As of 2026, the USDA loan cap in Marina-del-Rey, situated in Los Angeles county, CA, is set at $657,900. In comparison, the FHA limit is $822,375 for a single-family dwelling.
Employ the Lendersa® USDA loan calculator to evaluate and contrast the most competitive USDA vs. FHA rates available today, and figure out the income, credit score, reserves, and paperwork required to qualify. With our advanced mortgage calculator, you're able to compare USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® strives to deliver the most favorable USDA or FHA loans to you quickly and with simplicity. Choose one of three starting methods leading to matched lenders and available USDA loan options.
A USDA home loan is insured by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It's specifically offered in rural regions. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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