USDA Vs. FHA your options comparison in Lucerne-Valley, San Bernardino County, CA
In 2025, the USDA loan limit in Lucerne-Valley, San Bernardino county, CA is $381,800, while the FHA limit for a single-family home is $477,250.
Employ the Lendersa® USDA loan calculator to evaluate today's USDA vs FHA best rates. Determine necessary income, credit, reserves, and documentation. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side for easier program selection in .
2025 Loan Limits and Down Payment in Lucerne-Valley, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lucerne-Valley, CA
Lendersa® aims to find you the best USDA or FHA loan quickly and hassle-free. Choose from three starting points for matching lenders and USDA programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. It's offered in rural areas and doesn't require any down payment, unlike FHA loans that require a minimum 3.5% down payment.
TruCommunity Bank is the new, shared name of three banks in McLean County, North Dakota — Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank has roots going back to 1919. We’re stronger and more efficient together, and ready for the future too. It’s Community banking at its best.
A group of local businessmen came together in May 1922 to form Paris Building and Loan Association. The original mission of the organization was to lend money for building, improving, and paying debts on homesteads and to lend money to members of the Association. First Federal Community Bank is proud to be the hometown bank of choice.
Our pledge is to provide the very best financial services, using sound business practices in the most professional & friendly manner possible. Your privacy is important to NETTFCU. We do not give out any non-public personal information to anyone except as permitted or required by law & to 3rd parties as needed to conduct business on your behalf.
Liberty National Bank is a full-service community bank serving the financial and civic needs of the greater Red River Valley. In addition to two banking locations in the City of Paris, Liberty also has an ATM machine located in West Paris at 1929 Bonham St. Liberty makes available to its customers.
Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their
We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.
Electrical Workers #22 Federal Credit Union has been open since 1956. The credit union has assets totaling $13.27 Million and provides banking services to more than 2, 000 members.
The credit union is a fraternal credit union. Membership is also open to immediate family of current members.
Rotella Mortgage distinguishes itself from the competition with unmatched honesty, integrity and customer service. Rotella has been a trusted name in the Omaha area for over 80 years and our friendly staff has over 80 years combined experience in the mortgage industry. Our main source of business is from client and realtor referrals.
As real estate investors ourselves we understand how frustrating it can be trying to raise funds in short notice. With years of experience and hundreds of completed transactions, we know what it takes to get deals closed. The entire team at Liquid Lending Solutions is dedicated to the success of our investor clients.