USDA Loan Vs. FHA loan for North-Fair-Oaks, CA [ best of 2023]

In 2024, USDA loan limit in North-Fair-Oaks, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Fair-Oaks, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(877) 275-2088 https://bankmvb.com/ 846 miles Lender's profile and map Reviews MOUNTAIN VALLEY BANK 101 N. 6th Street, Hayden, CO, 80487 Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.
(970) 879-2993 https://www.yampavalleyBank.com/ 846 miles Lender's profile and map Reviews Yampa Valley Bank 600 South Lincoln, Suite 100, Steamboat Springs, CO, 80487 Yampa Valley Bank is a truly locally owned Bank serving the people of Routt and Moffat Counties. Our singular commitment to community Banking is reflected in the honest and friendly service provided to all our visitors. It’s what we call Genuine Hometown Banking - it’s who we are.
(406) 547-3331 https://botr.bank/ 855 miles Lender's profile and map Reviews Bank of The Rockies 205 West Main Street, White Sulphur Springs, MT, 59645 We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.
(406) 862-2652 http://www.parksidefcu.com 855 miles Lender's profile and map Reviews PARK SIDE CREDIT UNION 1300 Baker Ave, Whitefish, MT, 59937 Park Side is a premier credit union in the state of Montana, with branch locations in Missoula and the Flathead Valley. Here you can find a variety of rewarding positions that make a difference in the lives of others and develop into satisfying career opportunities. Here you can find a variety of loans products..
(406) 862-4999 https://blackdiamondmortgage.com/ 855 miles Lender's profile and map Reviews Black Diamond Mortgage Corporation 106 2nd St E, Whitefish, MT, 59937 Black Diamond Mortgage Corporation is an original Montana Company providing loans to buy homes and many home loan refinance opportunities. As the Experts in Real Estate Finance, we work with clients to help them buy a home, build a home, lower their monthly payments, shorten the life of their loan, consolidate debt, improve their home
(406) 892-1776 https://www.freedombankmt.com/ 857 miles Lender's profile and map Reviews Freedom Bank MT 530 9th St. West, Columbia Falls, MT, 59912 Freedom Bank thrives on community involvement and is built on a foundation of trust. Don Bennett, President of Freedom Bank in Columbia Falls, is no stranger to building from the ground up. Freedom Bank, which Bennett founded in April 2005, began in his basement. For the first year, the bank operated out of an old 980-square-foot trailer.
(970) 845-7000 https://www.centralrockies.com/ 860 miles Lender's profile and map Reviews Central Rockies Mortgage Corp 30 Benchmark Rd, Suite G3, Avon, CO, 81620 Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.
(970) 748-0342 https://www.vailmortgageguy.com/ 860 miles Lender's profile and map Reviews Eagle One Financial 150 E Beaver Creek Blvd, Avon, CO, 81620 We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties. We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years
(719) 657-3376 https://www.truelocalbank.com/ 860 miles Lender's profile and map Reviews Del Norte Bank 705 Grand Ave, Del Norte, CO, 81132 Del Norte Bank was chartered as Del Norte Building and Loan Association on May 9th, 1921 by Charles W. Donnen, William Johnson, Louie Eickenrodt, J.H. Weiss, and J.P. Russell. The purpose of the building and loan was to provide a safe place to save money and to offer financing for families to build homes.
(575) 829-3366 https://www.jvcu.org/ 865 miles Lender's profile and map Reviews Jemez Valley Credit Union 17117 Highway 4, Jemez Springs, NM, 87025 The Jemez Valley Credit Union has been providing quality service to its members for more than 50 years. We are proud to be a non-profit member-owned financial institution. Our mission is to provide our members with prompt, accurate, high quality, reasonably priced service. Jemez Valley Credit Union was established in 1966.
(719) 395-2472 https://www.collegiatepeaksbank.com/ 870 miles Lender's profile and map Reviews Collegiate Peaks Bank 105 Centennial Plaza, Buena Vista, CO, 81211 Collegiate Peaks Bank, Division of Glacier Bank is a growing community bank, serving personal and commercial customers. We currently have four bank Branches, in Salida, Buena Vista, Denver-RiNo, Denver-Belcaro and in February, 2020 we will be opening a Branch in the Denver Tech Center.