Throughout 2025, the USDA loan limit in Cutten within Humboldt county, CA, is $400,000, whereas the FHA limit for a standard single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates, determining the income, credit, reserves, and required documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you to select the program in that best suits your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Cutten, Humboldt, CA
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cutten, CA
At Lendersa®, our aim is to quickly and seamlessly secure the best USDA or FHA loan possible for you. Choose one of three starting methods that link you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
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