USDA Vs. FHA your options comparison in Avenal, Kings County, CA
In 2026, the USDA loan limit in Avenal, Kings county, CA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side-by-side, aiding your decision on the best program for your specific financial context in .
2026 Loan Limits and Down Payment Requirements in Avenal, Kings, CA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Avenal, CA
Lendersa® is dedicated to promptly providing the optimal USDA or FHA loan without hassle. Choose from three starting options to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is only accessible in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, no down payment is needed for a USDA mortgage.
At Sam Calvano Home Loans our people make the difference from the application to the final approval. Technology meets superior service to provide progressive and personalized loan programs. Our goal is to make the loan process brief and pleasant. A highly experienced and well respected businessman Sam Calvano has built his reputation on results.
eMortgage Lending, Inc. has built a strong reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of California.We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending.
we specialize in residential mortgages. At SoCal Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
Balboa CRE is located in San Diego County of California state. On the street of Amena Court and street number is 865.
Balboa CRE is designed to help brokers close more commercial real estate loans. Our Purchase, Refinance, and CRE Investor lending options all provide quick answers that help our brokers close more loans for their clients.
We offer extensive experience in residential real estate sales, lending, and loan processing. We utilize and maximize our knowledge of the real estate market in order to provide excellent service to our clients. Also, we contribute with a strong background in lending and refinancing.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
American Mortgage Network is a 100% employee-owned company (ESOP). Our team of owners—all mortgage professionals--focuses on helping homebuyers achieve the American dream of homeownership. Whether you’re shopping for your first home loan, trading up to a larger home, or refinancing an existing home, our skilled employee-owners diligently target
We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates
