USDA Vs. FHA your options comparison in San-Carlos, San Mateo County, CA
In 2025, the USDA loan limit in San-Carlos, situated in the county of San Mateo, CA, is $657,900. Meanwhile, the FHA limit for a single-family home is set at $822,375.
Use the Lendersa® USDA loan calculator to juxtapose the top USDA and FHA rates of today. Determine the necessary income, credit, reserves, and documents required to qualify. Our enhanced mortgage calculator visually compares USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in San-Carlos, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in San-Carlos, CA
Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and effortlessly. Choose one of three starting options leading to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is accessible in rural areas only. In contrast to FHA loans, which require a 3.5% down payment, USDA loans offer the advantage of requiring no down payment.
2092 Concourse Drive, Suite 95, San Jose, CA, 95131
Tera Capital Group has quickly gained a lot attention and become among the top mortgage brokers in the industry. With a strong & long working relationship with many top wholesale lenders in CA, Tera Capital Group brings the mortgage solutions to our clients not only with the best possible rates, but the premium service that our clients deserve.
At MAS Financing, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.
With a combined experience of 30+ years in Real Estate Finance, we know what it means to provide quality service. Our customers are like family, which is why nearly all of our clients have been referrals from previous customers. We treat each situation with care and find the best value for you and your family.
2092 Concourse Drive, Suite 69, San Jose, CA, 95131
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"MKT Finance Inc. is a full service mortgage brokerage with an experienced
staff of loan agents and processors. Whether your need is a purchase,
refinance, home improvement, or debt consolidation loan, we will make
sure that you get the right mortgage at the right price. With access to
dozens of wholesale lenders, we can often find better
1172 Murphy Avenue, Suite 234, San Jose, CA, 95131
We are an independent mortgage brokerage established in 2009, over the last 10 years, we have successfully partnered with 50+ premium wholesale lenders nationwide to offer my clients not only the best loan products with lowest rates but a stress-free lending experience for either a home purchase or refinance.
1590 Oakland Road, Suite B110, San Jose, CA, 95131
"Home buying" or "Refinancing" is such a significant investment, you want to be sure that the team you choose will help you make the wisest decision. If you want to feel confident that you are selecting the most financially beneficial mortgage product, getting the most competitive price, and receiving personalized attention and service.
5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
