USDA and FHA Pro and Con in Brisbane, San Mateo County, CA

For the year 2025, if you're obtaining a USDA loan in Brisbane, located in the county of San Mateo, CA, the maximum loan limit is $776,600. On the other hand, an FHA loan can go up to $1,089,300 for a single-family dwelling.

With the Lendersa® USDA loan calculator, you can effectively compare current USDA and FHA rates to evaluate the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in determining the best financial program for your needs in Alabama.

Check out loan offers from 100 different lenders to find the best match for you.

Loan limits and down payment needs for 2025 in Brisbane, county of San Mateo, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA loan options in Brisbane, CA

The primary aim of Lendersa® is to swiftly match you with the optimal USDA loan or FHA loan with the least inconvenience. You can choose from one of three approaches that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining the USDA Loan in CA

The USDA home loan is a government-backed loan through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, limited to rural areas. It stands out from FHA loans, which need a minimum 3.5% down payment, by not requiring any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gather Federal Credit Union.
  • 4493 Pahee Street, Lihue, HI, 96766
  • Our story begins in 1954. Ten hard-working pineapple farmers pooled their resources and did something none of them could have done alone: collected $595 for lending and purchased heavy equipment. They believed that together they could provide a better life for their families, for their community, and for Kaua‘i. They gathered. And they grew.
  • Garden Island FCU
  • 2973 Kele Street, Lihue, HI, 96766
  • On February 8,1938, a Federal Charter was issued to Lihue Federal Credit Union covering the employees of The Lihue Plantation Company, Ltd. and its wholly owned subsidiaries; East Kauai Water Company, Kauai Stores and Waiahi Electric Company (merged with Kauai Electric Company). In 2007, we changed our name to Garden Island Federal Credit Unio
  • Island Pacific Mortgage Inc.
  • 3016 Umi Street, Suite 201, Lihue, HI, 96766
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • US Mutual Home Loans Inc
  • 201 International Circle, Suite 230, Hunt Valley, MD, 21030
  • We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.
  • Alliance Mortgage Funding Inc
  • 111 Warren Road, Suite 10A, Cockeysville, MD, 21030
  • Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.
  • Freedmont Mortgage Group
  • 50 Scott Adam Rd, Cockeysville, MD, 21030
  • Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.
  • Point Breeze Credit Union
  • 11104 McCormick Road, Hunt Valley, MD, 21031
  • Point Breeze Credit Union offers easy, reliable banking by helping you save time and money. We put our members first and endeavor to make your life easier through friendly, convenient service that makes banking feel less like a chore. As a Point Breeze member, you can expect a warm welcome and a hassle-free experience.
  • Eastern Savings Bank
  • 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031
  • Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.
  • Atlantic Financial
  • 40 Schilling Road, Hunt Valley, MD, 21031
  • Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.