In 2025, the USDA loan limit for Cotati in Sonoma, CA is $763,200, whereas the FHA limit for a single-family home is $861,350.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates and find the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options in parallel, guiding you to choose the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Cotati, Sonoma, CA
Loan Type
Loan Limit
Down Payment
USDA
$763,200
0%
FHA
$861,350
3.5%
Conventional Conforming
$861,350
3%
USDA and FHA Loan Options in Cotati, CA
Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and effortlessly. Choose from three entry points to find matching lenders and explore USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
We are a private money lender focused on serving the distressed and underserved borrower market. With a combined experience of over 50 years in real estate lending, be assured the professionals at Lendterra can assist you with every facet of your project. We work directly with private investors to facilitate fundings that otherwise could have never
567 San Nicolas Drive, Suite 230, Newport Beach, CA, 92660
ARCH Loans is the preferred direct-to-investor private lender to flippers, wholesalers and buy-hold real estate investors in California, Colorado, Nevada, Oregon, Utah, and Arizona by being the easiest, most reliable, and most professional private lender to do business with Our online loan provides.
620 Newport Center Drive Suite #850, Newport Beach, CA, 92660
Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold. Give us a call today at 858-947-3779 to submit your request for your next hard money loan.
1400 Newport Center Dr, Suite 250, NEWPORT BEACH, CA, 92660
Wilshire Finance Partners is an alternative, balance sheet lender focused on originating multifamily and commercial mortgage loans from $1 million to $10 million throughout the United States. As the manager of 2 real estate debt funds, we have a strong track record in an expanding market segment.
260 Newport Center Dr. #403, NEWPORT BEACH, CA, 92660
Mortgage Vintage, Inc. connects people who want to invest money secured by Real Estate with real estate investors and business professionals who want to borrow money. Specifically we’re a Hard Money Lender placing private investment capital into well secured and well underwritten Trust Deed Investments.
4667 MacArthur Boulevard, Suite 230, Newport Beach, CA, 92660
Capital Benefit procures, originates, underwrites, sells and services privately-funded first-trust deed loans for residential properties in California. our straightforward, conservative philosophy have set the standard for private money lending, trust deed investment and private lender loan servicing.
500 Newport Center Drive, Suite 570, Newport Beach, CA, 92660
Bridge Loan Financial, Inc. is a private mortgage lender with the financial resources to fund loans up to $10 million on residential and commercial properties throughout California. As a direct portfolio lender, we have the capability to close loans fast without the stringent credit requirements of commercial banks.
4482 Barranca Parkway, Suite 123, Irvine, CA, 92604
Super Rate Inc is a California mortgage firm, founded on 2007 and with a team of highly knowledgeable agents committed to providing the highest quality of mortgage loan service. and Through years of serving loan business for customers, we found out there is something deeper than making money.
Home Connect, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.
