USDA VS FHA in Broadmoor, San Mateo County, CA

As of 2026, in Broadmoor situated in San Mateo, CA, the USDA loan limit stands at $776,600, whereas the limit for an FHA loan applicable to a single-family dwelling is $1,089,300.

To effectively compare current USDA versus FHA rates and to ascertain the income, credit, reserves, and necessary documentation for qualifying, make use of the Lendersa® USDA loan calculator. Our sophisticated mortgage calculator offers a comparative view of the USDA, FHA, conforming, and VA loan options, aiding your decision on the most suitable program in for your financial circumstances.

Evaluate loan options from 100 different lenders

2026 Limits and Down Payment Requirements in Broadmoor, San Mateo, CA

Loan Type Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Choices in Broadmoor, CA

The aim of Lendersa® is to swiftly secure the ideal USDA or FHA loan for you, eliminating unnecessary hassles. Choose from three ways to find compatible lenders or USDA loan offerings.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-backed mortgage issued through the Department of Agriculture, often termed a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Broadmoor Lenders

  • Pacific Bay Financial Corporation
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Lends in California
  • Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.

  • Juan Kong + Associates
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Lends in California
  • To benefit every client with the very best service, & the latest in mortgage products & planning, with the goal of finding solutions to fit every need. During his more than 35 years' experience in the market, Juan C. Kong's trusted expertise has benefited both experienced commercial investors and long-term clients, as well as the first-time buyer.

  • Saxe Mortgage Company
  • 950 John Daly Blvd, Suite 200, Daly City, CA, 94015
  • Lends in California
  • "Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.

  • Saxe Mortgage Company
  • 950 John Daly Blvd. Suite 200, Daly City, CA, 94015
  • Lends in California
  • Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.

  • National Personal Loan's
  • 14 W Cavour St, Daly City, CA, 94014
  • Lends in California
  • If you need money to cover urgent needs, don’t wait another minute to contact us. You don’t have to suffer without the cash you need, and there is no reason for you to run around town trying to find someone who will loan you a quick buck. Start by sending your online inquiry form to National Personal Loans.

  • Brentwood Finance Company
  • 180 S. Spruce Avenue Ste. 160, South San Francisco, CA, 94080
  • Lends in California
  • Brentwood Finance Company offers tailored financial solutions, specializing in business loans, commercial real estate financing, and private lending. With a strong reputation for reliability and flexibility, we provide fast, customized funding to help businesses grow. Backed by years of expertise, Brentwood Finance is your trusted partner for strat

  • Mortgage Connection
  • 1435 Huntington Ave, Suite 102, South San Francisco, CA, 94080
  • Lends in California
  • Derek Yeung has been originating loans since 1991. After years of listening to complaints from Borrowers about other mortgage lenders and banks, he decided to form a different kind of mortgage company. Mortgage Connection was founded by Mr. Yeung in 1998 with not only the goals of providing competitive interest rates,

  • hartleb-prasad corp.
  • 363 El Camino Real, Suite 288, San Francisco, CA, 94080
  • Lends in California
  • "Sierra Pacific Mortgage Corp offers Elk Grove, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options.Our company has 30+ years of experience in the Real Estate and Mortgage Industry. Hemant Prasad started Sierra Pacific Mortgage Corporation.
    As my company grew and I relocated to the Sacramento area in 1995,

  • California Mortgage Company, Inc.
  • 1435 Huntington Avenue, Suite 100, South San Francisco, CA, 94080
  • Lends in California
  • With over 20 years experience as mortgage brokers, we are able to provide competitive advantages in the marketplace with competitive rates with a variety of loan programs. With our thorough knowledge of conventional, FHA, & VA loan programs as well as Outside the Box such as less than perfect credit & alternative income documentation loan programs

  • ASA Lending
  • 4091 19th Avenue, San Francisco, CA, 94132
  • Lends in California
  • ASA Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.