckle, Colusa County, CA

For 2025, the USDA loan limit in the city of Arbuckle, within Colusa county in CA, stands at $372,700, whereas the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator for a clear comparison of today's leading USDA and FHA rates. Assess the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you select the optimal choice in for your specific financial condition.

Start comparing loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements for Arbuckle, Colusa county, CA

Loan Category Maximum Limit Minimum Downpayment
USDA $372,700 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Paths in Arbuckle, CA

The mission of Lendersa® is to secure the best USDA or FHA loans quickly and effortlessly. Choose from three initial options, leading to connecting lenders and USDA loan solutions tailored for you.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, backed by the U.S. Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, designated for rural areas exclusively. Unlike FHA loans which need at least a 3.5% downpayment, USDA loans do not require any downpayment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Goodwin Mortgage Group
  • 1511 N Westshore Blvd Suite 1150, Tampa, FL, 33607
  • The Goodwin Mortgage Group has a wide variety of loan products and experienced professionals to get you on the path to homeownership. We strive to take the stress out of buying a home by providing the best communication and assistance by walking our customers through the home buying process step-by-step
  • BlueGrey Mortgage
  • 1311 North Church Avenue, Tampa, FL, 33607
  • We are a full-service mortgage company—offering a multitude of loan programs to our clients. While we specialize in home loans, we can also assist clients needing a loan for commercial property or investment properties. In addition to brokering loans for home and property purchases, we also broker refinancing loans.
  • MiMutual Mortgage
  • 1207 N.Himes Ave, Suite 2, Tampa, FL, 33607
  • A privately held Retail non depository mortgage Lender, MiMutual is headquartered in Port Huron, Michigan, licensed and expanding in 35+ states. MiMutual is Federal Housing Administration Full-Eagle and direct Fannie Mae, Freddie Mac, and Ginnie Mae. Named top 5 203(k) Lender in the U.S. MiMutual also has In-House USDA.
  • Home Loans By U, Inc.
  • 4021 North Armenia Ave Suite 102, Tampa, FL, 33607
  • At Home Loans By U, we strive to provide 100% customer satisfaction. In these challenging economic times, we trust that Home Buyers/Home Owners will be happy to hear of a Mortgage Broker Firm that is offering a fair and honest service to assist in their mortgage financing transactions.
  • Residential Acceptance Corporation
  • 5027 W Laurel Street, Tampa, FL, 33607
  • RAC is a group of lending specialists dedicated to helping mortgage professionals close difficult loans on-time. For more than 19 years, RAC has been working one-on-one with mortgage brokers, originators and processors across the country to restructure troubled loans, and find clever ways to get loans approved and closed quickly.
  • Ridge Street Capital
  • 7901 4th St N, Suite 10265, Saint Petersburg, FL, 33702
  • Ridge Street is the lender for real estate entrepreneurs! We provide efficient capital for acquiring, renovating, building, and holding real estate. Partnering with local investors across the US, we're transforming real estate financing with a simple process, fair pricing, and no bureaucracy.
  • BD Mortgage Group
  • 9800 4th Street North, Suite 200, Saint Petersburg, FL, 33702
  • BD Mortgage Group is an outstanding mortgage brokerage company serving the lending needs of individual home buyers and first-time home buyers. Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently,
  • All East Mortgage Advisors, LLC
  • 7901 4th Street North, Saint Petersburg, FL, 33702
  • Our mortgage originators are experienced and knowledgeable. We use the latest comparative analysis software allowing us to research and compare various loan programs to find the best options that meet your needs. We have streamlined the loan fulfillment process ensuring quick approvals and fast closings.
  • New Dwelling Mortgage
  • N/A, Saint Petersburg, FL, 33702
  • New Dwelling Mortgage,we use a personalized approach that makes us the perfect mortgage broker for home buyers.We believe a mortgage should be about building relationships & helping people achieve their goals & dreams of being a homeowner.We manage our clients' process by applying for loans with different lenders, finding competitive interest rates
  • Detailed Mortgage Solutions, LLC
  • 7901 4th Street North, Saint Petersburg, FL, 33702
  • Detailed Mortgage Solutions, LLC. NMLS# 1769900 www.nmlsconsumeraccess.org; Equal Housing Opportunity. As an independent mortgage brokerage, it allows us to truly work for our clients without being tied to any one particular lender. We have the ability to work with as many lenders we wish, to not only 'SHOP' for the best terms