USDA Vs. FHA your options comparison in West-Menlo-Park, San Mateo County, CA
For the year 2026, the USDA loan in West-Menlo-Park, located in the county of San Mateo, CA, is capped at $657,900. Conversely, the FHA loan limit for a single-family home amounts to $822,375.
Take advantage of the Lendersa® USDA loan calculator to explore and compare prevailing USDA vs FHA interest rates. This will also help you ascertain necessary criteria such as income, credit, and required documents for eligibility. Our sophisticated mortgage calculator facilitates a comparison of USDA, FHA, Conforming, and VA programs to aid your financial decision-making process in .
2026 Loan Limits and Down Payment Requirements in West-Menlo-Park, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in West-Menlo-Park, CA
The aim of Lendersa® is to offer you the most suitable USDA or FHA loan expediently and with minimal inconvenience. Choose from three starting points that will match you with lenders and USDA loan programs.
The USDA mortgage is backed by the U.S. Department of Agriculture and is also called the USDA rural development loan. It serves rural areas exclusively and, unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA loan requires none.
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