USDA Vs. FHA your options comparison in Crescent-City, Del Norte County, CA

For 2026, the USDA loan limit in Crescent-City, within the county of Del Norte, CA, is set at $345,000. In contrast, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today and ascertain the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side. This facilitates the selection of the most suitable program in for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Crescent-City, Del Norte County, CA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Crescent-City, CA

Lendersa® is dedicated to swiftly securing the best possible USDA or FHA loan for you without any hassle. Begin with one of the three options that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in CA?

A USDA home loan, supported by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pazanti Home Mortgage Corporation
  • 2134 Main Street, Suite 140, Huntington Beach, CA, 92648
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oceanside Mortgage Corp
  • 18682 Beach Blvd, Suite 200, Huntington Beach, CA, 92648
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We have a Large Variety of Loan Programs to fit your Mortgage Needs.
  • Aegis Realty, Inc. DBA Aegis Funding
  • 2100 Main Street, Suite 265, Huntington Beach, CA, 92648
  • Aegis Funding has been performing mortgage origination and mortgage banking transactions for over 12 years. We have developed a system, based on experience, to not only thoroughly underwrite any type of transaction, but also streamline and automate processes for loan servicing; including all necessary precautions for total asset protection.
  • Amerifund Corporation & Realty
  • 17155 Newhope St, Suite H, Fountain Valley, CA, 92708
  • The Amerifund Corporation & Realty can help you finance your dream home with our low-interest-rate loans! We make it easy to buy a home with simple processes and streamlined service to provide you with all your home-buying needs in one place. Whether you are looking for an FHA loan, Fixed-Rate Loan, or even a Jumbo Loan, we've got you covered.
  • Jeb Smith - Huntington Beach Realtor
  • 19440 Goldenwest St, Huntington Beach, CA, 92648
  • Jeb Smith has a work philosophy that is centered around his clients. He strongly believes that his clients should be his top priority and works to provide them with exceptional service at all times. Smith relies on his extensive knowledge and his understanding of both the real estate and mortgage lending industries in order to secure.
  • KZ Lending
  • 10231 Slater Avenue, Suite 212, Fountain Valley, CA, 92708
  • KZ Lending specialize in mortgages (refinance or purchase loans) and real estate. We'll make sure you get the best rates on your refinance or purchase loan! KZ Lending Established in 2008. Give us a call today and we'll give you a rate quote in five minutes. Kelvin Zee Mortgage broker at KZ Lending.
  • Vista Funding Corp.
  • 18682 Beach Boulevard, Suite 205, Huntington Beach, CA, 92648
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Infiniti Home Loans Inc.
  • 16480 Harbor Boulevard, Suite 201, Fountain Valley, CA, 92708
  • Our philosophy is Homeownership Guidance for life! We specialize in low cost or no closing cost Refinance and new purchase home loans. We can lock a loan free of charge and absolutely no application fee. We promise to provide you with the highest level of customer service. We’ve been first time home buyers.
  • Remington Home Loans Inc.
  • 17220 Newhope Street, Suite 220, Fountain Valley, CA, 92708
  • At Remington Home Loans, where we specialize in residential mortgages. At Remington Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Brymus Capital Inc.
  • 16480 South Harbor Boulevard, Suite 104, Fountain Valley, CA, 92708
  • Brymus Capital was established in 2005, and specializes in mortgage and real estate services. We help you understand how the loan process works. Weather your buying your first home or refinancing, selling or looking to invest Brymus Capital can assist you with all your mortgage and real estate needs.
  • EELending
  • 16151 Cache Street, Fountain Valley, CA, 92708
  • Customer service is our top priority as we go out of our way to ensure our customers have the smoothest transaction possible. We know that each customer has specific needs, so we strive to meet those needs with a wide array of investment tools, mortgage products and individual attention.