USDA Vs. FHA your options comparison in Atherton, San Mateo County, CA
As of 2025, the USDA loan cap in Atherton, located in San Mateo, CA, stands at $776,600, while the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. Determine necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side to decide which option in Alabama suits your financial needs best.
Loan limits and down payment requirements for 2025 in Atherton, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA loan choices in Atherton, CA
Lendersa® aims to promptly secure you the most advantageous USDA or FHA loan with ease. Start with one of the three options to connect with lenders and explore USDA loan offerings.
The USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. FHA loans require a minimum 3.5% down payment, whereas USDA loans have no down payment requirement.
Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H
Ohio Catholic Federal Credit Union isn't your typical financial institution. How do we stand out from the crowd? Your mission is our mission. Recognized as the largest faith-based, full-service credit union in Ohio, we have been trusted to help members achieve their financial goals for over 60 years while focusing on faith and education.
13201 Granger Road, Suite 1, Garfield Heights, OH, 44125
Emerald Credit Union was originally chartered as the Garfield Heights School Employees’ Credit Union in 1955, serving only the employees of that school district. Since then, we have grown to include over 25 Select Employment Groups and six local school districts. We have a community charter, allowing us to serve all who live, work, attend school.
At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.
Greeneville Federal Bank, FSB, is a locally owned, full-service financial institution that has served Greeneville and Greene County since 1960. The bank has changed dramatically during the last 61 years but one thing has remained the same–our commitment to the people of Greeneville and Greene County.
Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.
At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.
2919 West Market Street, Suite C, Akron, OH, 44333
We have a full range of products for all of your mortgage financing needs. At Riverview Mortgage, we know how overwhelming the mortgage process can be without the proper guidance. Like any other service based industry, most companies claim to offer quality service but few actually follow through on their promises.
