USDA VS FHA in Reliez-Valley, Contra Costa County, CA

In the year 2026, the USDA loan limit for Reliez-Valley, within Contra Costa county, CA, is $657,900. Meanwhile, the FHA limit for a single-family home stands at $822,375.

Utilizing Lendersa® USDA loan calculator allows you to compare the leading USDA and FHA rates available today and identify the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA choices side by side, helping determine which financial program is most advantageous for you in Alabama.

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2026 loan limits and down payment requirements in Reliez-Valley, county of Contra Costa, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA loan options in Reliez-Valley, CA

Lendersa® endeavors to quickly obtain the best USDA or FHA loan for you, free of hassle. Begin by selecting one of three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CA

The USDA home loan, secured by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural locales. Contrary to FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Reliez-Valley Lenders

  • CA Mortgage Pro
  • 3059 Rohrer Drive, Lafayette, CA, 94549
  • Lends in California
  • As a Mortgage Broker conveniently located in Lafayette, California, the center of the San Francisco East Bay, I am proud to offer unparalleled purchase mortgage and refinance services along with in-house processing to my valued clients throughout this great state. With over 22 years of experience as a local California Mortgage Lender.

  • Viking Real Estate Group
  • 1078 Carol Lane, Suite 203, Lafayette, CA, 94549
  • Lends in California
  • Viking Real Estate Group is a full-service real estate investment and finance company, based in Lafayette, CA. we can provide our clients with a thorough and well-considered review of their particular situation and recommendations tailored to their specific requirements. Founded in 1995

  • Rubicon Mortgage Fund, LLC
  • 3575 Mt. Diablo Blvd., Suite 215, Lafayette, CA, 94549
  • Lends in California
  • Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate. Rubicon specializes in short-term secured loans and direct, hard money commercial lending. We are based in the San Francisco Bay Area.

  • California Bank of Commerce
  • 2999 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • Lends in California
  • California Bank of Commerce was designed and built to help the businesses we serve succeed in a constantly evolving and dynamic business world. We offer a full range of customized solutions to meet the needs of companies and organizations and provide a collaborative, consultative approach for every client.

  • Mutual Funding Group
  • 1539 Geary Road, Suite H, Walnut Creek, CA, 94597
  • Lends in California
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Wallstreet Mortgage Company
  • 38 Kuhl Court, Walnut Creek, CA, 94597
  • Lends in California
  • Wallstreet Mortgage Company offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.

  • Apoyo Financiero
  • 3100 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • Lends in California
  • Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.

  • Tradmor.com, Inc.
  • 346 Rheem Boulevard, Suite 200, Moraga, CA, 94556
  • Lends in California
  • "We are mortgage brokers and real estate brokers that do business differently than anyone you have ever met. A recent client says that we ""make order out of chaos!""
    Using patented technology to improve your home financing experience and save you money in the long run. Our goal is to have every single transaction ready to close in less than 30 d

  • J5 Funding, Inc
  • 1615 Bonanza Street, Suite 211, Walnut Creek, CA, 94596
  • Lends in California
  • J5 Funding, Inc. is the trusted partner for those seeking agile and innovative financial solutions. As a leader in private lending, we specialize in direct, short-term bridge financing that transcends conventional loan limits. Whether you're a developer or real estate investor, J5 Funding ensures swift, tailored funding to meet unique needs, empowe

  • National Financial Corporation
  • 1375 Locust St, Suite 205, Walnut Creek, CA, 94596
  • Lends in California
  • "We're a full service Mortgage Brokering office with an entire suite of Real Estate Transaction Services located in the Bay Area of California operating with an experienced staff offering expertise in every area of mortgage lending. We offer you several convenient and
    secure options to get started."