USDA and FHA Pro and Con in Needles, San Bernardino County, CA
In 2025, USDA loan limit in Needles, county of San Bernardino, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Needles, county of San Bernardino, CA
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Needles, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
E3 CAPITAL PARTNERS® is a Real Estate mortgage, finance, brokerage, consultancy for Commercial and Residential Real Estate. E3 Capital partners underwrites/ corresponds with over 200 lenders for ALL property types, ALL borrower types, ALL loan product types. BROKERAGE: Client Representation to list and sell homes.
12012 West Washington Boulevard, Suite C, Los Angeles, CA, 90066
CP Financial and CP Realty Inc. is a Direct Lender committed to making the lending process easy. Our philosophy is simple: "WHAT CAN WE DO TO MAKE IT WORK" We will work diligently in helping you find the right mortgage product for your needs. We understand that every borrower is different
12655 W. Jefferson Blvd., Fl 4, Los Angeles, CA, 90066
David Diaz and his team has helped the Los angeles community for over 15 years. We are EquitySmart Home Loans a full service mortgage brokerage located in Los Angeles, California and the leading brokerage in So Cal for over 17 years. Broker HUD approved with over 100 lenders / banks specializing in Jumbo
1141 Highland Avenue, Suite C, Manhattan Beach, CA, 90266
We are Innovators. Leveraging Technology for Success. Through innovative technology solutions, we strive to make the lending process more efficient, dynamic, and successful. With a combined experience of over 100 years, we bring to you confidence you can Bank on. Wisdom built on experience and innovation born through never ending
Kinecta is banking done different. While the journey to success isn’t always a straight line, having the right financial partner by your side can make all the difference. We’re excited to be the partner who helps you achieve your goals and dreams, and we’re committed to sticking by you, every step of the way.
Our goal is to be the lender of choice for existing homeowners and for those who are just beginning their homeownership journey. Operating on sound principles, ethics, transparency, and an unwavering commitment to customer service we will earn your business today and in years to come.
952 Manhattan Beach Blvd, Suite 160, Manhattan Beach, CA, 90266
Maloney RE Capital, Inc. is a boutique mortgage brokerage firm, founded in 2005 by Sean P. Maloney. The firm prides itself on providing clients with exceptional personalized services with a constant eye on each client's unique transaction. With over 20 years of mortgage lending experience.
we’re UNIFY Financial Credit Union and we’re all about YOU. YOU put the “U” in UNIFY. YOU are our member. YOU can be anywhere in the United States, and our goal remains the same – to connect YOU to a better banking experience. YOU are at the heart of our decision-making, so it’s no wonder our commitment to YOU is providing access.
