As of 2025, the USDA loan limit in Needles, which is part of San Bernardino county in CA, has reached $776,600. Meanwhile, the FHA limit for a single-family home is established at $1,089,300.
Use the Lendersa® USDA loan calculator to do a side-by-side comparison of today's USDA and FHA rates. This tool helps figure out the required income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can see all options - USDA, FHA, Conforming, and VA - side by side, enabling you to choose the most suitable program for your financial needs in .
Details on 2025 loan limits and down payment requirements in Needles, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan options in Needles, CA
At Lendersa®, our mission is to efficiently provide you with the optimal USDA or FHA loan without any hassle. Begin by selecting from three starting options that link you with suitable lenders and USDA loan schemes.
A USDA home loan is backed by the government's Department of Agriculture, known as both a USDA rural development loan and a USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which call for a minimum down payment of 3.5%, a USDA mortgage loan does not require any down payment.
At Market Street Mortgage, LLC, where we specialize in residential mortgages. At Market Street Mortgage, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
A member-owned financial cooperative dedicated to provide our members and our community with exceptional service, financial products and education.
We have been meeting the financial needs of members and their families since 1966. Membership is available to employees of the Auto Club Group or any of its subsidiary companie
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Michigan Financial is a full service mortgage company, located in Northville, MI. Michigan Financial is able to offer competitive rates with minimal costs on each mortgage. We focus on personal service & develop a relationship with our clients, to better understand their needs.Call us today, to find out why Michigan Financial is your best solution.
38701 W. Seven Mile Rd, Suite 290A, Livonia, MI, 48152
We know that purchasing a home is one of the most important decisions you may ever have to make. Priority 1 Lending is committed to make your mortgage experience as smooth and pleasurable as possible. We believe in process, people, product and technology. We have staff with over 20 years experience
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