USDA Loan Vs. FHA loan for Ontario, CA [San Bernardino County ]

As of 2026, in Ontario, county of San Bernardino, CA, the USDA loan limit is $776,600 and the FHA limit for a single-family residence is $1,089,300.

Explore Lendersa®'s USDA loan calculator to compare today's leading USDA versus FHA rates, assessing the income, credit, reserves, and paperwork required for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option in for your financial objectives.

USDA and FHA Loan Alternatives in Ontario, CA

Lendersa® aims to secure the most advantageous USDA or FHA loan quickly and effortlessly. Choose one of three beginnings that match you with lenders and USDA loan offers.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan is a government-secured mortgage offered by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This loan type is exclusively available in rural neighborhoods. FHA loans require at least a 3.5% down payment, but USDA loans have no down payment requirement.

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(303) 902-0082 Lender's profile and map Reviews Academy National Mortgage Corporation 1955 South Lake Road, Denver, CO, 80227 Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
(720) 689-2595 Lender's profile and map Reviews Ruby Rose Loans and Processing 5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227 "Ruby Rose Investments dba Ruby Rose Loans and Processing was formed with the intention of helping others build security in real estate. At the time I started my own company in 2004 I had been doing residential real estate for five years and was advised to form my own company."
(303) 716-3238 Lender's profile and map Reviews EquiLane Lending, LLC 3190 S Wadsworth Blvd, Suite 200, Lakewood, CO, 80227 The EquiLane Lending, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(303) 468-1985 Lender's profile and map Reviews Spectra Mortgage 7175 West Jefferson Avenue, Suite 1350, Denver, CO, 80235 The right mortgage allows you to build equity and, ultimately, to build wealth. A home mortgage is a financial investment in your future. You want a loan that satisfies both short and long-term financial goals by allowing you to buy a home today and accumulate wealth over time. We believe our clients deserve
(303) 351-4409 Lender's profile and map Reviews The Colorado Mortgage Team 7400 West Jefferson Ave, Suite 101, Denver, CO, 80235 We are a mortgage company comprised of the best of the best mortgage originators that are held to the highest standards of integrity and ethics. Our goal is to educate borrowers on the biggest investments of their lives regardless of loan amount or credit scores. Closing dates are in ink
(303) 800-8257 Lender's profile and map Reviews LendEx Mortgage Group 7114 W. Jefferson Ave, Suite 212, Lakewood, CO, 80235 "LendEx Mortgage Group is a great family of loan originators that are dedicated to making your goal a reality. Whether you wish to own your own home or you are looking to refinance your existing mortgage, we work for you to make it happen. Give us a call. Talk to any one of our personable professionals."
(303) 437-8616 Lender's profile and map Reviews Colorado First Time Home Owner Grants 7175 W. Jefferson Ave, Suite 4700, Denver, CO, 80235 Colorado First Time Home Owner Grants we work with people to help them accomplish the American dream of owning a home. We understand that it can be difficult to save the down payment needed to purchase a house so we work with programs to aid in obtaining a grant towards the costs associated with purchasing a house.
(303) 979-1822 Lender's profile and map Reviews The Mortgage Advisors LLC 6437 South Ingalls Street, Littleton, CO, 80123 Mike Shaw is the owner of The Mortgage Advisors LLC. A unique mortgage brokerage with 20 years of experience in educating home buyers and borrowers on how to analyze your mortgage as an investment. Low Cost Home Loans! Purchase. Refinance. Cash Out.brokerage with 20 years of experience in educating home buyers
(720) 200-4300 Lender's profile and map Reviews Community West Mortgage LLC 9200 West Cross Drive, Suite 330, Littleton, CO, 80123 Community West Mortgage has formed strategic partnerships with leading mortgage investors to offer exclusive mortgage products. CWM still believes in the American Dream and wants to help you achieve your life and financial goals. and We are family run business and can collectively offer over 50 years of mortgage lending experience.
(303) 668-5738 Lender's profile and map Reviews Mortgage Advisors LLC 6338 South Wolff Court, Littleton, CO, 80123 Mortgage Advisors, LLC is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20181351770. The business office address is located at 6338 South Wolff Court, Littleton, CO 80123. The business is formed on April 27, 2018. The entity type is limited liability company.
(303) 233-6410 Lender's profile and map Reviews The Holst Mortgage Group 8500 West Bowles Avenue, Suite 207, Littleton, CO, 80123 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(720) 663-9894 Lender's profile and map Reviews Next Generation Home Loans 6732 W Coal Mine Ave, Suite 411, Littleton, CO, 80123 Next Gen was founded in late 2016 and by design was to remain a small operation with the goal of only crafting loans for friends and family. That plan, however, was to be thwarted by the amount of people wanting to work with Jackie because of her expertise. Next Gen is also heavily committed to contributing to the community.