USDA and FHA Pro and Con in Blythe, Riverside County, CA
In the year 2025, the USDA loan limit applicable in Blythe, situated within the county of Riverside in CA, is defined as $460,000. For single-family homes, the FHA loan limit is $644,000.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's most competitive USDA versus FHA interest rates. This tool is essential for determining the required income, credit, reserves, and documents for eligibility. With our state-of-the-art mortgage calculator, you can explore USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program in that suit your unique financial requirements.
Overview of 2025 Loan Limits and Down Payment Requirements in Blythe, county of Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Blythe, CA
The primary aim of Lendersa® is to expedite your access to the finest USDA or FHA loans with minimal hassle. You can begin by selecting one of three initial approaches, each facilitating the connection with appropriate lenders and specific USDA loan programs.
The USDA home loan, officially backed by the government through the Department of Agriculture — often referred to as the USDA rural development loan or USDA mortgage — is available solely in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage offers the unique advantage of requiring no down payment, making home ownership in rural areas more accessible.
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24 Christopher Toppi Drive, South Portland, ME, 04106
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