USDA Vs. FHA Pro and Con comparison in Mayflower-Village, Los Angeles County, CA

In 2025, USDA loan limit in Mayflower-Village, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Mayflower-Village, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Mayflower-Village, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lake Union Mortgage
  • 2100 Westlake Ave N, Suite 104, Seattle, WA, 98109
  • We're a local mortgage company with a big heart for helping you finance your home. We help our clients buy or refinance their home in Washington. We'll work with everyone from first-time homebuyers, to experienced homeowners. We offer conventional, JUMBO, FHA, VA, and USDA loans.
  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability
  • Evergreen State Mortgage
  • 8201 164th Ave NE, Suite 200, Redmond, WA, 98052
  • Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be
  • BALLARD MORTGAGE COMPANY
  • 1711 W Nickerson St, Suite A, Seattle, WA, 98119
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Cascara Capital LLC
  • 105 Central Way, Suite 205, Kirkland, WA, 98033
  • Cascara Capital provides business-purpose bridge loans, hard money loans, and investment loans only and does not provide funding for primary and secondary residences. We offer short term loans to investors looking to acquire distressed residential real estate and often do not require appraisals or inspections.
  • LoanZilla
  • 6620 Lake Washington Blvd NE, Suite 302, Kirkland, WA, 98033
  • In business since 2006 and armed with many decades of experience, we provide our clients expert guidance to secure the best mortgage, at the best terms, and with the right lender for your specific financial profile. We listen, ask the right questions to get a complete picture, and then show you what your best options are and why.
  • Home Trust Financial
  • 135 Lake Street South, Suite 230, Kirkland, WA, 98033
  • At Home Trust Financial (NMLS # 1761573), where we specialize in residential mortgages. At Home Trust Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Washington Discount Mortgage LLC
  • 8213 131st Avenue Northeast, Kirkland, WA, 98033
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with amazing low rates and great loan programs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been helping customers afford the home of their dreams for many years.
  • University Mortgage Funding Corp
  • 4315 Lake Washington Blvd, Suite 3004, Kirkland, WA, 98033
  • The University Mortgage Funding Corp. Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of Washington. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
  • Bellwether Lending Inc
  • 10415 113th Place NE, Kirkland, WA, 98033
  • BellWeather Lending inc is full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates.
  • Washington First Mortgage Loan Corporation
  • 4055 Lake Washington Blvd, Suite 100, Kirkland, WA, 98033
  • Washington First Mortgage Loan Corp. is committed to providing helpful, honest, and accurate advice to assist borrowers in choosing a product that meets their financial needs. We offer our clients excellent customer service and a wide variety of competitive mortgage pricing options in Washington, California, Oregon, and Arizona.
  • Eastside Funding
  • 3927 Lake Washington Blvd NE, Kirkland, WA, 98033
  • Eastside Funding has closed over one billion dollars worth of loans in the past 12 years, becoming an industry leader in foreclosed property investment for one simple reason: we make borrowing simple, with no qualifying, appraisals, or inspections. With as little as zero down, we take over at auction to make the property investment.