USDA and FHA Pro and Con in Lafayette, Contra Costa County, CA
For 2025, the USDA loan limit in Lafayette, found in Contra Costa, CA, is $776,600, while the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to access the best available rates between USDA and FHA loans today. It helps determine the income, credit score, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, enabling you to select the right program for your financial situation, particularly in Alabama.
2025 Loan Limits and Down Payment Requirements in Lafayette, County of Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Lafayette, CA
The mission of Lendersa® is to help you swiftly obtain the best USDA or FHA loan without hassle. Choose from one of three starting strategies that align with lenders and USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It’s exclusively available in rural neighborhoods. Contrary to FHA loans that need at least a 3.5% down payment, USDA loans have no down payment requirement.
We help to make our members stronger financially by providing financial education, exceptional products & services, and personal service.We serve 100,000 members in the Pacific Northwest and employ more than 250 individuals who share our passion for serving the community.Unitus is a not-for-profit financial cooperative with branches in OR and WA
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