For the year 2026, if you're obtaining a USDA loan in Brisbane, located in the county of San Mateo, CA, the maximum loan limit is $776,600. On the other hand, an FHA loan can go up to $1,089,300 for a single-family dwelling.
With the Lendersa® USDA loan calculator, you can effectively compare current USDA and FHA rates to evaluate the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in determining the best financial program for your needs in Alabama.
Check out loan offers from 100 different lenders to find the best match for you.
| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The primary aim of Lendersa® is to swiftly match you with the optimal USDA loan or FHA loan with the least inconvenience. You can choose from one of three approaches that connect you with suitable lenders and USDA loan programs.
The USDA home loan is a government-backed loan through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, limited to rural areas. It stands out from FHA loans, which need a minimum 3.5% down payment, by not requiring any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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