USDA and FHA Pro and Con in Williams, Colusa County, CA

In 2025, the USDA loan limit for Williams, located in Colusa county, CA, is $372,700, whereas the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, compare today’s optimal USDA and FHA rates while defining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side evaluation of USDA, FHA, Conforming, and VA programs, enabling you to choose the most appropriate option for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in Williams, Colusa, CA

Loan Type Loan Limit Down Payment
USDA $372,700 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Williams, CA

Lendersa® is dedicated to quickly securing you the best USDA or FHA loan with minimal hassle. Choose from three initial approaches to find matching lenders and optimal USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, commonly referred to as a rural development loan or USDA mortgage, is a government-guaranteed product by the Department of Agriculture, restricted to rural areas only. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 4300 B St, Anchorage, AK, 99503
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  • Cook Inlet Lending Center, Inc. (CILC), formerly known as NaQenq’a, was created in 2001 as a social enterprise of Cook Inlet Housing Authority to address the need for affordable home financing and development services in the Cook Inlet Region of Alaska (CIRI). Cook Inlet Housing Authority (CIHA), founded in 1974,
  • Homestate Mortgage Company
  • 3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
  • Homestate Mortgage Company LLC is located in Wasilla, AK, United States and is part of the Mortgage Banking Industry. Homestate Mortgage Company LLC has 1 employees at this location. (Employees figure is modelled). There are 3 companies in the Homestate Mortgage Company LLC corporate family.
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  • "Titan Mortgage specializes in the Alaska mortgage market. Our experts have been helping Alaskans with their borrowing needs since 2010 Lower your monthly mortgage payments Pay off your mortgage in less time Pay off your other debts Use your home equity to get extra cash Make home improvements"
  • Residential Mortgage, LLC
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  • Homestate Mortgage Company
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  • Homestate Mortgage, we offer a wide variety of loan programs to fit any home buying scenario. Whether you're buying your very first home or a veteran homeowner moving up or downsizing, we have the right mortgage & program to fit your needs.Our staff of seasoned professionals will make certain that the mortgage part of your home buying experience
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