USDA Vs. FHA Pro and Con comparison in Williams, Colusa County, CA

In 2025, the USDA loan limit for Williams, located in Colusa county, CA, is $372,700, whereas the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, compare today’s optimal USDA and FHA rates while defining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side evaluation of USDA, FHA, Conforming, and VA programs, enabling you to choose the most appropriate option for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in Williams, Colusa, CA

Loan Type Loan Limit Down Payment
USDA $372,700 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Williams, CA

Lendersa® is dedicated to quickly securing you the best USDA or FHA loan with minimal hassle. Choose from three initial approaches to find matching lenders and optimal USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, commonly referred to as a rural development loan or USDA mortgage, is a government-guaranteed product by the Department of Agriculture, restricted to rural areas only. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Reve Mortgage
  • 1199 Fairway Dr, City Of Industry, CA, 91789
  • At Reve Mortgage, we are committed in providing the reliable source to your lending solutions; by making lending simple and efficient. Our goal is to go that extra mile to build a lifelong relationship based on integrity, trust, and gratitude. Our one team in-house operations will create an efficient
  • Olive Tree Lending Inc
  • 20803 East Valley Boulevard, Suite 106, Walnut, CA, 91789
  • "Our goal is to provide quality customer service to each and every client. We have access to a variety of programs which enables us to tailor each loan to your individual needs. Not only do we focus on personal interaction with our clients, but we also focus on making the loan process quick, effective, and simple."
  • McLeod & Associates
  • 385 South Lemon Avenue, Suite D, Walnut, CA, 91789
  • Mia McLeod, President and CEO of McLeod & Associates, is a 30 under 30 award recipient by the National Association of Realtors. Where tradition meet innovation. We adhere to a unique approach with our clients, by not only creating customers for life but by creating "Raving through the way we conduct real estate and mortgage in today.
  • F.P. Mortgage
  • 667 S Brea Canyon Rd # 24, Walnut, CA, 91789
  • FP Mortgage, we offer Full-Doc and Non-QM Residential - Commercial loans. We even accept 1 year Tax Return, Self-Employed & NO W2's! We make sure your Home Buying or Refinance process is a smooth one. We take pride in our Excellent Customer Service and in making sure our promises are kept to our Clients.
  • New Bridge Equity
  • 340 S LEMON AVE # 1652, Walnut, CA, 91789
  • New Bridge Equity is a privately held company that provides niche lending solutions to borrowers seeking to access the equity in their real estate holdings.and NBE is a hard money, bridge and gap financier funding 1st and 2nd position loans. We are fully capitalized and our team prides itself on closing loans.
  • American Continental Bank
  • 17700 Castleton Street, Suite 100, City Of Industry, CA, 91748
  • American Continental Bank was established on October 6, 2003, by a group of local businessmen and individuals who were interested in creating a Bank that would provide specialized financial services to the Chinese community. Our Senior Management team and staff consist of highly skilled bankers who are professional.
  • ACG Funding Inc
  • 17590 Colima Road, Rowland Heights, CA, 91748
  • Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Our name that is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime. We look forward to working with you.
  • Greater Pacific Real Estate Services
  • 1920 Batson Avenue, Suite 268, Rowland Heights, CA, 91748
  • We're real estate experts who specialize in mortgage financing and real estate sales. We are here to simplify the process toward you obtaining your ultimate goal...Homeownership. Our one on one customer relationship offers you customized service and support. Greater Pacific Real Estate SVCS-Wayne Wainwright, Rowland Heights.