For 2026, the USDA loan limit in Crescent-City, within the county of Del Norte, CA, is set at $345,000. In contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today and ascertain the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side. This facilitates the selection of the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to swiftly securing the best possible USDA or FHA loan for you without any hassle. Begin with one of the three options that connect you to matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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