In 2026, the USDA loan limit for Mayflower-Village in Los Angeles county, CA, is established at $657,900, while the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to evaluate today's USDA vs FHA rates and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side to find the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® is committed to securing the best USDA or FHA loan for you quickly and without hassle. Choose one of three starting paths to connect with matching lenders and USDA programs.
The USDA home loan, insured by the U.S. Department of Agriculture, is also known as a USDA rural development loan. It's an option for rural areas and doesn't require a down payment, unlike FHA loans that require at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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