USDA VS FHA in San-Carlos, San Mateo County, CA

In 2024, USDA loan limit in San-Carlos, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in San-Carlos, county of San Mateo, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in San-Carlos, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MORTGAGE FUNDING GROUP, INC.
  • 970 Peachtree Industrial Blvd, Suite 100, Suwanee, GA, 30024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DUNWOODY MORTGAGE SERVICES, INC.
  • 4411 Suwanee Dam Rd, Suite 555, Suwanee, GA, 30024
  • Dunwoody Mortgage, our mortgage professionals are truly the best at working to find a way to get you a home loan -- and not just any loan, but the loan that works best for you. Whether you are looking to purchase or refinance, we are here to help!When other companies have told you "No" or more than likely told you nothing at all,
  • PROGRESSIVE HOME MORTGAGE, INC.
  • 425 Nichols Ridge Pointe, Suwanee, GA, 30024
  • Progressive Home Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • THE PERPETUAL FINANCIAL GROUP, INC.
  • 1325 Satellite Blvd NW, Building 1100, Suite 1120, Suwanee, GA, 30024
  • The Perpetual Financial Group, Inc. is a residential and commercial mortgage lender. We help consumers purchase & refinance residential property, and can also help businesses purchase owner occupied commercial property. We also work with investors for hard money/rehab loans. We are a licensed Mortgage Banker in Georgia & Tennessee.
  • Innovations Federal Credit Union
  • PO Box 16267, Panama City Beach, FL, 32407
  • Innovations is not a bank. We’re a credit union. We’re a not-for-profit financial cooperative, made up of a bunch of wonderful members–all of whom have some kind of connection to Bay County. If you live, work, worship, volunteer, or attend school in Bay County, Florida, you’re eligible to join. Business and other legal entities are in too.
  • Liberty Bank (Ohio)
  • 314 Park Ave, Ironton, OH, 45638
  • Liberty Bank traces its history back to the decade preceding the "Gay Nineties" when a group of Ironton businessmen and workingman formed a "Terminating" type of building and loan association, chartered as "The German American Workingmen's Building Association." A certain number of men subscribed to shares
  • Buckeye Community Bank
  • 105 Sheffield Center, Lorain, OH, 44055
  • Founded in 1999, Buckeye Community Bank was created as an independent, locally owned community bank positioned to serve the local business community better than any other bank. Through relationships built with trust and service, we work with our clients to ensure that they can grow.
  • Lowland Credit Union
  • 1216 E Main Street, Morristown, TN, 37814
  • The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.