USDA Vs. FHA Pro and Con comparison in Duarte, Los Angeles County, CA

In 2025, the USDA loan limit in Duarte, located in Los Angeles county, CA, is $776,600, whereas for a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate the best rates available today for USDA compared to FHA loans, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the most fitting program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Duarte, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Duarte, CA

Lendersa® aims to efficiently connect you with the best USDA or FHA loan options without unnecessary hassle. Choose from one of three starting points to get matched with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, backed by the government's Department of Agriculture, known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Lincoln Federal Credit Union
  • 5730 R Street, Suite A, Lincoln, NE, 68505
  • First Lincoln Federal Credit Union Was Originally Chartered in 1956 It was an industrial credit union consisting of members of local #156 Amalgamated Meat Cutters & Butchers Workman of North America in Lincoln, employees of the Credit Union, and immediate family members. Willard Mook was elected treasurer and took care of operations from his home
  • Vault Funding Group
  • 421 South 9th Street, Suite 117, Lincoln, NE, 68505
  • Vault Funding Group is a residential and commercial mortgage lending firm with its home office based in Lincoln Nebraska and branch offices located in Atlanta Georgia and Las Vegas Nevada. As a member of the business community for several years, Vault Funding Group is also a licensed, bonded mortgage brokerage firm.
  • OK Members First Federal Credit Union
  • 10832 E 31st Street, Tulsa, OK, 74146
  • Members First Federal Credit Union was chartered in 1951 as a Safeway Credit Union. In 1998 the Board of Directors made a business decision to apply to the National Credit Union Administration for a community charter to serve the East Central High School District. The charter was granted in late 1998 to enable the credit union to serve.
  • Palace City Federal Credit Union
  • 720 West Havens Avenue, Mitchell, SD, 57301
  • Palace City Federal Credit Union is located in Mitchell, SD, home of the world's only Corn Palace. Palace City Federal Credit Union was chartered in June of 1959 by members of the SD National Guard. Today, we serve all those who work at Avera Queen of Peace, all Mitchell clinics, and federal government employees and their immediate family members.
  • CorTrust Bank
  • 100 E Havens Ave, Mitchell, SD, 57301
  • CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.
  • Redeemer Federal Credit Union
  • 515 County Road 1118, Greenville, TX, 75401
  • Redeemer Federal Credit Union (RFCU) was officially chartered on August 26, 2015 and commenced business on January 15, 2016. RFCU's major sponsor is The Redeemed Christian Church of God – North America (RCCGNA). It was the vision of Pastor (Dr.) James Fadel, The Special Assistant to the General Overseer & Chairman of RCCGNA that led to the establis
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  • 1404 E Milam Street, Mexia, TX, 76667
  • Centex Citizens received its original charter in 1954 as Mexia State School Credit Union to serve the employees of Mexia State School. It was virtually operated on a "back-pocket" system with a signature and handshake being all that was required for employees to make small loans. With each passing year, the membership and assets grew.
  • Incommons Bank, National Association
  • 301 E. Commerce St., Mexia, TX, 76667
  • Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
  • Capital Credit Union ND
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  • Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.