USDA Loan Vs. FHA loan pro & con West-Menlo-Park, San Mateo County, CA

For the year 2026, the USDA loan in West-Menlo-Park, located in the county of San Mateo, CA, is capped at $657,900. Conversely, the FHA loan limit for a single-family home amounts to $822,375.

Take advantage of the Lendersa® USDA loan calculator to explore and compare prevailing USDA vs FHA interest rates. This will also help you ascertain necessary criteria such as income, credit, and required documents for eligibility. Our sophisticated mortgage calculator facilitates a comparison of USDA, FHA, Conforming, and VA programs to aid your financial decision-making process in .

Options for USDA and FHA Loans in West-Menlo-Park, CA

The aim of Lendersa® is to offer you the most suitable USDA or FHA loan expediently and with minimal inconvenience. Choose from three starting points that will match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA mortgage is backed by the U.S. Department of Agriculture and is also called the USDA rural development loan. It serves rural areas exclusively and, unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA loan requires none.

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West-Menlo-Park Lenders
(844) 707-7300 Lender's profile and map 60monthloans, Inc. 640 Menlo Ave, Suite 10, Menlo Park, CA, 94025 Lends in California 60monthloans, Inc. Get ready to take controll of your finances with one of our low-rate personal loans. At 60MonthLoans we believe that what's most important is that everyone have access to financing options that will suit both their financial needs and their current lifestyle. The personal loans we provide in many states are flexible.
(650) 924-1244 Lender's profile and map Loanlane 535 Middlefield Road, Suite 190, Menlo Park, CA, 94025 Lends in California Loanlane Residential Mortgage is a mortgage brokerage located in the town of Menlo Park, which is in the San Francisco Bay Area.Loanlane is owned & operated by Mark Leaver (Facebook link) & has been serving California homeowners & homebuyers for more than 35 years. Mark is a Federally licensed loan originator & a state licensed real estate broker.
(650) 600-7250 Lender's profile and map Vale Capital 770 Menlo Avenue, Suite 201, Menlo Park, CA, 94025 Lends in California Vale Capital is an Affiliate of OneSource by PCS, an online lending and investor services platform backed by the financial strength of more than 300 private investors. The Principals, Affiliates and Advisory Board Members of Vale and OneSource consist of highly experienced real estate professionals with long and successful track records in lending.
(650) 800-1520 Lender's profile and map Serenity Home Loans 3875 Bohannon Dr, Suite 2520, Menlo Park, CA, 94026 Lends in California Serenity Home loans was founded with the sole mission of helping manufactured home buyers find the best available financing for purchasing a manufactured home. We focus on the MH segment of financing only, so we’ve become one of the nation’s premier experts in the field. With limited lender options.
866-488-6090 Lender's profile and map Oportun PO Box 4085, Menlo Park, CA, 94026 Lends in California Since we opened our doors in 2005, we have worked hard every day to serve the approximately 100 million people in the USA who are typically shut out of the financial mainstream because they don’t have a credit score or have limited credit history.Our mission-based, technology-powered approach is designed to be inclusive, affordable & empowering.
(707) 873-2283 Lender's profile and map Arrivva 214 Emerson St, Palo Alto, CA, 94301 Lends in California What real estate brokerage costs & service should be. We broker with love, integrity, knowledge, a plan, and a flat fee. We are a full-service real estate and mortgage brokerage for qualified, motivated buyers, sellers & mortgagee. We fixed real estate. The simplest, most ethical way to buy, sell, or mortgage real estate.
650-363-8003 Lender's profile and map Herzer Financial Services, Inc. 1779 Woodside Rd., Suite 201A, Redwood City, CA, 94061 Lends in California Herzer Financial Services, Inc. (HFS) offers private real estate loans for consumers and real estate investors located in California. We make ground-up construction loans, fix and flips, bridge loans, consumer loans, commercial, refinance, and purchase money loans. A significant percentage of real estate loans.
(888) 363-1725 Lender's profile and map San Mateo Credit Union PO Box 910, Redwood City, CA, 94064 Lends in California Founded in 1952, San Mateo Credit Union remains committed to helping members achieve financial health. This simple mission has allowed us to grow—our asset size now exceeds $1 billion and we're home to more than 100, 000 members—but we will never outgrow that purpose. Membership is open to anyone who lives, works, worships
(650) 366-7777 Lender's profile and map Sequoia Federal Credit Union 530 El Camino Real, Redwood City, CA, 94063 Lends in California Sequoia Federal Credit Union is a member-owned cooperative, providing friendly, professional financial services, while ensuring safety, stability, and future growth. On February 25, 1952, a small group of teachers held a final organizational meeting to establish the Redwood City Elementary Schools Credit Union and to elect its initial officers.
(650) 367-8940 Lender's profile and map Polam Federal Credit Union 770 Marshall Street, Redwood City, CA, 94063 Lends in California Polam Federal Credit Union believes that helping people enrich their financial well-being and attain their goals is the best reward a company can receive. With this in mind, we have dedicated ourselves to providing premiere products and services to help our members reach these goals faster.