USDA and FHA Pro and Con in Concord, Contra Costa County, CA
In 2026, the USDA loan limit in Concord, county of Contra Costa, CA, is $776,600. Meanwhile, for a single-family home, the FHA limit stands at $1,089,300.
Lendersa® offers a USDA loan calculator that helps you compare today's competitive rates between USDA and FHA loans. It also assists in determining the income, credit level, reserves, and necessary documents for qualification. With this comprehensive mortgage calculator, you can view various options—USDA, FHA, Conforming, and VA—side by side, helping you choose the most suited program in for your specific financial situation.
Discover 2026 Loan Limits and Downpayment Requirements in Concord, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conforming Conventional
$1,089,300
3%
Exploring USDA and FHA Loan Options in Concord, CA
At Lendersa®, our mission is to promptly provide you with the most suitable USDA or FHA loan without complications. Choose from three distinct starting points designed to connect you with lenders and USDA loan programs tailored to your needs.
A USDA home loan is a government-guaranteed loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. These loans are available exclusively in rural neighborhoods. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require any down payment, offering a distinct advantage for eligible applicants.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6200 E. Canyon Rim Rd. Suite 204, Anaheim, CA, 92807
We have 13 Lenders to work with you, some with down payment assistance programs. We have FHA VA and Conventional Loans with down payments as low as 3.5 % and conventional loan with only 3% down and lender paid Mortgage Insurance. We offer 12 and 24 month bank statement loans for our Self Employed Clients.
5753 Santa Ana Canyon Road, Suite 617, Anaheim, CA, 92807
Trimark Funding is hard money lender headquartered in Anaheim Hills, CA. They provide funding in California. Their lending focus is mainly on fix and flip hard money loans. They do not require a minimum FICO rating to receive a loan. The focus of their loans is for single family and multi-family units
Union Yes Federal Credit Union was formed in 1981 to serve only union workers and their families. With the guidance of an industry-experienced board of directors, dedicated management team, and hard-working staff, union members throughout southern California benefit from the services provided by their local credit union.
At California’s Mortgage Bank (CMB), Speed, Reliability, and Experience are the foundations of our Company! We provide you with loan choices to make your life easier. We offer the most competitive rates and aggressive loan products. We are a US Mortgage Bank that exclusively offers loans to California residents
Rey Reyes is the No. 1 Loan Officer in Orange, CA, according to Scotsman Guide, the leading benchmark for ranking in the mortgage industry. As an accomplished mortgage loan originator, Rey has over 18 years of experience and a proven track-record with helping clients get pre-approved for a new mortgage loan or refinance.
STG Mortgage is a full-service mortgage lender with a highly experienced leadership team, ready to make your home purchase or refinance simple. We make sure you have the details you need to get the right solution based on your needs. Our rapidly expanding team is thoroughly trained and fully equipped to answer questions.
2200 Orangewood Avenue, Suite 150, Orange, CA, 92868
We offer personalized solutions! At California Equity & Loan we know that finding the best loan program can reduce your principal or maximize cash flow. Whatever your financial goals, we can help you select the best loan program for you. Our Home Loan Professionals know that finding the best loan program is key to home ownership.
