USDA and FHA Pro and Con in Lucerne-Valley, San Bernardino County, CA
In 2025, the USDA loan limit in Lucerne-Valley, San Bernardino county, CA is $381,800, while the FHA limit for a single-family home is $477,250.
Employ the Lendersa® USDA loan calculator to evaluate today's USDA vs FHA best rates. Determine necessary income, credit, reserves, and documentation. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side for easier program selection in .
2025 Loan Limits and Down Payment in Lucerne-Valley, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lucerne-Valley, CA
Lendersa® aims to find you the best USDA or FHA loan quickly and hassle-free. Choose from three starting points for matching lenders and USDA programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. It's offered in rural areas and doesn't require any down payment, unlike FHA loans that require a minimum 3.5% down payment.
7373 East Doubletree Ranch Road, Suite 200, Scottsdale, AZ, 85258
Nolan Mortgage is a residential home mortgage broker committed to providing Arizona homeowners GREAT RATES … QUALITY SERVICE. We welcome the opportunity to compete against any other mortgage company, bank, mortgage banker, or credit union, and feel we will provide better options for your home financing.
Galaxy Lending Group, LLC provides home loans and personalized mortgage counseling to Arizona, Colorado, Oregon, Texas and Washington residents looking for a reputable and responsible mortgage lender. With two decades of experience in residential lending, we can find the right loan at a competitive rate even in today's tough economy.
VIP wasn’t started as a company, but as an idea. An idea that the mortgage lending process could be simplified. An idea that the dream of homeownership is very much alive and well. And, an idea that the people working on your loan understand what you are going through because they have been there themselves.
9590 E. Ironwood Square Drive, Suite 222, Scottsdale, AZ, 85258
Top Flite Financial Inc was started in an eighty square foot home office in 2002 by Tim and Tracie Baise. Since its inception, Top Flite has grown to more than 60 retail office locations nationwide, with roughly 340 employees in 34 states. The same husband and wife team who launched the company are still the first employees in the door every day,
7377 East Doubletree Ranch Road, Suite 190, Scottsdale, AZ, 85258
INCA Capital is a direct source of private capital for financing all types of real estate in the Southwest including Arizona, California, Colorado, Nevada and Utah. With over 75 years’ experience in real estate financing, construction and development, we are able to originate, underwrite, structure and fund all types of real estate loans.
Landings Credit Union has been making a difference in the lives of our members and the communities we serve for more than 65 years. With that time comes both the experience and expertise of a big bank but with the sensibilities of a small business. We understand that banking needs aren’t a one size fits all type of thing
We understand that the purchase of your home is most likely the largest and sometimes most daunting financial decision you'll ever make. That's why we recognize the importance of the right financing. Not only do you want to be assured that you're financing at the best interest rate, you also want the pre-approval, application
Lender Estimate Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
