USDA Vs. FHA Pro and Con comparison in Duarte, Los Angeles County, CA
In 2025, the USDA loan limit in Duarte, located in Los Angeles county, CA, is $776,600, whereas for a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates available today for USDA compared to FHA loans, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the most fitting program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Duarte, County of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Duarte, CA
Lendersa® aims to efficiently connect you with the best USDA or FHA loan options without unnecessary hassle. Choose from one of three starting points to get matched with the right lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
Ukrainian Selfreliance Michigan Federal Credit Union
26791 Ryan Road, Warren, MI, 48091
USMFCU has been serving its communities since 1952 and has never stopped putting its members first. Throughout our operation we’ve been committed to bringing great financial services to our members while never sacrificing genuine care and interaction. On top of offering great rates, deals, and services
400 Renaissance Center, Suite:2600, Detroit, MI, 48243
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Global Generation Group launched in September 2008 by John Syron, founder of what grew to be one of the largest privately held Automotive OEM manufacturing companies world wide, to provide solutions that integrate technology enhanced performance, risk reduction and unique capital solutions to help American Businesses.
Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20, 000 members. We were founded by a small group of educators in 1954. and also At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.
MidSouth Community Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder/owner of a unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer
385 County Line Rd W, Suite 200, Westerville, OH, 43082
Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
