USDA Vs. FHA your options comparison in Cotati, Sonoma County, CA
In 2025, USDA loan limit in Cotati, county of Sonoma, CA is $763,200 while FHA limit is $861,350 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Cotati, county of Sonoma, CA
Loan Type
Loan Limit
Down payment
USDA
$763,200
0%
FHA
$861,350
3.5%
Conventional Conforming
$861,350
3%
USDA and FHA loan options in Cotati, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
At SC Financial is to apply our broad knowledge to all channels of the lending and wealth management industries. Facilitating Hard Money Loans throughout California, we provide investors, brokers, realtors and borrowers with the expertise required to succeed in today’s complicated marketplace.
215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible, and structured around each individual client.
215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible and structured around each individual client.
Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
NEXA Mortgage is ranked as the top Mortgage Broker in Arizona and is growing in multiple states. NEXA Mortgage is a fantastic organization that truly cares about its employees and loves closing loans.
The Owners and upper management have a personal relationship with every employee and strive to maintain the best work environment possible.
You
10075 South Eastern Avenue, Suite 104, Henderson, NV, 89052
Our family is our team. Two generations of mortgage expertise, born and raised in Las Vegas. We have 30+ years of combined mortgage experience here in Nevada and we do everything in our power to help every family achieve their American dream. Family helping families. Let our family help yours!
2831 St. Rose Parkway, Suite 444, Henderson, NV, 89052
Merchant Banking Resources prides itself on its customer satisfaction and the support provided to clients. Helping businesses thrive and succeed is the ultimate goal Merchant Banking Resources strives to achieve. We help both large sized companies and small businesses, each with unique requirements,
871 Coronado Center Drive, Suite 200, Office 247, Henderson, NV, 89052
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Here at Greenkey Financial, Inc., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
Community Access Lending. We are a full-service mortgage company based in Las Vegas, NV. We specialize in First time home-buyers assistance in Las Vegas. We also serve the surrounding cities in Clark County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership
