USDA Vs. FHA your options comparison in West-Menlo-Park, San Mateo County, CA
For the year 2026, the USDA loan in West-Menlo-Park, located in the county of San Mateo, CA, is capped at $657,900. Conversely, the FHA loan limit for a single-family home amounts to $822,375.
Take advantage of the Lendersa® USDA loan calculator to explore and compare prevailing USDA vs FHA interest rates. This will also help you ascertain necessary criteria such as income, credit, and required documents for eligibility. Our sophisticated mortgage calculator facilitates a comparison of USDA, FHA, Conforming, and VA programs to aid your financial decision-making process in .
2026 Loan Limits and Down Payment Requirements in West-Menlo-Park, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in West-Menlo-Park, CA
The aim of Lendersa® is to offer you the most suitable USDA or FHA loan expediently and with minimal inconvenience. Choose from three starting points that will match you with lenders and USDA loan programs.
The USDA mortgage is backed by the U.S. Department of Agriculture and is also called the USDA rural development loan. It serves rural areas exclusively and, unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA loan requires none.
PRO ESCROW, INC is licensed by the Washington State Department of Financial Institution, licensed, bonded and approved by Financial Lenders nationwide. Our clients can rest assured that our high standard of care and professionalism protects their best interests when working with PRO ESCROW, INC!
WESTAR® has arranged funding of thousands of residential and commercial loans, plus subdivisions throughout Arizona in Tucson, Green Valley, Nogales, Sierra Vista, Douglas, Benson, Yuma, the Phoenix area, Flagstaff, Bullhead City, Show Low, Casa Grande, Arizona City, and Apache Junction.
Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
Canyon Community Bank is to serve the people of the Tucson metropolitan area 1st & also the great State of Arizona where our expertise will allow. This will be accomplished by providing personal, confidential attention along with high quality services. We will maintain a responsible financial institution dedicated to developing economic growth.
215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.
Since 1997 we have been providing mortgage lending and home loans in Tucson. Tucson can trust people like you to help fulfill their dreams. We are the most trusted mortgage lender Tucson has. Priority Lending LLC provides the most options to assure you get exactly what you need. We do home loans Tucson needs in easy to understand terms.
A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.
Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal
