USDA Vs. FHA your options comparison in Needles, San Bernardino County, CA
As of 2025, the USDA loan limit in Needles, which is part of San Bernardino county in CA, has reached $776,600. Meanwhile, the FHA limit for a single-family home is established at $1,089,300.
Use the Lendersa® USDA loan calculator to do a side-by-side comparison of today's USDA and FHA rates. This tool helps figure out the required income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can see all options - USDA, FHA, Conforming, and VA - side by side, enabling you to choose the most suitable program for your financial needs in .
Details on 2025 loan limits and down payment requirements in Needles, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan options in Needles, CA
At Lendersa®, our mission is to efficiently provide you with the optimal USDA or FHA loan without any hassle. Begin by selecting from three starting options that link you with suitable lenders and USDA loan schemes.
A USDA home loan is backed by the government's Department of Agriculture, known as both a USDA rural development loan and a USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which call for a minimum down payment of 3.5%, a USDA mortgage loan does not require any down payment.
Belmont Mortgage we are all about transparency. We detail everything to you up front so there are never any surprises Our Loan Officers have extensive knowledge in both the Purchase and Refinancing markets. Whether you are looking to buy your first home, refinance an existing one or even co-sign for a loved one, we have experience in all scenario.
Our mission is to create financial independence, promote diversity and assist hard-working families. First American Credit Union is a community oriented, non-profit financial institution. Our members and employees are people like you who live and work in Southwest Arizona and areas of New Mexico.
1664 E Florence Blvd, Suite 4-106, Casa Grande, AZ, 85122
Our mission is to help our clients purchase or refinance their dream home with a high level of service. We strive to earn your business and build a long-lasting relationship. 15 years in the lending field
Experts in credit repair at no charge to you
Specializing in hard to do loans
Your loan is our priority
Arizona lender for two decades
211 N. Florence Street, Suite 102 & 103, Casa Grande, AZ, 85122
AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches
3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214
Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.
2629 Foothill Boulevard, Unit 296, La Crescenta, CA, 91214
"Par3 Lending, Inc Our #1 goal is client satisfaction. While we always aim and attain the lowest rates at the lowest costs, client satisfaction is our top priority We specialize in purchase & refinance loans for:
all residential properties (1-4 units)
all purposes (primary, vacation, investment"
3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214
Citadel Mortgage Company was founded in 1992 after two Loan Officers from Security Pacific Bank realized that offering programs from only one bank was not the best way to serve our clients. Robert Rivera and Mel Robinson founded Citadel Mortgage Company and over the years have developed relationships with many lenders.
