USDA Vs. FHA Pro and Con comparison in South-Monrovia-Island, Los Angeles County, CA
For the year 2025, the USDA loan ceiling in South-Monrovia-Island, situated in the county of Los Angeles in CA, is $657,900, whereas for a single-family residence, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates. This tool helps you determine the necessary income, credit, reserves, and documentation for qualifying. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA options to identify the best fit for your distinct financial circumstances in .
2025 Loan Limits and Down Payment Needs in South-Monrovia-Island, Los Angeles, CA
Type of Loan
Limit Amount
Down Payment %
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Choices in South-Monrovia-Island, CA
Lendersa® aims to quickly secure the best USDA or FHA loan options for you, devoid of complications. Choose from one of three pathways to find matching lenders and USDA loan offerings.
The USDA home loan, backed by the U.S. Department of Agriculture, is available as a USDA rural development loan or mortgage solely in rural areas. It contrasts with FHA loans, which require a minimum of 3.5% down payment, as the USDA loan requires none.
NuMark’s mission is to enrich the financial lives of our members. NuMark Credit Union offers a full menu of financial services from mortgage and auto loans to free checking accounts and business services. We remain dedicated to putting our members first, treating them like family and helping them do more with their money.
CoVantage, our members are all part-owners of the credit union. So when the boss calls or writes, we take notice. Because your personal privacy and financial security are so important, you can call about credit card and debit card matters 24 hours a day. For other matters, business hours, drop us a note, or send us a Secure Message from MyCoVantage
Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
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We offer title loans along with consumer installment loans to Illinois residents. Banks are becoming tougher to deal with, and payday loans are just too expensive.
At Gulf South Mortgage, you are more than just a number to us. We are locally owned and offer unmatched customer service by providing a more personal experience. Our staff will guide you from the initial consultation through the loan closing. You will experience an open line of communication
At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence
We see changes happening all around us. Progression is key to success, but there is something about the ability to adapt to those changes while also upholding our core values and traditions as a community bank. Constantly working to prepare for the future, we are certain that continuing to prioritize customer experience above all else is crucial.
Meridian Mutual FCU is a full-service financial institution, dedicated to serving our members. Originally charted in 1953 to serve the employees of the Meridian Public School System, over the years Meridian Mutual began to serve a much broader group. In October 1997, Meridian Mutual was granted a community charter enabling us
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Citizens National Bank is 129 years strong, stable and secure with over $1.3 billion in total assets. As an independent community bank, we believe we have a major advantage over the one-size-fits-all policy of most mega banks and financial institutions. With 26 locations in Mississippi, the latest technology and innovative accounts and services.
1st MS can help you get the things you want now by offering low rates on your new or used purchase. Choose us for loans on motorcycles, boats, recreational vehicles, and farm equipment. We can also help you refinance your vehicle or equipment for a lower interest rate and monthly payment
