USDA Loan Vs. FHA loan for Menlo-Park, CA [San Mateo County ]

During 2026, the limit for USDA loans in Menlo-Park, located in San Mateo county, CA, is $657,900. Meanwhile, the FHA limit is set at $822,375 for single-family homes.

Try the Lendersa® USDA loan calculator to weigh current USDA and FHA rates, determining the necessary income, credit status, reserves, and paperwork to qualify. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the right program in for your financial circumstances.

Exploring USDA and FHA financing options in Menlo-Park, CA

The aim of Lendersa® is to secure the swiftest and most efficient USDA or FHA loan for you. Begin with one of the three available paths, resulting in matched lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

Defining the USDA Loan in CA

The USDA home loan, endorsed by the government via the Department of Agriculture, also called a USDA rural development loan or mortgage, is available only in rural locations. In contrast to FHA loans, requiring at least a 3.5% down payment, USDA loans necessitate no down payment.

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(903) 498-8541 Lender's profile and map Reviews First National Bank of Kemp 100 South State Highway 274, Kemp, TX, 75143 First National Bank of Kemp first opened its doors in August, 1901, after a group of local farmers, ranchers and businessmen decided to provide much-needed financial services to the community. Through wars, depression, recessions, and plenty of good times, First National Bank of Kemp has been right here, serving and growing with the community.
(830) 254-3573 Lender's profile and map Reviews The Falls City National Bank 100 S Front Street, Falls City, TX, 78113 The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business. Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
(507) 375-3376 Lender's profile and map Reviews The First National Bank at St. James 202 1st Avenue South st., Saint James, MN, 56081 First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
(816) 325-6900 Lender's profile and map Reviews United Consumers Credit Union 1111 E 23rd Street, Independence, MO, 64050 Since 1941, United Consumers has been providing its members with an alternative to increasingly expensive banking services. The credit union is a not-for-profit financial institution owned by the members who join. Benefits of membership include lower rates on loans, higher rates on investments
(816) 463-2760 Lender's profile and map Reviews Square One Realty & Property Solutions LLC 800 West Maple Avenue, Independence, MO, 64050 Square One Solutions is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
(714) 289-0047 Lender's profile and map Reviews Mulberry Street Mortgage 19 North Water Street, Liberty, MO, 64068 Mulberry Street Mortgage, a dedicated professional will thoroughly evaluate your financial needs to help you qualify for a low rate mortgage that works within your budget. Our goal is to get you the most favorable rate possible while working to answer your questions, and make the application process a simple and smooth transition
(816) 795-8500 Lender's profile and map Reviews Midwest Capital Mortgage, Inc. 1201 Landmark Ave, Suite 3, Liberty, MO, 64068 At Midwest Capital Mortgage, Inc. We are a full-service mortgage company based in Liberty, Missouri. We specialize in mortgages in Liberty, Kansas City, Overland Park, and Lenexa. We also serve the surrounding cities in Clay County, Platte County, Johnson County, and Jackson County.
(816) 322-2100 Lender's profile and map Reviews Community Bank of Raymore 801 West Foxwood Drive, Raymore, MO, 64083 We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.
(816) 783-5900 Lender's profile and map Reviews R-G Federal Credit Union 421 Remington Plaza Court, Raymore, MO, 64083 R-G Federal Credit Union to operate the Credit Union in accordance with the Federal Credit Union Act, The National Credit Union Administration rules & regulations and other applicable laws and regulations. Accordingly, our primary objective shall be to ensure the safety and soundness of the Credit Union.
(320) 254-8271 Lender's profile and map Reviews Kensington Bank 321 Washburn Avenue, Belgrade, MN, 56312 Kensington Bank is a community bank with locations in Belgrade, Cokato, Elrosa, Herman, Kensington, Saint Cloud, and Willmar, MN. We strive to provide excellent service and growth along with our customers. To be a trusted partner in the financial success of our customers one relationship at a time and give back to the communities we serve.
(816) 373-1905 Lender's profile and map Reviews The Bank of Grain Valley 14801 E US Highway 40, Kansas City, MO, 64136 The Bank of Grain Valley was established May 11, 1905 and has been continually operated as a local, family owned, independent, community bank since that time. While banking has changed in the last 117 years, The Bank of Grain Valley's principles have not. We are committed to serving our customers on a personal basis.
(816) 842-0727 Lender's profile and map Reviews Central Communications Credit Union 17811 E US Highway 40, Independence, MO, 64055 Central Communications Credit Union (originally Telephone Employees Credit Union) was founded in 1934 to serve the financial needs of area telephone employees. Since that time, CCCU has grown to serve many other outstanding companies, including HNTB, AT&T and Faultless Linen Supply, just to name a few.