USDA VS FHA in Cutten, Humboldt County, CA

Throughout 2025, the USDA loan limit in Cutten within Humboldt county, CA, is $400,000, whereas the FHA limit for a standard single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates, determining the income, credit, reserves, and required documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you to select the program in that best suits your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Cutten, Humboldt, CA

Loan Type Loan Limit Down Payment
USDA $400,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Cutten, CA

At Lendersa®, our aim is to quickly and seamlessly secure the best USDA or FHA loan possible for you. Choose one of three starting methods that link you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Global Bank
  • 8 Catherine Street, New York, NY, 10038
  • Global Bank is a bank with operations in one state. Global Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages Global Bank is a New York State-chartered, FDIC insured commercial bank. We were formed by a group of civic-minded local Chinese-American business people, is locally owned, and commenc
  • RSA Mortgage Brokerage
  • 123 William Street, 12th Floor, New York, NY, 10038
  • The Rent Stabilization Association and the NYC Housing Partnership collaborated to create RSA Mortgage Brokerage to serve the needs of owners of small to large multi-family, mixed-use and commercial buildings bringing their combined 75 years focus on sustaining the quality of New York’s multi-family buildings.
  • Accion East
  • 80 Maiden Ln, Suite 903, New York, NY, 10038
  • Accion is different from a bank or credit union. Accion is a microfinance organization that lends with the mission of empowering business owners with access to working capital and financial education. Since 1991, we have lent more than $132 million to entrepreneur across the country. Accion offers business loans up to $50, 000.
  • InstaLend
  • 222 Broadway, 19th Floor, New York, NY, 10038
  • InstaLend is a nationwide lender providing investment property loans for residential 1-4, multi-family and mixed-use properties. Our company provides fast & reliable financing for fix & flip, rentals and new construction loans. Whether it's your first or fiftieth real estate investment, InstaLend meets all your short-term
  • Neighborhood Trust Federal Credit Union
  • 1112 St Nicholas Avenue, New York, NY, 10032
  • Neighborhood Trust Federal Credit Union is a federally-regulated nonprofit financial institution serving Upper Manhattan since 1997. We are one of over 200 community development credit unions in the U.S. with a shared commitment to economic opportunity. Our Credit Union services are tailored to the nontraditional behavior of the financially underse
  • Quontic Bank Holdings Corp
  • 1 Rockefeller Plaza, 9th Floor, New York, NY, 10020
  • Quontic is a Member FDIC bank, headquartered in New York City and located in a growing number of states. Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products.
  • Atlas Commercial Capital Inc
  • 45 Rockefeller Plaza, 20th Floor, New York, NY, 10111
  • In 1995, what is now Atlas Commercial Capital started in New York as a mortgage and sales brokerage company specializing in investment properties. Since then, the Atlas team has been instrumental in closing transactions throughout the nation for hundreds of investors and developers.
  • Self Reliance New York FCU
  • 108 Second Avenue, New York, NY, 10003
  • Self Reliance New York Federal Credit Union was established in 1951 by a group of volunteers dedicated to the cooperative philosophy of "people helping people". Under the sponsorship of the New York Branch of the Selfreliance Association of American Ukrainians, we are currently the oldest and largest Ukrainian Credit Union.
  • NYU Federal Credit Union
  • 726 Broadway, Suite 110, New York, NY, 10003
  • Established in 1982. Faculty, staff, students, alumni, retiree and their family members are all eligible to join. All that’s required to establish membership is $50 in a Share Savings account. As a member, you share in NYU FCU's earnings. As the NYU credit union makes money, it reinvests it to improve products and services for our members.