USDA Vs. FHA your options comparison in Monrovia, Los Angeles County, CA
In 2026, the USDA loan maximum for the city of Monrovia, located in the county of Los Angeles, CA, is set at $776,600. Meanwhile, the FHA establishes a cap of $1,089,300 for single-family residences.
To weigh today's optimal USDA versus FHA rates, utilize the Lendersa® USDA loan calculator, which also helps ascertain the income, credit, reserves, and necessary documentation for qualification. This sophisticated mortgage tool presents side-by-side comparisons of USDA, FHA, Conforming, and VA programs, assisting in selecting the most beneficial option for your financial condition in .
2026 Loan Limits & Down Payment Requirements in Monrovia, Los Angeles, CA
Type of Loan
Maximum Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Monrovia, CA
Lendersa® aims to effortlessly secure you the most favorable USDA or FHA loan swiftly. You can choose from three starting approaches that pair you with the most suitable lenders and USDA loan options.
A USDA home loan, endorsed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural localities. While FHA loans mandate at least a 3.5% down payment, a USDA mortgage requires none.
Carolina Cooperative Federal Credit Union, a federally-chartered credit union founded in 1962, must maintain itself by federal regulation as a not for profit institution with no profit incentives and a volunteer Board of Directors consisting only of credit union members.
9, 500 plus members from various employer groups make up the membership
10724 Carmel Commons Blvd, Unit 550, Charlotte, NC, 28226
East Coast Mortgage Lending is a full-service mortgage company located in Charlotte, NC. We provide Purchase, Refinance, Debt Consolidation, Commercial and Construction Loans in North Carolina and South Carolina. Since we started this company in 2005 we have had the privilege of helping thousands of families
7300 Carmel Executive Park Dr, Suite 320, Charlotte, NC, 28226
Admiral Home Mortgage, we strive for nothing less than 100% customer satisfaction and will go above and beyond the call of duty to achieve that. Our service and attention to detail stands alone. Admiral Home Mortgage’s loan process is quick and easy. We will always provide more than one option for our clients.
8008 Corporate Center Dr, Suite 206, Charlotte, NC, 28226
LemonBrew Technologies is an innovative, full-service platform consisting of four verticals (LemonBrew Real Estate, LemonBrew Lending, LemonBrew Abstract, and LemonBrew Insurance) that streamlines the real estate process from start to finish.LemonBrew is an end-to-end digital solution that connects home buyers.
1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
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Mortgages by Scott serves clients in NC,SC,FL and VA. We specialize in concierge level mortgage service, same day pre-approvals, and quick closings. Our motto is Listening is the key to good lending, as we know one size does not fit all. Whether you are a first time homebuyer, buying your dream home, we are here to help.
15105 John J. Delaney Drive, Suite 101, Charlotte, NC, 28277
At Pinnacle Capital Funding, we quickly analyze your appliction, financial needs and real estate deal as well as business financial needs and get you a decision as quickly as possible. Whether you are a small business owner, wholesaler or real estate investor, the goal is always growth and profit.
15720 Brixham Hill Ave, Suite 300, Charlotte, NC, 28277
Figure is transforming the trillion-dollar financial services industry using blockchain technology. In three short years, Figure has unveiled a series of fintech firsts using the Provenance Blockchain for loan origination, equity management, private fund services, Banking, and payments sectors
3530 Toringdon Way, Suite 300, Charlotte, NC, 28277
Deephaven Mortgage® LLC. All rights reserved. This material is intended solely for the use of licensed mortgage professionals. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification. NMLS #958425
