USDA and FHA Pro and Con in Corcoran, Kings County, CA

In 2025, the USDA loan maximum in Corcoran, situated in Kings County, CA, is $336,500, whereas the FHA limit for a single-family residence is set at $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates of today. Discover what income, credit score, savings, and documentation are necessary for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, empowering you to choose the ideal program for your financial circumstances in .

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2025 Loan Limits and Down Payment Essentials in Corcoran, Kings County, CA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Corcoran, CA

Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and effortlessly. Begin with one of three paths to connect with matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, backed by the U.S. Department of Agriculture, is referred to as the USDA rural development loan or USDA mortgage. Available exclusively in rural locales, it requires no down payment, unlike FHA loans that demand a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Progress Bank
  • 201 Williams Avenue, Huntsville, AL, 35801
  • At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
  • 1st Family Mortgage Company
  • 900-A Merchants Walk SW, Huntsville, AL, 35801
  • The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lawhorn & Associates Mortgage Company, Inc
  • 100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801
  • "Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing. We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"
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  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.
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  • 600 Boulevard South SW Suite 104, Huntsville, AL, 35802
  • Porch Point Mortgage is a mortgage brokerage that offers home financing to clients across the country. We believe in a simplified and technology-enabled process. We are dedicated to helping our clients obtain a mortgage that fits their needs, whether it’s for purchasing a home or refinancing an existing loan. Porch Point uses the latest systems and
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  • 7501 Memorial Pkwy SW, Suite 100, Huntsville, AL, 35802
  • Since our beginning in 2006, North Alabama Mortgage has been helping people fulfill their dreams of becoming homeowners. We pride ourselves on finding the best loan at the lowest cost possible. All with a focus on personal, friendly service and making the loan process as quick and easy as possible to our clients.
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