USDA and FHA Pro and Con in Campo, San Diego County, CA

In the year 2025, the maximum USDA loan limit in Campo, situated in San Diego, CA, stands at $703,800. In contrast, for a single-family home, the FHA limit is $977,500.

Leverage the Lendersa® USDA loan calculator to contrast current best rates between USDA and FHA loans. Determine income, credit score criteria, necessary reserves, and documentation needed to qualify. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA options, helping you pinpoint the best program for your financial situation in .

Evaluate loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Campo, San Diego, CA

Loan Type Loan Limit Down Payment
USDA $703,800 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Opportunities in Campo, CA

At Lendersa®, our mission is to swiftly and smoothly connect you to the ideal USDA or FHA loan. Choose from one of three initial steps, leading you to matching lenders and USDA loan options.

Lendersa's results for USDA loan request and matching

Explaining the USDA Loan in CA

A USDA loan is a government-backed mortgage from the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. These loans are exclusive to rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Responsible Reverse Mortgage
  • 4547 Pine Island Rd, Suite 3, Cape Coral, FL, 33993
  • Responsible Reverse Mortgage, a licensed mortgage broker specializing in Reverse Mortgages. Our company mission is to be responsible for your comfortable retirement. We've a commitment to our customers to deliver quality advice in a convenient manner. Our commitment to helping the 62+ community of America live the retirement.
  • Lend Elite LLC
  • 1322 North West 10th Terrace, Cape Coral, FL, 33993
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Harbor Light Mortgage
  • 3937 NW 46th Terrace, Cape Coral, FL, 33993
  • Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA
  • Glass Cap Federal Credit Union
  • 241 North Pittsburgh Street, Connellsville, PA, 15425
  • Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost
  • Horizon of North Carolina
  • 1237 South Scales Street, Reidsville, NC, 27320
  • At Horizon of NC, we make acquiring a mortgage loan or home equity loan quick and easy, having you pre-qualified within 24-hours or less! We offer mortgage loans throughout the entire state of North Carolina. Our mission is to find the lowest interest rates and best loans possible.
  • Aero Capital Funding, Inc
  • 109 N. Beaumont Avenue, Kissimmee, FL, 34741
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • New Sky Mortgage LLC
  • 200 N John Young Pwy, Suite 202, Kissimmee, FL, 34741
  • New Sky Mortgage, LLC is located in Kissimmee, Florida, and was founded in 2016. Veronica Dominguez Owner at New Sky Mortgage, LLC. Veronica's biggest responsibility is to make sure that her clients are happy with their new home, Mortgage Payment and service before, during and after the closing of their home.
  • TCH Mortgage
  • 1101 Miranda Lane, Kissimmee, FL, 34741
  • Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA