For 2026, the USDA loan limit in Redwood-City, within San Mateo county, CA, is $657,900. By contrast, for a single-family home, the FHA cap is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, assessing the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the best financing option for your needs in .
2026 Loan Limits and Down Payment Requirements in Redwood-City, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Options in Redwood-City, CA
At Lendersa®, our mission is to quickly match you with the top USDA or FHA loan without the hassle. Choose from three starting points that guide you to matching lenders and USDA programs.
A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively offered in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages demand none.
Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.
Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service.
Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
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Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy
If the idea of mortgages intimidates you, you've come to the right place. Mortgages don't have to be a maze of financial garble. Anasazi Mortgage can make your experience an AMAZING one. Buying the home of your dreams, or if you're refinancing, is a process, but Ginger Sullivan of Anasazi Mortgage will work with you step-by-step.
US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).
Northern New Mexico School Employees Federal Credit Union
614 Alta Vista St, Santa Fe, NM, 87505
Northern New Mexico School Employees Federal Credit Union is a unique kind of financial institution. It is an organization of people, not dollars, where you, the member, comes first. The credit union is a member owned, not-for-profit, full-service financial institution, guided by a volunteer Board of Directors.
At Loan Fox Inc, we are dedicated to providing clients with the knowledge needed to make the right decision when financing their home. Although we are located in Santa Fe, we specialize in mortgage loans in Albuquerque, Las Cruces, and throughout the entire state of New Mexico. Whether you are a first-time homebuyer, looking to buy a second home,
We provide commercial loans and operational solutions that increase your profitability and access to capital (all categories) for developers, investors, and business owners in the U.S. and Canada.
We also facilitate access to $1,000,000 to $5-billion US, with non-recourse loans that can be used for any purpose. The only collateral accepted are securities publicly traded on any one of 80+ stock exchanges around the world. Information about this program provided upon request.
Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.
Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend
