USDA and FHA Pro and Con in San-Carlos, San Mateo County, CA
In 2025, the USDA loan limit in San-Carlos, situated in the county of San Mateo, CA, is $657,900. Meanwhile, the FHA limit for a single-family home is set at $822,375.
Use the Lendersa® USDA loan calculator to juxtapose the top USDA and FHA rates of today. Determine the necessary income, credit, reserves, and documents required to qualify. Our enhanced mortgage calculator visually compares USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in San-Carlos, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in San-Carlos, CA
Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and effortlessly. Choose one of three starting options leading to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is accessible in rural areas only. In contrast to FHA loans, which require a 3.5% down payment, USDA loans offer the advantage of requiring no down payment.
5500 Veterans Memorial Boulevard, Suite 100, Metairie, LA, 70003
Xplore Federal Credit Union is a full-service financial institution serving the communities of Orleans and Jefferson parishes. With over 70 years of banking experience and services to fulfill all needs, Xplore is the ideal partner for financial success.
Federally chartered in 1947.
Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana.
Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees
LaPorte Community Federal Credit Union has been serving in the community since 1937 when it began as The Allis Chalmers Credit Union. Membership was composed solely of Allis Chalmers workers and their families. Credit union business was conducted in a small office located inside the Allis Chalmers plant.
As times, neighborhoods and employment
The Bank of Perry County was founded in 1905. With the motto of “The Bank on the Go, ” we have provided fast and courteous service to our customers. With three convenient locations in Perry and Lewis County, the employees at the Bank of Perry County have been committed to getting to know their customers on a personal level and providing them with e
Mutual is your hometown servicer of mortgage loans. You can rest assured, when you choose Mutual, you’re not only choosing a safe and secure option for your loans, but also a local bank with local underwriting. We have been financing homes here for 130 years. We not only know the neighborhoods, we live in them.
Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.
Boonville Federal Savings Bank is a full-service, independent bank providing financial products & services of various types. Beginning in 1917, Boonville Federal has provided personal services to the citizens of Warrick County and the surrounding area for 102 years.This bank offers: on-line banking, checking, savings, certificates of deposits etc..
For over 100 years Hoosier Heartland State Bank has been committed to the communities we serve. We are dedicated to our Mission, Vision and Values and we conduct business in accordance with these standards 100% of the time. It is the Mission of Hoosier Heartland State Bank to be an industry leader in redefining what it means to be a Community Bank.
