USDA Vs. FHA your options comparison in San-Mateo, San Mateo County, CA

In 2024, USDA loan limit in San-Mateo, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in San-Mateo, county of San Mateo, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in San-Mateo, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PEOPLES TRUST COMPANY OF ST ALBANS
  • 25 Kingman Street, Saint Albans, VT, 05478
  • Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
  • Vermont Home Mortgage Group
  • 950 Shelburne Rd, South Burlington, VT, 05403
  • Vermont Home Mortgage Group is committed to helping you find the right mortgage product for your needs. Paul Cannizzaro brings 31 years of experience in mortgage lending in Vermont. As an award winning mortgage broker for Bank of Vermont, BancBoston Mortgage Corporation and Vermont Federal Bank.
  • Unilever Federal Credit Union
  • 700 Sylvan Avenue, Englewood Cliffs, NJ, 07632
  • The Unilever Federal Credit Union is a full service non-profit financial institution. We are chartered under the Federal Credit Union Act and are governed by federal bank regulators, the National Credit Union Administration. The Credit Union is owned by its members. The Credit Union has a board of directors elected by the members.
  • American100
  • 2 Dahoon Ave, Pompano Beach, FL, 33063
  • Full service real estate brokerage proudly serving South Florida since 1981. Ravi Malhotra believe in treating my customers the way I would like my family to be treated. Ravi will work hard to get you the best deal possible, He ill deal honestly and fairly at all times. Ravi will communicate regularly and keep you posted on all activities.
  • Hard Money Bridge Loans for the Caribbean
  • 930 Sylvan Avenue, Englewood Cliffs, NJ, 07632
  • Caribbean Bridge Lender is the fast and reliable direct private lender. If you're in the market for a loan from $3 million to over $50 million (US$), and you've been having a problem finding someone to accommodate your special circumstances, Caribbean Bridge Lender is the solution you've been looking for. Because of our experience, connectio
  • NATIONWIDE MORTGAGE BANKERS, INC.
  • 120 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ, 07632
  • Nationwide Mortgage Bankers Inc. was founded with the belief that achieving the American Dream of homeownership should be a straightforward and stress free process. We strongly believe that the best way to service our clients is not only to educate them on their home financing options but to also provide the best possible service
  • Quontic Bank Holdings Corp
  • 1 Rockefeller Plaza, 9th Floor, New York, NY, 10020
  • Quontic is a Member FDIC bank, headquartered in New York City and located in a growing number of states. Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products.
  • Goldd Global Consulting, LLC
  • 44 Buckley Lane, Bayville, NJ, 08721
  • Direct Private Lender Sources - Up To 100 Million + 100% LTV / 100% LTC & Foreign Investor Loan REAL ESTATE Poor Credit - Bankruptcy / Foreclosure - Construction / Fix & Flips - Purchase / Refi - Land Loan BUSINESS FUNDING Acquisition Expansion Equity / Venture Capital
  • Hard Money Man LLC
  • 249 Grand Central Pkwy, Bayville, NY, 08721
  • Hard Money Man LLC is a New Jersey based private money lender. With over 20 years experience in being hard money lenders and private money lenders, we have closed and funded over 7,500 loans totaling over 1.2 billion in transactions. We pride ourselves on knowledge of the industry and speed of closings. On average our loans close in 7 days, and we
  • Leader Mortgage Services
  • 12555 Orange Dr., Fort Lauderdale, FL, 33330
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • LOANPRO
  • 4875 Volunteer Road, Fort Lauderdale, FL, 33330
  • LoanPro365 is dedicated to you and our realtors to provide quick closings and problem resolution. We are closing over 98% of all loans that we pre-approve. We’ve been around for over 15 years with experience with first time home buyers to seasoned investors. Our job is simple, close the deal with the best terms possible, as fast as possible.
  • EMB Lenders
  • 12401 Orange Dr. Ste 100B, Davie, FL, 33330
  • EMB Lenders has expanded across the United States establishing itself as one of the fastest growing mortgage lenders in the nation. With our headquarters based out of Davie, FL, we have since opened up local community branches throughout the country, from Florida, Kentucky, and beyond. Achieving