For 2025, the USDA loan limit in Redwood-City, within San Mateo county, CA, is $657,900. By contrast, for a single-family home, the FHA cap is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, assessing the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side-by-side, aiding you in selecting the best financing option for your needs in .
2025 Loan Limits and Down Payment Requirements in Redwood-City, San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Options in Redwood-City, CA
At Lendersa®, our mission is to quickly match you with the top USDA or FHA loan without the hassle. Choose from three starting points that guide you to matching lenders and USDA programs.
A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively offered in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages demand none.
1466 Bellevue Avenue, Suite 27, Burlingame, CA, 94010
Action Residential Mortgage + Property Management is a small, family-owned, mortgage broker and property management business. Sandy and Rich take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.
1799 Bayshore Highway, Suite 128E, Burlingame, CA, 94010
Pathmark Mortgage Company We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals.
1350 Bayshore Highway, Suite 740, Burlingame, CA, 94010
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
840 Hinckley Road, Suite 150, Burlingame, CA, 94010
Peninsula Real Estate Investors (PREI) Capital Group is a boutique mortgage company which was founded in 1991. We specialize in residential mortgage financing for properties located in California. Since inception, PREI Capital has originated well over $1 billion dollars in mortgage loans.
Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.
We value your time and understand your frustration with the banks process. Call us today for a free rate quote or click here for our proprietary Quick Quote system. We love bank turn downs and many of those already have completed appraisals that took weeks to finish. After review we will use your report to close the loan fast.
What real estate brokerage costs & service should be. We broker with love, integrity, knowledge, a plan, and a flat fee. We are a full-service real estate and mortgage brokerage for qualified, motivated buyers, sellers & mortgagee. We fixed real estate. The simplest, most ethical way to buy, sell, or mortgage real estate.
Our goal isn’t to generate profits for stockholders. It’s to improve the lives of our members. That means we give back more to our members in the form of higher savings rates, low loan rates and less fees. We proudly serve the financial needs of over 75, 000 members across the Stanford, Palo Alto and San Francisco Bay Area communities.
