USDA VS FHA in Broadmoor, San Mateo County, CA

As of 2026, in Broadmoor situated in San Mateo, CA, the USDA loan limit stands at $776,600, whereas the limit for an FHA loan applicable to a single-family dwelling is $1,089,300.

To effectively compare current USDA versus FHA rates and to ascertain the income, credit, reserves, and necessary documentation for qualifying, make use of the Lendersa® USDA loan calculator. Our sophisticated mortgage calculator offers a comparative view of the USDA, FHA, conforming, and VA loan options, aiding your decision on the most suitable program in for your financial circumstances.

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2026 Limits and Down Payment Requirements in Broadmoor, San Mateo, CA

Loan Type Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Choices in Broadmoor, CA

The aim of Lendersa® is to swiftly secure the ideal USDA or FHA loan for you, eliminating unnecessary hassles. Choose from three ways to find compatible lenders or USDA loan offerings.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-backed mortgage issued through the Department of Agriculture, often termed a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Eastmill Federal Credit Union
  • 60 Main St, East Millinocket, ME, 04430
  • Eastmill Federal Credit Union has come a long way since its first organizational meeting on May 13, 1954. Credit Unions are unique in the financial world as not-for-profit institutions. Members own and direct the credit union. These members are dedicated to the credit union motto, “Not for charity, not for profit, but for service.

  • University Credit Union - Maine
  • 15 Main Street, Orono, ME, 04473
  • Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we're owned by our members, not outside stockholders. This means you’re part of something that puts “U” first.

  • The Hive Mortgage Solutions
  • 386 North Main Street, Brewer, ME, 04412
  • The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.

  • Seaboard Federal Credit Union
  • 177 Main Street, Bucksport, ME, 04416
  • Since 1940 Seaboard Federal Credit Union has strived to meet the needs of its owners in providing a safe and sound financial alternative. All accounts are insured to at least $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government. We strive to keep costs low and profits are returned to our members.

  • Lincoln Maine Federal Credit Union
  • 171 West Broadway, Lincoln, ME, 04457
  • Lincoln Maine Federal Credit Union is a non-profit cooperative where members pool their financial assets to provide funds for loans and other financial services available to members only. The universal philosophy of the credit union movement is: Not for Profit — Not for Charity — But for Service.

  • Aroostook County Federal Savings and Loan Association
  • 43 High St, Caribou, ME, 04736
  • At Aroostook Savings & Loan, Your Home Bank. Since 1936, we have been dedicated to serving the people of Aroostook County & our members, who own our mutual Association. The decision to start the mutual savings association was easy at the time. During the depression, people were having a hard time to acquire the financing they needed to buy

  • The County Federal Credit Union
  • 82 Bennett Drive, Caribou, ME, 04736
  • County Federal Credit Union, we promise you; to work in your best interest, simplify your financial life, make it easy to do business with us, and partner with you to achieve financial success. Our asset size is over $411 million, and we are one of the top 10 credit unions in the State of Maine.

  • Bar Harbor Bank & Trust
  • 82 Main St, Bar Harbor, ME, 04609
  • Bar Harbor Bank & Trust thinks differently about banking. Since our founding in 1887, our focus has been on establishing relationships with our customers. We get to know our customers and their financial goals, and we work with them to provide solutions that best work for them. We believe that good things happen when we work together.

  • Bar Harbor Savings & Loan Association
  • 103 Main Street, Bar Harbor, ME, 04609
  • Bar Harbor Savings and Loan was incorporated in 1902 by a group of local residents ranging from farmers to lawyers. Its mission was to promote savings and provide the means for affordable home ownership for all members.

    Today, the Association still has its roots in the local community as a mutual Association owned and managed by its members.

  • MDI Mortgage Group
  • 59 Cottage Street, Bar Harbor, ME, 04609
  • MDI Mortgage Group a proven, sound choice for you when selecting your home financing partner? Our satisfied clientele ranges from the first-time homebuyer to the luxury home owner because we are focused on results, and you, We will offer you an extensive array of mortgage loan programs which are designed to provide you with the best

  • Downeast Credit Union
  • 23 Third Avenue, Baileyville, ME, 04694
  • Downeast Credit Union was founded in 1941 by employees of St. Croix Pulp and Paper Company. Since then, DECU has grown to over 20, 000 members sharing the common bond with those who live, work, worship, attend school, or conduct business in Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties.

  • Oriental Bank
  • 17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603
  • Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.