USDA VS FHA in Williams, Colusa County, CA

In 2026, the USDA loan limit for Williams, located in Colusa county, CA, is $372,700, whereas the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, compare today’s optimal USDA and FHA rates while defining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side evaluation of USDA, FHA, Conforming, and VA programs, enabling you to choose the most appropriate option for your financial circumstances in Alabama.

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2026 Loan Limits and Down Payment Requirements in Williams, Colusa, CA

Loan Type Loan Limit Down Payment
USDA $372,700 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Williams, CA

Lendersa® is dedicated to quickly securing you the best USDA or FHA loan with minimal hassle. Choose from three initial approaches to find matching lenders and optimal USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, commonly referred to as a rural development loan or USDA mortgage, is a government-guaranteed product by the Department of Agriculture, restricted to rural areas only. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Consolidated Funding Corp
  • 2425 Medina Road, Medina, OH, 44256
  • CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.

  • Crossroads Home Loans
  • 2530 Medina Road, Suite 100, Medina, OH, 44256
  • "At Crossroads Home Loans. We are a web based Mortgage Firm.

    We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services.

    Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"

  • Credit Union of Atlanta
  • 670 Metropolitan Pkwy SW, Atlanta, GA, 30310
  • At Credit Union of Atlanta, we approach things a little bit differently than the average bank. That's because as a credit union, our focus is not on profits or personal gains. Instead, we pour our energy and any profits earned into securing better rates for our members. And as a member, you're not just any old customer.

  • 770 Hard Cash
  • 592 Lawton Street SW, Atlanta, GA, 30310
  • With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender

  • Access Point Financial
  • 1 Ravinia Drive, 9th Floor, Atlanta, GA, 30346
  • Access Point Financial (APF) is a direct hospitality lender that provides bridge, capex, construction, mezzanine, preferred equity and permanent financing to qualified hoteliers throughout the United States and Canada. Our loan programs are flexible and are typically used for acquisition, refinance, construction take-out, renovations

  • Homespire Mortgage Corporation |
  • 121 Perimeter Center W, Suite 200, Atlanta, GA, 30346
  • We created a Homespire Mortgage with the vision of strengthening the communities in which we live and work. As active partners in the community, we focus on the well-being of the neighborhoods we serve. Our mission is to enrich and support our local communities helping our neighbors reach their goals .

  • LIBERTY HOME MORTGAGES LLC
  • 303 Perimeter Center North, Suite 300, Atlanta, GA, 30346
  • Liberty Home Mortgages LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage

  • Northeast Bancorp of America Inc
  • 11925 Pearl Road, Suite 301, Strongsville, OH, 44136
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.