USDA Vs. FHA Pro and Con comparison in Lucerne-Valley, San Bernardino County, CA
In 2025, the USDA loan limit in Lucerne-Valley, San Bernardino county, CA is $381,800, while the FHA limit for a single-family home is $477,250.
Employ the Lendersa® USDA loan calculator to evaluate today's USDA vs FHA best rates. Determine necessary income, credit, reserves, and documentation. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side for easier program selection in .
2025 Loan Limits and Down Payment in Lucerne-Valley, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lucerne-Valley, CA
Lendersa® aims to find you the best USDA or FHA loan quickly and hassle-free. Choose from three starting points for matching lenders and USDA programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. It's offered in rural areas and doesn't require any down payment, unlike FHA loans that require a minimum 3.5% down payment.
CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
In 1884, just one year after the founding of Andover, Ohio, a group of individuals organized a private bank under a partnership association. The mission of the bank was to serve the financial needs of the local residents.
For one hundred and thirty five years later, the role of the Andover Bank has remained basically unchanged
We were charted in 1953 as the Strip Steel Employees Federal Credit Union. We were originally created to service the strip, sheet mill and salary division of Weirton Steel Corporation. At the peak of the company’s history, it employed over 12, 000 people and supported three (3) credit unions. Over the past 50 years the company
Hancock School Employees Federal Credit Union is a school credit union located in Weirton, West Virginia, belonging to the Weirton-Wellsburg Chapter of West Virginia Credit Unions. When the charter members first began this credit union in November 1972, it encompassed only one school district, Hancock County Schools.
First Choice America Community Federal Credit Union was formed to support the hard-working men and women of the Ohio Valley. Our legacy continues for our customers today. Our credit union, a member-owned financial cooperative, provides families and businesses in the Tri-State area competitive rates so our customers benefit.
We build success for our credit union and community one member at a time. Chartered on 1958 April 21st as P&C Dock Company Employees Federal Credit Union headquartered in Conneaut, Ohio. This included employees, immediate family members and organizations of such persons. Anyone who lives in Ashtabula County can become a member.
The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of $1, 000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
