USDA Vs. FHA your options comparison in Lafayette, Contra Costa County, CA
For 2026, the USDA loan limit in Lafayette, found in Contra Costa, CA, is $776,600, while the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to access the best available rates between USDA and FHA loans today. It helps determine the income, credit score, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, enabling you to select the right program for your financial situation, particularly in Alabama.
2026 Loan Limits and Down Payment Requirements in Lafayette, County of Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Lafayette, CA
The mission of Lendersa® is to help you swiftly obtain the best USDA or FHA loan without hassle. Choose from one of three starting strategies that align with lenders and USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It’s exclusively available in rural neighborhoods. Contrary to FHA loans that need at least a 3.5% down payment, USDA loans have no down payment requirement.
As a Mortgage Broker conveniently located in Lafayette, California, the center of the San Francisco East Bay, I am proud to offer unparalleled purchase mortgage and refinance services along with in-house processing to my valued clients throughout this great state. With over 22 years of experience as a local California Mortgage Lender.
Viking Real Estate Group is a full-service real estate investment and finance company, based in Lafayette, CA. we can provide our clients with a thorough and well-considered review of their particular situation and recommendations tailored to their specific requirements. Founded in 1995
3575 Mt. Diablo Blvd., Suite 215, Lafayette, CA, 94549
Lends in California
Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate. Rubicon specializes in short-term secured loans and direct, hard money commercial lending. We are based in the San Francisco Bay Area.
California Bank of Commerce was designed and built to help the businesses we serve succeed in a constantly evolving and dynamic business world. We offer a full range of customized solutions to meet the needs of companies and organizations and provide a collaborative, consultative approach for every client.
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
Wallstreet Mortgage Company offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.
"We are mortgage brokers and real estate brokers that do business differently than anyone you have ever met. A recent client says that we ""make order out of chaos!"" Using patented technology to improve your home financing experience and save you money in the long run. Our goal is to have every single transaction ready to close in less than 30 d
1615 Bonanza Street, Suite 211, Walnut Creek, CA, 94596
Lends in California
J5 Funding, Inc. is the trusted partner for those seeking agile and innovative financial solutions. As a leader in private lending, we specialize in direct, short-term bridge financing that transcends conventional loan limits. Whether you're a developer or real estate investor, J5 Funding ensures swift, tailored funding to meet unique needs, empowe
1375 Locust St, Suite 205, Walnut Creek, CA, 94596
Lends in California
"We're a full service Mortgage Brokering office with an entire suite of Real Estate Transaction Services located in the Bay Area of California operating with an experienced staff offering expertise in every area of mortgage lending. We offer you several convenient and secure options to get started."
