USDA and FHA Pro and Con in Sierra-Madre, Los Angeles County, CA
In 2026, for a single-family residence in Sierra-Madre, within the county of Los Angeles, CA, the USDA loan maximum is $657,900, whereas the FHA limit is $822,375.
Employ the Lendersa® USDA loan calculator for comparing today’s top USDA vs FHA rates and estimate the required income, credit, reserves, and needed documents to qualify. With our sophisticated mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial picture best.
Loan Caps and Downpayment Essentials in Sierra-Madre, County of Los Angeles, CA for 2026
Loan Type
Loan Limit
Down Payment Rate
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Choices for USDA and FHA Loans in Sierra-Madre, CA
Lendersa® strives to assist in obtaining the best USDA or FHA loan quickly and seamlessly. Choose from three starting points to connect with suitable lenders and identify ideal USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only available in rural locales. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment at all.
Since 1936, myPSFCU has served the unique banking needs of Pasadena Unified School District and Pasadena City College faculty and staff. Over the years, myPSFCU has evolved into a community chartered financial institution that services the World Class City of Pasadena and surrounding areas
L.A. Electrical Workers Credit Union has been offering members a wide variety of financial services. Unlike banks that are owned by a few stockholders, L.A. Electrical Workers Credit Union is owned by its members. This difference means profits are returned to members through higher yields on savings, lower rates on loans, more convenience, and fewe
3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
Lends in California
Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more
"5 Star Loans is a trustworthy car title loan company providing its customers with a solution to a better financial future. Car title loans can be a quick fix for a financial difficulty. However, finding a long-term cure for your budgeting problems is what 5 Star Loans providing its customers."
2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107
Lends in California
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
Lends in California
Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
Foothill Credit Union is a full service financial institution dedicated to providing its members with exceptional banking products and exceptional service. Foothill specializes in serving employees of specific partner hospitals and school districts as well as over 250+ other employer groups.
122 A East Foothill Blvd, Suite 169, Arcadia, CA, 91006
Lends in California
Primera Financial Services specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible.
4115 East Live Oak Avenue, Suite 11, Arcadia, CA, 91006
Lends in California
HLOANPRO We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
