USDA and FHA Pro and Con in Fillmore, Ventura County, CA
In 2026, the USDA loan cap for Fillmore, located in Ventura, CA, is $680,800, while the FHA ceiling for a single-family home is $948,750.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, guiding you to the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Fillmore, Ventura County, CA
Loan Type
Loan Limit
Down Payment
USDA
$680,800
0%
FHA
$948,750
3.5%
Conventional Conforming
$948,750
3%
Exploring USDA and FHA Loan Options in Fillmore, CA
Lendersa® aims to secure the most advantageous USDA or FHA loan for you swiftly and without hassle. Start with one of three strategies that connect you to the right lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture. These loans are available exclusively in rural areas and, unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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2655 First Street, Suite 220, Simi Valley, CA, 93065
Lends in California
Providing Home Loans for purchase and refinance, including Conventional, FHA, & VA, Reverse. Excellent Service with the ability to close all types of loans available in the market! (Mortgage Broker, Home Loan Officer, Simi Valley, low rates, FHA, VA, Ventura, Los Angeles, California, Expert)
2775 Tapo Street, Suite 103, Simi Valley, CA, 93063
Lends in California
Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.
Our mission is to serve our customers with honesty, integrity, and competence.
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2139 Tapo Street, Suite 115, Simi Valley, CA, 93063
Lends in California
Greenback Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Acadia Financial, Inc. is committed to providing the highest quality home loans, the lowest rates, and unparalleled personal service. Whether you’re a first time home buyer, purchasing your dream home or refinancing, our highly experienced team will ensure a smooth transaction. We have over 26 years in the lending industry
At R&G Financial Services, our first priority is our relationship with you, the client. Our diverse staff not only reflects years of mortgage and financial experience, but the flexibility to accommodate a wide variety of challenges. We pride ourselves in recognizing and servicing every borrower's unique needs.
1409 Kuehner Dr, Suite 103, Simi Valley, CA, 93063
Lends in California
American Elite Mortgage is a leading California mortgage provider, specializing in purchase loans, refinancing, and creative lending solutions. American Elite Mortgage is recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with multiple investors
