FHA Vs. USDA loan program for Ontario, San Bernardino County, California

As of 2025, in Ontario, county of San Bernardino, CA, the USDA loan limit is $776,600 and the FHA limit for a single-family residence is $1,089,300.

Explore Lendersa®'s USDA loan calculator to compare today's leading USDA versus FHA rates, assessing the income, credit, reserves, and paperwork required for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option in for your financial objectives.

USDA and FHA Loan Alternatives in Ontario, CA

Lendersa® aims to secure the most advantageous USDA or FHA loan quickly and effortlessly. Choose one of three beginnings that match you with lenders and USDA loan offers.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan is a government-secured mortgage offered by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This loan type is exclusively available in rural neighborhoods. FHA loans require at least a 3.5% down payment, but USDA loans have no down payment requirement.

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(304) 722-2274 Lender's profile and map Reviews Peoples Federal Credit Union 419 First Avenue South, Nitro, WV, 25143 Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.
(864) 688-2764 Lender's profile and map Reviews AGS Financial Mortgage 766 Ashdale Way, Greer, SC, 29651 The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(330) 698-2631 Lender's profile and map Reviews The Apple Creek Banking Company 3 West Main Street, Apple Creek, OH, 44606 The Apple Creek Banking Company opened its doors on February 1, 1904. Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders
(440) 234-9660 Lender's profile and map Reviews Northeast Bancorp of America Inc 11925 Pearl Road, Suite 301, Strongsville, OH, 44136 Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
(440) 638-2400 Lender's profile and map Reviews Cleveland Mortgage Corporation 16000 Pearl Rd, Suite 214, Strongsville, OH, 44136 At Cleveland Mortgage Corporation, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
(844) 782-2651 Lender's profile and map Reviews Poca Valley Bank 142 Main St, Poca, WV, 25159 The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
(330) 927-2516 Lender's profile and map Reviews Greater Wayne Community Federal Credit Union 328 N Main Street, Rittman, OH, 44270 Greater Wayne Community Federal Credit Union began in 1941 as the PCA Federal Credit Union. In 2008 We converted to a community charter, opening our doors to anyone who lives, works, worships, or attends school in Wayne County, Ohio. In 2020 GWC Federal Credit Union and Morton Salt Credit Union merged. We now have two offices, Rittman, and Doylesto
(216) 228-1996 Lender's profile and map Reviews Latvian Cleveland Credit Union 1385 Andrews Avenue, Lakewood, OH, 44107 The Latvian Cleveland Credit Union is a full-service credit union. We offer savings accounts, checking accounts, IRA accounts (Traditional, Educational, Roth, SEP), Money Market Accounts, ATM cards, Online Bill Pay and many other services.The Latvian Cleveland Credit Union, Inc. is the largest Latvian credit union in the United State
(800) 910-9480 Lender's profile and map Reviews Premier Mortgage Consultants LTD 14700 Detroit Ave, Suite 3, Lakewood, OH, 44107 As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention. We lend in four states - North Carolina, Tennessee, Minnesota and Ohio.
(440) 243-9180 Lender's profile and map Reviews BSE Credit Union 19249 Bagley Road, Middleburg Heights, OH, 44130 The BSE Credit Union's mission is to provide superior service and the best rates possible to our members while maintaining a sound financial institution.We track our achievement of this goal by continuously reviewing the marketplace in which our members seek financial services. Since there are no stockholders, the profits
(330) 897-6401 Lender's profile and map Reviews The Baltic State Bank 101 East Main Street, Baltic, OH, 43804 At Baltic State Bank, we like to do things a little differently. Because our offices are located in small villages and rural areas, we strive to provide banking service that combines the quality personal service that our customers come to know and expect. Our modern products and services allow them to conduct their banking whenever
(864) 531-0003 Lender's profile and map Reviews Secured Advantage Federal Credit Union 116 NE Main Street, Simpsonville, SC, 29681 Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.