In 2026, the USDA loan limit for Sutter in the county of Sutter, CA, is $400,000, whereas the limit for FHA loans is $488,750 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in best suits your financial needs.
Loan Limits and Down Payments Required in 2026, Sutter, Sutter, CA
Loan Type
Limit
Down Payment
USDA
$400,000
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Sutter, CA
Lendersa® aims to find you the best USDA or FHA loan swiftly and without hassle. Choose from one of three starting options that connect you with lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.
Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,
Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).
1240 21st Ave N, Suite 102, Myrtle Beach, SC, 29577
The ABC Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!
Timothy Mapp as owner and Broker of New Millennium Mortgage Co., He take great pride in helping our clients receive the best loan program and service in their quest to find the perfect home here in Paradise. Tim have been in the Real Estate field for over 35 years and the Mortgage field for over 15 years.
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
