USDA Vs. FHA your options comparison in Lucerne-Valley, San Bernardino County, CA
In 2025, USDA loan limit in Lucerne-Valley, county of San Bernardino, CA is $381,800 while FHA limit is $477,250 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Lucerne-Valley, county of San Bernardino, CA
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Lucerne-Valley, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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11501 Dublin Boulevard, Suite 200, Dublin, CA, 94586
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298 Kingsbury Grade, Suite 2E, Stateline, NV, 89449
Mortgages for America is dedicated in offering Programs that help America. Our Homes for Heroes program offers major discounts to most of our Heroe's in America. We do specialize in Lending to our Veterans and offer all VA loans. We also offer all traditional Conventional programs, FHA, USDA as well.
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7031 Koll Center Parkway, Suite 190, Pleasanton, CA, 94566
Let Curt Frandsen help you with your new home and ReFinancing needs. A mortgage and loan professional for more than 33 years, Curt Frandsen has years of training and certifications in Mortgage Financing and Real Estate, giving Curt the knowledge and experience to help you through the loan process, find the terms that are right for your budget,
3958 Valley Avenue, Suite B, Pleasanton, CA, 94566
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