USDA Vs. FHA your options comparison in Daly-City, San Mateo County, CA
In 2025, the USDA loan cap in Daly-City, found in San Mateo County, CA, is $657,900. Meanwhile, the FHA limit for a single-family home is set at $822,375.
Compare the best rates of USDA vs. FHA today with the Lendersa® USDA loan calculator. Determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Daly-City, San Mateo County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Daly-City, CA
The mission of Lendersa® is to secure you the best USDA or FHA loan quickly and without hassle. Start with any of the three options to find matching lenders and the ideal USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment at all.
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