In 2026, the USDA loan limit in Duarte, located in Los Angeles county, CA, is $776,600, whereas for a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates available today for USDA compared to FHA loans, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the most fitting program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® aims to efficiently connect you with the best USDA or FHA loan options without unnecessary hassle. Choose from one of three starting points to get matched with the right lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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