USDA and FHA Pro and Con in Brisbane, San Mateo County, CA

For the year 2026, if you're obtaining a USDA loan in Brisbane, located in the county of San Mateo, CA, the maximum loan limit is $776,600. On the other hand, an FHA loan can go up to $1,089,300 for a single-family dwelling.

With the Lendersa® USDA loan calculator, you can effectively compare current USDA and FHA rates to evaluate the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in determining the best financial program for your needs in Alabama.

Check out loan offers from 100 different lenders to find the best match for you.

Loan limits and down payment needs for 2026 in Brisbane, county of San Mateo, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA loan options in Brisbane, CA

The primary aim of Lendersa® is to swiftly match you with the optimal USDA loan or FHA loan with the least inconvenience. You can choose from one of three approaches that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining the USDA Loan in CA

The USDA home loan is a government-backed loan through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, limited to rural areas. It stands out from FHA loans, which need a minimum 3.5% down payment, by not requiring any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brisbane Lenders

  • National Personal Loan's
  • 14 W Cavour St, Daly City, CA, 94014
  • Lends in California
  • If you need money to cover urgent needs, don’t wait another minute to contact us. You don’t have to suffer without the cash you need, and there is no reason for you to run around town trying to find someone who will loan you a quick buck. Start by sending your online inquiry form to National Personal Loans.

  • Brentwood Finance Company
  • 180 S. Spruce Avenue Ste. 160, South San Francisco, CA, 94080
  • Lends in California
  • Brentwood Finance Company offers tailored financial solutions, specializing in business loans, commercial real estate financing, and private lending. With a strong reputation for reliability and flexibility, we provide fast, customized funding to help businesses grow. Backed by years of expertise, Brentwood Finance is your trusted partner for strat

  • Mortgage Connection
  • 1435 Huntington Ave, Suite 102, South San Francisco, CA, 94080
  • Lends in California
  • Derek Yeung has been originating loans since 1991. After years of listening to complaints from Borrowers about other mortgage lenders and banks, he decided to form a different kind of mortgage company. Mortgage Connection was founded by Mr. Yeung in 1998 with not only the goals of providing competitive interest rates,

  • hartleb-prasad corp.
  • 363 El Camino Real, Suite 288, San Francisco, CA, 94080
  • Lends in California
  • "Sierra Pacific Mortgage Corp offers Elk Grove, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options.Our company has 30+ years of experience in the Real Estate and Mortgage Industry. Hemant Prasad started Sierra Pacific Mortgage Corporation.
    As my company grew and I relocated to the Sacramento area in 1995,

  • California Mortgage Company, Inc.
  • 1435 Huntington Avenue, Suite 100, South San Francisco, CA, 94080
  • Lends in California
  • With over 20 years experience as mortgage brokers, we are able to provide competitive advantages in the marketplace with competitive rates with a variety of loan programs. With our thorough knowledge of conventional, FHA, & VA loan programs as well as Outside the Box such as less than perfect credit & alternative income documentation loan programs

  • AMA Mortgage
  • 3101 San Jose Avenue, San Francisco, CA, 94112
  • Lends in California
  • AMA Mortgage is a mortgage brokerage to offer many different loan programs available out in the lending world. You don’t have to shop around to get the best rates and programs. A loan broker works with multiple lenders and can find the loan that will fit your situation, at the best rate possible.

  • Pacific Bay Financial Corporation
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Lends in California
  • Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.

  • Juan Kong + Associates
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Lends in California
  • To benefit every client with the very best service, & the latest in mortgage products & planning, with the goal of finding solutions to fit every need. During his more than 35 years' experience in the market, Juan C. Kong's trusted expertise has benefited both experienced commercial investors and long-term clients, as well as the first-time buyer.

  • Saxe Mortgage Company
  • 950 John Daly Blvd, Suite 200, Daly City, CA, 94015
  • Lends in California
  • "Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.

  • Saxe Mortgage Company
  • 950 John Daly Blvd. Suite 200, Daly City, CA, 94015
  • Lends in California
  • Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.