For the year 2025, if you're obtaining a USDA loan in Brisbane, located in the county of San Mateo, CA, the maximum loan limit is $776,600. On the other hand, an FHA loan can go up to $1,089,300 for a single-family dwelling.
With the Lendersa® USDA loan calculator, you can effectively compare current USDA and FHA rates to evaluate the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in determining the best financial program for your needs in Alabama.
Loan limits and down payment needs for 2025 in Brisbane, county of San Mateo, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan options in Brisbane, CA
The primary aim of Lendersa® is to swiftly match you with the optimal USDA loan or FHA loan with the least inconvenience. You can choose from one of three approaches that connect you with suitable lenders and USDA loan programs.
The USDA home loan is a government-backed loan through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, limited to rural areas. It stands out from FHA loans, which need a minimum 3.5% down payment, by not requiring any down payment at all.
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