USDA Loan Vs. FHA loan for Redwood-City, CA [ best of 2023]

In 2025, USDA loan limit in Redwood-City, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Redwood-City, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 868-8740 2306 miles Lender's profile and map Reviews State Credit Union 800 Huger Street, Columbia, SC, 29201 Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
(706) 210-2010 2306 miles Lender's profile and map Reviews CSRA Business Lending 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201 CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
(800) 272-0695 2306 miles Lender's profile and map Reviews AllSouth Federal Credit Union 730 Elmwood Avenue, Columbia, SC, 29201 Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a not-for-profit financial cooperative, owned and operated by you, our members. We proudly serve 8 counties in the Midlands of South Carolina. We're not just your credit union, we're your neighbors.
(800) 246-5357 2306 miles Lender's profile and map Reviews Metro Mortgage Corporation 2001 Assembly St, Suite 202, Columbia, SC, 29201 Since 1993 Metro Mortgage Corporation has been providing mortgage financing to home buyers and home owners. We are full service mortgage professionals offering a complete line of mortgage loan programs. We have closed thousands of loans but more importantly we have helped thousands of people
(803) 779-0270 2306 miles Lender's profile and map Reviews Edens & White Mtg., Inc 2221 Bull Street, Columbia, SC, 29201 Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
(803) 485-1080 2306 miles Lender's profile and map Reviews VP Capital Lending 1413 Calhoun St, Columbia, SC, 29201 VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
(803) 331-9605 2306 miles Lender's profile and map Reviews Midland Mortgage Corporation 1500 Richland St, Suite 2611, Columbia, SC, 29201 Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
(386) 752-3322 2306 miles Lender's profile and map Reviews Millennium Bank FL 151 NW Commons Loop, Lake City, FL, 32055 Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
(386) 755-0600 2306 miles Lender's profile and map Reviews First Federal Bank. 4705 W US Highway 90, Lake City, FL, 32055 First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
(803) 779-3638 2306 miles Lender's profile and map Reviews Columbia Mortgage Corporation 2711 Middleburg Dr, Suite 103, Columbia, SC, 29204 Columbia Mortgage Corporation can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.
(803) 732-5000 2306 miles Lender's profile and map Reviews Palmetto Citizens Federal Credit Union 2200 N. Beltline Blvd., Columbia, SC, 29204 Palmetto Citizens exists solely to serve the financial needs of our members, not profit from them. We offer products, services and educational programs to help our members achieve their financial potential. We believe in providing a high level of personalized service while maintaining low loan rates, high savings rates and fewer fees.