As of 2026, in Broadmoor situated in San Mateo, CA, the USDA loan limit stands at $776,600, whereas the limit for an FHA loan applicable to a single-family dwelling is $1,089,300.
To effectively compare current USDA versus FHA rates and to ascertain the income, credit, reserves, and necessary documentation for qualifying, make use of the Lendersa® USDA loan calculator. Our sophisticated mortgage calculator offers a comparative view of the USDA, FHA, conforming, and VA loan options, aiding your decision on the most suitable program in
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| Loan Type | Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The aim of Lendersa® is to swiftly secure the ideal USDA or FHA loan for you, eliminating unnecessary hassles. Choose from three ways to find compatible lenders or USDA loan offerings.
A USDA home loan is a government-backed mortgage issued through the Department of Agriculture, often termed a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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