USDA Vs. FHA Pro and Con comparison in Sutter, Sutter County, CA
In 2025, the USDA loan limit for Sutter in the county of Sutter, CA, is $400,000, whereas the limit for FHA loans is $488,750 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in best suits your financial needs.
Loan Limits and Down Payments Required in 2025, Sutter, Sutter, CA
Loan Type
Limit
Down Payment
USDA
$400,000
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Sutter, CA
Lendersa® aims to find you the best USDA or FHA loan swiftly and without hassle. Choose from one of three starting options that connect you with lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Cashback Loans was founded for the purpose of serving Southern California residents. We opened our first two locations in 2003 and have now grown to 29 convenient locations. We are dedicated to providing our Southern California clients with quick, efficient loans and only the best customer service.
277 Rancheros Dr, Suite 160, San Marcos, CA, 92069
we’re able offer a wide variety of home loan programs to help borrowers finance their home loan needs. From the first-time buyer looking for a low-down payment loan, to the seasoned investor looking to finance a 4-unit multi family home, we can help you. Because of our partnership with over 40 lenders
LoanStar Financial is a mortgage company based in North San Diego County, CA. specializing in residential (Refi & Purchase) mortgages as well as commercial and construction loans. Ignacio Ventura has many years of experience in the residential, commercial & construction lending arena.
Jim Stanko is a JUMBO and FHA Reverse Mortgage Specialist located in Southern California. He and his firm, Lineage Lending, are Federally- and CA State-Licensed reverse mortgage brokers. Lineage Lending is a member of the National Reverse Mortgage Lenders Association, an association that requires high ethical standards from its members.
970 Los Vallecitos Boulevard, Suite 222, San Marcos, CA, 92069
Every one of our clients needs are different which is why we leverage our experience & expertise to help you find the right financing. We make sure every client understands their loan program & gets the best possible financing for their needs. Contact us today to get pre-qualified for your next home purchase or to refinance your current residence
YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.
Lorenzo Rivera has over 14 years of experience in the Real Estate market. He is a licensed Realtor and Mortgage Originator, with experience that spans across the state of California. Lorenzo strives to build a meaningful relationship with every client, ensuring that everyone has a pleasant experience throughout the buying or selling process.
2011 Palomar Airport Rd, Suite 203, Carlsbad, CA, 92011
At Vantex Capital Group, hard money mortgage lending is our primary business. We have been a hard money lender since 2003 and our President has been originating hard money mortgage loans for over forty years. We pride ourselves on being able to give you an answer on your hard money loan request the same day.
6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
PacificFirst Mortgage believes in the value of relationships and it's this idea that ensures that we provide each of our clients with the Very Best customer service found anywhere in the mortgage industry. Our dedicated team of financial professionals are trained and committed to have immediate communication with you concerning your mortgage needs.
