USDA Vs. FHA Pro and Con comparison in Hidden-Valley-Lake, Lake County, CA
In 2025, the USDA loan limit in Hidden-Valley-Lake, within Lake county, CA is $369,100. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the needed income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows a direct comparison of USDA, FHA, Conforming, and VA programs side by side, helping you figure out the best choice for your financial status in Alabama.
2025 Loan Limits and Down Payment Requirements in Hidden-Valley-Lake, Lake, CA
Loan Type
Loan Limit
Down Payment
USDA
$369,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Hidden-Valley-Lake, CA
Lendersa® is dedicated to helping you obtain the best USDA or FHA loan quickly and without hassle. Choose one of three entry points for matching lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is a government-backed by the Department of Agriculture program available only in rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, a USDA loan requires no down payment, enhancing accessibility.
650 Holladay Street, Suite 1600, Portland, OR, 97232
Green Mortgage Northwest is rooted in the sustainable ethos that makes Portland an amazing place to live and attracts so many amazing people to our city. We love our inspiring clients and our goal is to deliver brilliant service while sticking to the values that guide us every day.
We employ paperless document management, electronic signing.
2154 NE Broadway St, Suite 120, Portland, OR, 97232
NW Premier Mortgage has worked hard to build a reputation for honest business practices and integrity.Our experienced and friendly team strives to provide a high level of personal service & we never fail to remember that it is our clients that make our business a success.As a result, the majority of our client base comes from referrals and business
515 NE Holladay St, Suite 215, Portland, OR, 97232
The Green Source Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
221 NW Second Avenue, Suite 100, Portland, OR, 97209
Trailhead Federal Credit Union was founded in 1935 when eleven employees from Portland Gas and Coke decided to pool their money to form a financial cooperative. These founding members encouraged other gas company employees to deposit their money into the Credit Union so that their co-workers who needed to borrow, could do so at a reasonable rate.
2435 NW Front Avenue, Suite A, Portland, OR, 97209
At Portland Local 8 Federal Credit Union we offer personalized financial service to our family of credit union members. Our mission is to provide a welcoming atmosphere while striving to become our members’ primary financial institution. We offer competitive loan rates and dividends on deposits and will continue to evaluate and expand our services.
1126 NW Marshall St, Suite 100, Portland, OR, 97209
Take advantage of low mortgage rates before it's too late. Don't get lost in the maze of lending. Thanks to the experience of your local expert, Josh Leake with Portland Mortgage, you can refinance or purchase a home with ease. Headquartered in Portland, Oregon. Licensed in Oregon and Washington.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate
Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
