USDA Vs. FHA your options comparison in Concord, Contra Costa County, CA
In 2025, the USDA loan limit in Concord, county of Contra Costa, CA, is $776,600. Meanwhile, for a single-family home, the FHA limit stands at $1,089,300.
Lendersa® offers a USDA loan calculator that helps you compare today's competitive rates between USDA and FHA loans. It also assists in determining the income, credit level, reserves, and necessary documents for qualification. With this comprehensive mortgage calculator, you can view various options—USDA, FHA, Conforming, and VA—side by side, helping you choose the most suited program in for your specific financial situation.
Discover 2025 Loan Limits and Downpayment Requirements in Concord, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conforming Conventional
$1,089,300
3%
Exploring USDA and FHA Loan Options in Concord, CA
At Lendersa®, our mission is to promptly provide you with the most suitable USDA or FHA loan without complications. Choose from three distinct starting points designed to connect you with lenders and USDA loan programs tailored to your needs.
A USDA home loan is a government-guaranteed loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. These loans are available exclusively in rural neighborhoods. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require any down payment, offering a distinct advantage for eligible applicants.
30721 Russell Ranch Road, Suite 140, Westlake Village, CA, 91362
It all started in a hot tub in Lanai, Hawaii, in 1997. While overlooking the beautiful Pacific Ocean and enjoying the relaxation, Mr. Ross overheard several people talking about three things he enjoys: helping people, Real Estate, and financial matters. In 1998, Todd began as an assistant with a successful mortgage firm.
AmeriHome Mortgage was established in 2013. By 2017 we earned the distinction of being a top 10 mortgage lender.
AmeriHome is a privately held, multi-channel, mortgage investor, direct-to-consumer lender, and servicer, licensed in 48 states, and headquartered in Westlake Village, California.
Dignified Home Loans is an established residential mortgage lender headquartered in Westlake Village, California and was founded by Jack Schakett & Preston James in 2013 to fill a void in the industry. With over 50 years of collective experience leading top mortgage lenders, Jack and Preston were determined to create a traditional mortgage company
4165 E. Thousand Oaks Blvd, Suite 350, Thousand Oaks, CA, 91362
Community First Mortgage was founded in 1986 in Westlake Village, Ca. We originally specialized in purchase loans, handling entire subdivisions for many Southern California Builders. As our purchase clients started to move or refinance we have had the pleasure of growing with them. Our company remains a family business
Broadview Home Loans is focused on earning your business for life. We strive to distinguish ourselves through honest business relationships with clients, loyalty to our employees and commitment to empowering and educating the communities we serve. Our company was founded on the simple belief that meeting and exceeding the needs of our customers wou
3435 E. Thousand Oaks Blvd #7381, Thousand Oaks, CA, 91362
"Gold Eagle Capital provides short to mid-term financing for real estate investors.Gold Eagle offers our hard money lender clients and stakeholders practical wisdom, a wealth of experience without the red tape. We understand investors and brokers.
We are always adapting to the market to best meet your needs and those of your clients."
The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.
Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.
