USDA and FHA Pro and Con in Sierra-Madre, Los Angeles County, CA
In 2026, for a single-family residence in Sierra-Madre, within the county of Los Angeles, CA, the USDA loan maximum is $657,900, whereas the FHA limit is $822,375.
Employ the Lendersa® USDA loan calculator for comparing today’s top USDA vs FHA rates and estimate the required income, credit, reserves, and needed documents to qualify. With our sophisticated mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial picture best.
Loan Caps and Downpayment Essentials in Sierra-Madre, County of Los Angeles, CA for 2026
Loan Type
Loan Limit
Down Payment Rate
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Choices for USDA and FHA Loans in Sierra-Madre, CA
Lendersa® strives to assist in obtaining the best USDA or FHA loan quickly and seamlessly. Choose from three starting points to connect with suitable lenders and identify ideal USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is only available in rural locales. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment at all.
CloseYour Mortgage has helped thousands of Utahns save on their upfront mortgage costs and monthly interest payments. Reach out and let our licensed professionals show you the sensible way to finance (or re-finance) your dream home. There are many types of mortgage loans available.
14117 South Light Cahill Cove, Bluffdale, UT, 84065
Sharp Lending Solutions was formed out of a need to offer a better solutions for consumers, realtors and builders. William Sharp the owner and founder has spent 12 years as a loan officer, Broker and Principal Lending Manager prior to forming Sharp Lending Solutions. Many companies offer only single solutions, SLS offers a wide variety of lending.
Advocate Home Loans, Inc. (NMLS #315362) is committed to giving you the best rate, lowest closing cost, and timely service in the industry today. We want your business today and tomorrow, also from your family, friends, and associates. Our company is based on repeat business and referrals. We do apply the “Golden Rule”.
1272 West 12700 South, Suite D, Riverton, UT, 84065
Intermountain Capital LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
National 1st Mortgage There are many loan officers and just as many different loan programs. There are only a few loan experts who can shop rates and loan programs to find a tailor made loan just for you and your home. Including VA, first time buyers, conventional, low income or a second place to get away from it all.
1262 West 12700 South, Suite A, Riverton, UT, 84065
Community Lending Group, Inc. was established in October 2004 by Brett Andersen & Brad Taylor. A few months later Jeremy Smith joined the team and the owners set out to create a mortgage company that was built on a foundation of trust, integrity & honesty. We strive to treat our clients & our employees with the utmost respect that they deserve.
Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates
560 South State Street, Suite H-1, Orem, UT, 84097
Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.
Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending
Gravity Capital LLC is a direct lender that provides lending solutions to help establish marketplace scenarios to connect accredited investors to entrepreneurs who need quick, quality funding sources for solid business real estate ventures. Whether you need funding to finish a real estate property project, or you need money to update your company’s
