In 2025, the USDA loan cap for Fillmore, located in Ventura, CA, is $680,800, while the FHA ceiling for a single-family home is $948,750.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, guiding you to the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Fillmore, Ventura County, CA
Loan Type
Loan Limit
Down Payment
USDA
$680,800
0%
FHA
$948,750
3.5%
Conventional Conforming
$948,750
3%
Exploring USDA and FHA Loan Options in Fillmore, CA
Lendersa® aims to secure the most advantageous USDA or FHA loan for you swiftly and without hassle. Start with one of three strategies that connect you to the right lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture. These loans are available exclusively in rural areas and, unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
20151 SW Birch St, Suite 200, Newport Beach, CA, 92660
Residential First Mortgage it has been our vision to build a business from repeat clients & client referrals, ultimately creating “clients for life”.Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction with the idea of building strong relationships with our clients.
4695 MacArthur Ct Ste 350, Newport Beach, CA, 92660
Inspire Home Loans Inc.is proud to be the affiliate lender of Century Communities,and exceptional service requires always doing the right thing for you, the customer Our customer-centered approach to home finance takes into account who you are, what you aspire to, and which mortgage programs will suit your financial goals.
4041 MacArthur Boulevard Suite 140, Newport Beach, CA, 92660
Nikols Mortgage Fund, LLC (the Fund) has attracted a loyal and sophisticated community of investors including prominent real estate executives, investment advisors, family trusts, family offices, self-directed IRAs, and investment LLCs. Many investors have previously made direct and active real estate investments,
4100 Newport Place Drive Ste. 255, Newport Beach, CA, 92660
Vision One Mortgage is a direct lender offering residential property financing. Our product offering includes conforming, high balance/jumbo, FHA, and super jumbo loans. We offer fixed and adjustable rate refinance and purchase loans at competitive rates and costs- including *no cost loans.
20250 SW Acacia Street, Suite 105, Newport Beach, CA, 92660
Commercial Loan Corporation is a professional private money lender. We have been lending in California since 2007. In addition to lending our own money on residential rehab projects in California, Commercial Loan Corp also originates loans to trusts and estates in probate. and also We can help you maximize the distribution for your trust or estate.
Trust Deed Capital, Inc. originates, procures, underwrites, and sells privately funded loans in California. We specialize in lending to experienced borrowers who make a business of finding properties to purchase at a discount, improving these properties where needed, and either selling them at a profit or holding them as a cash flow rental investme
Ocean Pacific Capital has been arranging, underwriting, structuring and placing Commercial loans, Apartment Loans and Joint Ventures on behalf of our clients since 1977. As a premier commercial loan consultant, we underwrite and arrange all commercial, construction & joint ventures and loans from $700,000.00 to $300,000,000.00 worldwide.
4299 MacArthur Blvd, Suite 105, Newport Beach, CA, 92660
If you are looking to grow your wealth in real estate by investing your hard earned money, we can help. However, we do not have the zero-money and no-credit real estate deals, we do not sell expensive education programs or overpriced mentoring advice, and we are not get-rich-quick gurus.
15 Corporate Plaza Dr Suite 200, Newport Beach, CA, 92660
AB Capital is an asset-based direct lender headquartered in Newport Beach that specializes in short term bridge & construction loans secured by California real estate.
AB Capital takes a common sense approach to underwriting and all approvals are made in-house. We focus on 1st and 2nd position trust deeds from $500,000 to $ 15,000,000 in all maj
We are a private money lender focused on serving the distressed and underserved borrower market. With a combined experience of over 50 years in real estate lending, be assured the professionals at Lendterra can assist you with every facet of your project. We work directly with private investors to facilitate fundings that otherwise could have never
