USDA Vs. FHA your options comparison in Concord, Contra Costa County, CA
In 2025, the USDA loan limit in Concord, county of Contra Costa, CA, is $776,600. Meanwhile, for a single-family home, the FHA limit stands at $1,089,300.
Lendersa® offers a USDA loan calculator that helps you compare today's competitive rates between USDA and FHA loans. It also assists in determining the income, credit level, reserves, and necessary documents for qualification. With this comprehensive mortgage calculator, you can view various options—USDA, FHA, Conforming, and VA—side by side, helping you choose the most suited program in for your specific financial situation.
Discover 2025 Loan Limits and Downpayment Requirements in Concord, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conforming Conventional
$1,089,300
3%
Exploring USDA and FHA Loan Options in Concord, CA
At Lendersa®, our mission is to promptly provide you with the most suitable USDA or FHA loan without complications. Choose from three distinct starting points designed to connect you with lenders and USDA loan programs tailored to your needs.
A USDA home loan is a government-guaranteed loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. These loans are available exclusively in rural neighborhoods. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require any down payment, offering a distinct advantage for eligible applicants.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We can provide liquidity for your notes through Loan Trader - our custom website that will price your notes in real-time automatically. Ready Mortgage is located in Richardson, Texas, and is part of the Activities Related to Credit Intermediation Industry and was founded in 6/14/95.
In 1953, 11 Texas Instruments employees pooled five dollars each and petitioned the Texas Banking Commission to establish an organization that would promote thrift and provide low-cost loans to TI employees. Soon after, a charter was granted by the State of Texas and Texins Credit Union was born.
At Stonebriar Mortgage. Based in Dallas, TX, we serve customers in and around the Dallas metropolitan region. Our team has assisted clients throughout the state of Texas including San Antonio, Houston, Austin, Highland Park, Prosper, Frisco, Plano, McKinney, Canyon Lake, Seguin, TX, and the surrounding areas.
Dallas Mortgage Associates committed and passionate professional who puts my clients' best interests and satisfaction above all else. My teams determination to cater to our clients' specific needs coupled with our market expertise, attention to detail and superior negotiating skills allows you to receive first class service.
Jackson Federal is here to serve our local community and meet all their financial needs.
We offer a full range of products and services to consumers and small businesses. Our
goal is to blend ""personalized service"" with technology and make you our customer. Jackson Federal Savings & Loan Association was chartered in 1892.
"When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family
