USDA Loan Vs. FHA loan for San-Mateo, CA [ best of 2023]

In 2025, USDA loan limit in San-Mateo, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in San-Mateo, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(703) 406-8200 2411 miles Lender's profile and map Reviews Potomac Mortgage Advisors LLC 46169 Westlake Drive, Potomac Falls, VA, 20165 our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(717) 957-9966 2411 miles Lender's profile and map Reviews Hometown Mortgage Resources Inc 1612 State Rd, Duncannon, PA, 17020 At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.
(800) 710-6762 2412 miles Lender's profile and map Reviews Griffin Capital 1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407 Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.
(570) 428-3750 2412 miles Lender's profile and map Reviews West Milton State Bank 940 High Street, West Milton, PA, 17886 Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
(703) 709-8900 2412 miles Lender's profile and map Reviews Northwest Federal Mortgage Lending Center Cary, NC 200 Spring St, Herndon, VA, 20170 Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.
(866) 916-8756 2412 miles Lender's profile and map Reviews Mable Loans, LLC 560 Herndon Pkwy, Suite 140, Herndon, VA, 20170 Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.
(571) 500-6686 2412 miles Lender's profile and map Reviews Advins Mortgage LLC 12005 Meadowville Court, Herndon, VA, 20170 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(540) 318-6108 2412 miles Lender's profile and map Reviews Bayfield Home Loans LLC 1127 International Parkway, Fredericksburg, VA, 22406 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(888) 878-0392 2412 miles Lender's profile and map Reviews MAC Professional Services, LLC 87 Wateredge Ln, Fredericksburg, VA, 22406 MAC Professional Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(866) 913-3733 2413 miles Lender's profile and map Reviews MIDFLORIDA Credit Union PO Box 8008, Lakeland, FL, 33802 MIDFLORIDA Credit Union was founded in 1954 as the Polk County Teachers Credit Union. We ended our first year with just 273 members and $7,000 on deposit. Today, we have almost 400,000 members and more than $5 billion in assets. We take our tagline—Your Community Credit Union—to heart.
(703) 727-6202 2413 miles Lender's profile and map Reviews Masters Mortgage, Inc. 12610 Heritage Farm Lane, Herndon, VA, 20171 Dean B Kampman a committed and passionate professional who puts my clients' best interests and satisfaction above all else. My teams determination to cater to our clients' specific needs coupled with our market expertise, attention to detail and superior negotiating skills allows you to receive first class service.
(703) 861-5369 2413 miles Lender's profile and map Reviews Oak Hill Mortgage LLC 3057 Jeannie Anna Court, Herndon, VA, 20171 Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.