USDA Vs. FHA Pro and Con comparison in Sutter, Sutter County, CA
In 2025, the USDA loan limit for Sutter in the county of Sutter, CA, is $400,000, whereas the limit for FHA loans is $488,750 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in best suits your financial needs.
Loan Limits and Down Payments Required in 2025, Sutter, Sutter, CA
Loan Type
Limit
Down Payment
USDA
$400,000
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Sutter, CA
Lendersa® aims to find you the best USDA or FHA loan swiftly and without hassle. Choose from one of three starting options that connect you with lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you.
Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan
The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families.
Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
CornerStone Bank will be recognized as the best and most caring place to bank in each of the communities it serves. Our Mission is To deliver exceptional service every day & to demonstrate in every interaction with customers, shareholders, employees & the community, the things we value most: integrity, excellence, reputation & results.
ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.
Suwannee River Federal Credit Union is a non-profit financial corporation owned and operated by the credit union members themselves. Suwannee River Federal Credit Union has been serving members since 1936. The Credit Union offers a means of saving money through payroll deduction.
CORE Credit Union was founded, in 1974, as Bulloch County School Employees Credit Union by eight residents of Bulloch County. The charter members originally founded the Credit Union to serve educators in Bulloch County. In 1980, the Credit Union expanded its field of membership to include the employees of Georgia Southern College.
Financing for all agricultural interests, farms, rural recreational tracts, timber tracts, home lots, conventional home mortgages, home lots, home construction and rural land not intended for non-agricultural commercial use or immediate resale. Loans for Land, Farms and Homes throughout South Carolina and Georgia.
Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Lafayette State Bank offers a variety of loans designed for personal and business purposes.
As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
