USDA Vs. FHA Pro and Con comparison in Duarte, Los Angeles County, CA

In 2026, the USDA loan limit in Duarte, located in Los Angeles county, CA, is $776,600, whereas for a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate the best rates available today for USDA compared to FHA loans, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the most fitting program for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Duarte, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Duarte, CA

Lendersa® aims to efficiently connect you with the best USDA or FHA loan options without unnecessary hassle. Choose from one of three starting points to get matched with the right lenders and USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, backed by the government's Department of Agriculture, known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • America's Money Source
  • 2306 Curry Ford Rd, Orlando, FL, 32806
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • PennTech Community Federal Credit Union
  • 409 Center Street, Suite C, Johnsonburg, PA, 15845
  • PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
  • C-B-W Schools Federal Credit Union
  • 460 Locust Street, Sidman, PA, 15955
  • The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families. Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
  • FNB Bank, Inc.
  • 105 North High Street, Romney, WV, 26757
  • FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000. In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities
  • The Bank of Romney
  • 95 East Main Street, Romney, WV, 26757
  • The Bank of Romney is a locally owned and operated independent community bank with full-service financial products. We have been serving the families and businesses of Hampshire County and the surrounding area since 1888. Opening for business on December 20, 1888, The Bank of Romney is the oldest and largest bank in Hampshire County.
  • Romney Federal Credit Union
  • 62 West Main Street, Romney, WV, 26757
  • Our main goal is to provide for the financial well-being of our members. Founded in 1954 by John J. Bruce, Romney FCU offered savings & loans to the members. Now, our membership has grown to over 1, 100 member-owners. It is owned and operated by its members. Our management and staff work under the guidance of the member-elected Board of Directors.
  • Aero Capital Funding, Inc
  • 109 N. Beaumont Avenue, Kissimmee, FL, 34741
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • New Sky Mortgage LLC
  • 200 N John Young Pwy, Suite 202, Kissimmee, FL, 34741
  • New Sky Mortgage, LLC is located in Kissimmee, Florida, and was founded in 2016. Veronica Dominguez Owner at New Sky Mortgage, LLC. Veronica's biggest responsibility is to make sure that her clients are happy with their new home, Mortgage Payment and service before, during and after the closing of their home.
  • TCH Mortgage
  • 1101 Miranda Lane, Kissimmee, FL, 34741
  • Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA