USDA Loan Vs. FHA loan for Fillmore, CA [ best of 2023]

In 2025, USDA loan limit in Fillmore, county of Ventura, CA is $680,800 while FHA limit is $948,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fillmore, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(424) 254-1989 125 miles Lender's profile and map Reviews SoCalReverse 110 Civic Center Dr, Suite 204, Vista, CA, 92084 SoCal Reverse Mortgage was created to offer all the variants of the Reverse Mortgage. Since the Reverse Mortgage was poorly implemented for many years, there is a fear associated with it and this leads to borrowers not exploring the alternative. Our method of doing business is to have high client involvement
(760) 622-4226 125 miles Lender's profile and map Reviews A Vision Property Services\| Home Loans \| Home Purchase and Sales 28812 Vista Valley Dr, Vista, CA, 92084 A Vision Property Services\| Home Loans \| Home Purchase and Sales Mortgage lending, home purchases and home sales. Contact me for no cost loans --- or best rate loans! You choose! Specializing in VA, FHA, Conventional, Jumbo and Purchase loans Lori Flannery is the President & Owner mortgage company
(760) 803-0305 125 miles Lender's profile and map Reviews Equity 1 Lenders Network Inc. 2836 Felicia Way, Vista, CA, 92084 We are committed to providing superior service, from assisting in selecting the right lending option for your needs to closing loans on time, every time. Equity 1’s exemplary service is appreciated by our loyal clients. These relationships are built on trust, communication and excellent follow-through.
(760) 806-3330 125 miles Lender's profile and map Reviews Loanstar Financial Corporation 138 Civic Center Drive, Suite 208, Vista, CA, 92084 Our only mission is to serve our customers with honesty and integrity. Our goal is to provide home loans and financial solutions to our clients while providing them with the lowest possible interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome roadblocks that can arise while securing a loan.
(760) 945-3275 126 miles Lender's profile and map Reviews Mid West Finance 410 South Melrose Drive, Vista, CA, 92081 At Midwest Financial Inc., our mission is to educate and guide prospective investors, buyers, and sellers. Our success is made possible by demystifying the buying, selling and refinancing process while providing solutions that lead to results. We know for anyone to experience true success it is vital to partner
(858) 583-9800 126 miles Lender's profile and map Reviews Belinda Biedebach, Mortgage Broker at Secured Lending Group 380 S Melrose Dr, Suite 381, Vista, CA, 92081 At Secured Lending Group, we know getting a mortgage is one of the biggest financial decisions anyone can make. We are a boutique mortgage company that understands the importance of personalized and quality service. With nearly 35 years of combined experience, our team is a trusted source in finding the best terms that fit your needs.
(760) 385-8660 126 miles Lender's profile and map Reviews Compadre Brokers 380 S Melrose Dr, Suite 366, Vista, CA, 92081 Compadre Brokers Proving every day that a small brokerage with mastery of digital skills and a strong niche market presence can succeed in the California market. The Compadre Brokers platform is built to provide scalable real estate and mortgage services but we have a few extra tools. By leveraging unique factory built sales and finance relationshi
(760) 889-4690 126 miles Lender's profile and map Reviews Camden Investment Strategies INC. 1611 S Melrose Drive, Suite A102, Vista, CA, 92081 Camden Investment Strategies Southern California’s premier real estate company. If it’s your forever home you’re searching for, selling your property, looking to buy an investment property and cash flow or have your property managed, you’ve come to the right place. We will take the process from beginning to end for you.
(760) 579-9519 126 miles Lender's profile and map Reviews HOUSE AND HOME MORTGAGE 54710 North Circle Drive, Suite 3, Idyllwild, CA, 92549 We service all types of loans, Home Loans, VA Loans, FHA Loans, USDA Loans, Jumbo Loans, Fixed Rate Loans, Reverse Mortgages, Conventional Loans, Adjustable Rate Mortgages (ARMs), Home Equity Line of Credit (HELOC), Second Mortgages, and a great Refinancing Program. We can also serve any of your real estate needs as well,
(619) 971-1400 127 miles Lender's profile and map Reviews Veterans Advocate Mortgage Company 6120 Paseo Del Norte, Carlsbad, CA, 92011 The VAMC is veteran owned/operated. With many years in mortgages, Joshua will work hard to get you the best deal in the current market. He is assisted by his team of highly experienced processors and they have very fast turn times. We have many years in the mortgage industry before starting this VA specific venture.