USDA and FHA Pro and Con in Rohnert-Park, Sonoma County, CA

In 2026, the USDA loan limit for Rohnert-Park, within the county of Sonoma, CA, is set at $763,200. For a single-family home, the FHA limit is $707,250.

Utilize Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side to assist you in selecting the ideal option for your financial situation in .

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Loan Limits and Down Payment Requirements for 2026 in Rohnert-Park, Sonoma, CA

Loan Type Loan Limit Down Payment
USDA $763,200 0%
FHA $707,250 3.5%
Conventional Conforming $707,250 3%

Available USDA and FHA Loan Options in Rohnert-Park, CA

Lendersa® aims to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three available starting paths for connecting with matching lenders and USDA loan programs.

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What Defines a USDA Loan in CA?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and made available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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