USDA and FHA Pro and Con in Campo, San Diego County, CA
In the year 2025, the maximum USDA loan limit in Campo, situated in San Diego, CA, stands at $703,800. In contrast, for a single-family home, the FHA limit is $977,500.
Leverage the Lendersa® USDA loan calculator to contrast current best rates between USDA and FHA loans. Determine income, credit score criteria, necessary reserves, and documentation needed to qualify. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA options, helping you pinpoint the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Campo, San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA Loan Opportunities in Campo, CA
At Lendersa®, our mission is to swiftly and smoothly connect you to the ideal USDA or FHA loan. Choose from one of three initial steps, leading you to matching lenders and USDA loan options.
A USDA loan is a government-backed mortgage from the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. These loans are exclusive to rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require no down payment at all.
1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment
915 Highland Park Drive, Suite 450, Roseville, CA, 95678
Backed by exceptional capital strength and substantial assets, we are a resilient and resourceful California Bank whose core Banking and lending principles reflect that of a community Bank. For over a century, it has been our foremost commitment to exceed our clients’ expectations every day.
The Homes for Veterans is a group of committed local professionals specializing in VA LOANS & VA REAL ESTATE services in the greater Sacramento area for over 35 years. Purchasing a home using the a VA loan requires experience & knowledge of the complexities of VA financing. Helping our Veterans discover the dream of homeownership in NC since 1981.
915 Highland Pointe Drive, Suite 250, Roseville, CA, 95678
Since 1989, we have been in business to help the communities we serve obtain the American Dream. Buying a home is one of our largest investments that we make in our lifetime. With our intense focus and commitment we have helped many clients make a sound financial decision regarding their mortgage and investment needs.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Homecite Mortgage is California’s Premier Mortgage Company specializing in home improvement, debt consolidation, property refinances, and purchase money loans. HomeCiteMortgage offers competitive rates on conforming, non-conforming, jumbo loans. HomeCite’s refinance programs are designed to help homeowners save money with their refinance.
The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.
925 Highland Pointe Dr, Suite 330, Roseville, CA, 95678
"We help families enjoy the magic of owning a home...because getting a loan shouldn't make you feel crummy.
Our experienced loan officers and production specialists are experts in residential loan processing and know how it feels to be on the borrowing end of a home purchase or refinance. Your future financial stability"
