USDA and FHA Pro and Con in Sierra-Madre, Los Angeles County, CA
In 2025, for a single-family residence in Sierra-Madre, within the county of Los Angeles, CA, the USDA loan maximum is $657,900, whereas the FHA limit is $822,375.
Employ the Lendersa® USDA loan calculator for comparing today’s top USDA vs FHA rates and estimate the required income, credit, reserves, and needed documents to qualify. With our sophisticated mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial picture best.
Loan Caps and Downpayment Essentials in Sierra-Madre, County of Los Angeles, CA for 2025
Loan Type
Loan Limit
Down Payment Rate
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Choices for USDA and FHA Loans in Sierra-Madre, CA
Lendersa® strives to assist in obtaining the best USDA or FHA loan quickly and seamlessly. Choose from three starting points to connect with suitable lenders and identify ideal USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only available in rural locales. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment at all.
The Loan Company offers bridge, construction, and permanent loans, and a wide range of loan terms. Our quick decisions, fair pricing, flexibility, and dependability are advantageous for independent borrowers and for brokers and their clients.
The Loan Company’s executive management consists of our President, Chief Financial Officer, and Controll.
Lorenzo Rivera has over 14 years of experience in the Real Estate market. He is a licensed Realtor and Mortgage Originator, with experience that spans across the state of California. Lorenzo strives to build a meaningful relationship with every client, ensuring that everyone has a pleasant experience throughout the buying or selling process.
OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
8989 Rio San Diego Dr, Suite 100, San Diego, CA, 92108
Steven is a Mortgage Loan Officer based out of San Diego and services all of California. Steven was born in Los Angeles and at a young age moved to Europe with his family while his Mother served in the Army. Steven grew up in Europe giving him an understanding of world cultures. Steven attended college at the University of Las Vegas, Nevada and aft
1565 Hotel Cirlce South, Suite 145, San Diego, CA, 92108
Danielle Rapozo is a highly experienced real estate professional who specializes in California mortgage loans. Danielle consider herself a true San Diego mortgage expert, taking pride in making it happen for her clients. Danielle entered the Real Estate industry in 1998 where she took a position managing a Real Estate team.
8885 Rio San Diego Drive, Suite 347, San Diego, CA, 92108
Since 2004, we've helped over two thousand veterans and active duty members discover their dream home and save thousands on smart refinancing, with military home loans. Our appreciation of service members is deeply rooted within our company. We are dedicated to providing YOU with unmatched benefits & customer support.
2831 Camino del Rio South, Suite 217, San Diego, CA, 92108
LTV Mortgage Capital is a full-service capital advisory and commercial real estate mortgage brokerage firm. LTV is exclusively focused on securing multifamily, student-housing and net-leased debt assignments for investors throughout the United States.
We are comprised of a seasoned team with a track record
AimLoan was founded in 1998 as an Internet Direct Lender, committed to using technology to deliver savings, transparency and convenience to mortgage customers. AimLoan is a values-based company. All business decisions are made in a manner consistent with our Core Values and Code of Ethics.
2815 Camino Del Rio South, Suite 250, San Diego, CA, 92108
Next Level Lending provides the highest caliber of service found anywhere throughout the mortgage lending industry. We acknowledge that other mortgage lenders often fall short of their clients’ expectations and give our industry a poor reputation. Everyday we strive to break those stereotypes by providing superior levels of education, transparency.
404 Camino Del Rio South, Suite 300, San Diego, CA, 92108
Global Equity Finance was founded in 2005 and built on three guiding principles—integrity, customer service and intelligence. Equipped with comprehensive industry knowledge and a team of mortgage experts, Global has established a well-respected reputation as a trusted lender. We excel at understanding.
