USDA and FHA Pro and Con in Corcoran, Kings County, CA

In 2026, the USDA loan maximum in Corcoran, situated in Kings County, CA, is $336,500, whereas the FHA limit for a single-family residence is set at $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates of today. Discover what income, credit score, savings, and documentation are necessary for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, empowering you to choose the ideal program for your financial circumstances in .

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2026 Loan Limits and Down Payment Essentials in Corcoran, Kings County, CA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Corcoran, CA

Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and effortlessly. Begin with one of three paths to connect with matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, backed by the U.S. Department of Agriculture, is referred to as the USDA rural development loan or USDA mortgage. Available exclusively in rural locales, it requires no down payment, unlike FHA loans that demand a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Noon Financial Services
  • 165 Lucy Lane, San Ramon, CA, 94582-5232
  • Joe Noon has been a mortgage broker in the San Francisco Bay Area for over 30 years. He started Noon Financial Services in 1994 with the mission to deliver the lowest rate in the shortest time and with the least amount of inconvenience to his borrowers. Joe utilizes the latest technology such as e-sign to process his loans.
  • USAloans Inc.
  • 36 Heron, Lake Forest, CA, 96230
  • Founded on the idea of serving others, our beliefs drive who we are and how we serve our customers. USAloans is the modern mortgage lender that is easy, transparent and fully accessible. Our goal is to be the mortgage lender of choice from sea to shining sea, by putting the borrower’s needs before everything else.
  • M Power Mortgage Inc.
  • 3998 Inland Empire Boulevard, Suite 400, Ontario, CA, 91764-5033
  • Mpower Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Wings Financial Credit Union
  • 14985 Glazier Avenue, Suite 100, Apple Valley, MN, 55124-6539
  • Wings Financial was originally chartered by 7 Northwest Airlines employees who recognized the value of a cooperative financial institution where members help each other succeed financially. In this cooperative spirit, Wings is a not-for-profit financial institution where members are also owners.
  • New Threshold Mortgage Corporation
  • 2500 Caladium Dr NE, Atlanta, GA, 30345-2010
  • New Threshold Mortgage knows Atlanta and the surrounding areas of Fulton, Cobb, DeKalb, Fayetteville, Coweta, Meriwether, Troop and Gwinnett counties. We know how the expectations of the local REALTORS®, attorneys, appraisers, and so much more. With state-of-the-art technology that makes the loan process easy and fast
  • E & G Financial Services Inc.
  • 1200 Route 46 W, Suite 201, Parsippany, NJ, 07054-2154
  • E & G Financial Services Inc. has been providing the most competitive mortgage rates in New Jersey for over 28 years. We pride ourselves in providing the lowest fees and the best service to our customers. Our fixed rates and adjustable rates are the best in the state. When you are looking for low interest rates call us.
  • VGIS INC.
  • 4 OLD MARSH CT, HENDERSON, NV, 90505-3068
  • VGIS INC. is revolutionizing financial consulting with expert insights by Moshon Reuveni. Specializing in customized loan improvement strategies, VGIS INC. is committed to enhancing financial futures. With a client-first approach, their expert team is your dedicated partner for growth. Ready to redefine success? Contact VGIS INC. today at 818-430-2
  • Purple Lion Inc.
  • 8620 Ventura Blvd., Studio City, CA, 91640
  • Purple Lion Inc stands out in the jungle of hard money lenders. While we appear aggressive because we are Lions you know we are friendly because of our royal color Purple. If you need a loan quickly we probably can get it for you timely and at a reasonable rate and term. We love to help our clients attain their financial goals.