USDA and FHA Pro and Con in San-Carlos, San Mateo County, CA
In 2026, the USDA loan limit in San-Carlos, situated in the county of San Mateo, CA, is $657,900. Meanwhile, the FHA limit for a single-family home is set at $822,375.
Use the Lendersa® USDA loan calculator to juxtapose the top USDA and FHA rates of today. Determine the necessary income, credit, reserves, and documents required to qualify. Our enhanced mortgage calculator visually compares USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in San-Carlos, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in San-Carlos, CA
Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and effortlessly. Choose one of three starting options leading to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is accessible in rural areas only. In contrast to FHA loans, which require a 3.5% down payment, USDA loans offer the advantage of requiring no down payment.
Advantage Lending Corp is a Michigan based mortgage broker located in Rochester. We love helping people buy and refinance homes all the while offering interest rates that are lower than the national average and client service that exceeds expectations. people buy and refinance homes .
Michigan Legacy Credit Union, formerly known as Affinity Group Credit Union is a member owned, not-for-profit financial cooperative serving members who live, work, worship, attend school, or own a business in the State of Michigan. Michigan Legacy Credit Union is committed to providing quality financial services
At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
First Financial OF TENNESSEE HOME LOANS, LLC, we understand that buying a new home or refinancing an existing mortgage is one of the most important decisions an individual or couple can make. That’s why it is our goal to serve communities by offering the best programs with the most competitive rates. Customer satisfaction is our number one goal.
MilMar Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Alliance Catholic Credit Union was formed in 2013 through a merger of two credit unions: First Catholic Federal Credit Union and Michigan Catholic Credit Union.Both Credit Unions were built from small and large parishes with dedicated parishioners seeking a trusted financial option grounded in a foundation of faith.
Polish-American Federal Credit Union offers a full-menu of products and services to improve the financial well-being of its members. Serving Metro Detroit Polonia since 1976, PAFCU features highly-competitive loans and savings rates, including one of the best Visa Cards in the country.
Xcel Funding specializes in professional business services that include small business loans, hard money lending, credit repair services, group health insurance and more! We consult with businesses and individuals to help grow their business and secure the right capital to maximize cashflow.
