FHA Vs. USDA loan program for Elk-Grove, Sacramento County, California

For 2025, the USDA loan cap in Elk-Grove, within Sacramento county, CA, stands at $478,400, whereas the FHA cap is $598,000 for a single residential home.

Utilize the USDA loan calculator by Lendersa® to examine and compare today's optimal rates between USDA and FHA, and discern the required income, credit, reserves, and documentation to qualify. Our state-of-the-art mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA programs to assist you in choosing what suits your financial circumstances in best.

USDA and FHA Loan Choices in Elk-Grove, CA

The aim of Lendersa® is to swiftly secure the best possible USDA or FHA loan for you, minimizing hassle. Choose from three starting points that connect you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in CA

A USDA home loan, guaranteed by the government's Department of Agriculture, also called USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA option needs no down payment at all.

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(478) 919-2160 Lender's profile and map Reviews Ocmulgee Mortgage Company 268 Amanda Drive, Macon, GA, 31216 Ocmulgee Mortgage Company is a locally owned mortgage company in business and designed to help families obtain mortgage loans without having to deal with the headache of large institutions. Ocmulgee Mortgage Company prides itself on competence and quickness of process. We look forward to serving you today!
(828) 274-0946 Lender's profile and map Reviews Mountain Lifestyles Mortgage 1200 Bleachery Blvd, Asheville, NC, 28803 We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County. We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort.
(304) 388-5700 Lender's profile and map Reviews CAMC Federal Credit Union 3400 MacCorkle Avenue SE, Charleston, WV, 25304 CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
(478) 741-4428 Lender's profile and map Reviews Georgia Guard Credit Union 1030 Shurling Dr, Macon, GA, 31211 Georgia Guard Credit Union now offers 24-hour access to your account information from home. Online Account Access is a secure site in which you as member’s are able to: Check Account Balance Inquire on Account History Transfer Funds Between Accounts Order Checks and View New Styles Change Your Personal Access Password And much more
(304) 558-0566 Lender's profile and map Reviews The State Credit Union 2200 Washington Street East, Charleston, WV, 25311 At The State Credit Union, our goal, quite simply, is to minimize your exposure to risk and the impact of any fraudulent activity on your accounts. To protect your account, The State Credit Union monitors debit card transactions for potentially fraudulent activity through a Fraud Detection Program called EnFact Premium Testing.
(304) 342-2422 Lender's profile and map Reviews W V Air National Guard FCU 1512 Coonskin Drive, Charleston, WV, 25311 West Virginia National Guard Federal Credit Union has been open since 1959. It's the 20th largest credit union in West Virginia with assets totaling $50.63 Million and providing banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to U.S. military members.
(478) 219-1163 Lender's profile and map Reviews Macon-Bibb Employees Credit Union 150 Willie Smokie Glover Drive, Macon, GA, 31201 Macon-Bibb Employees Credit Union was established in 1951 to serve the employees of Macon and Bibb county Georgia and their families. The credit union is a member-owned financial cooperative providing affordable banking services to members. While banks return profits to stockholders
(864) 898-5009 Lender's profile and map Reviews Pickens Federal Credit Union 2111 Gentry Memorial Highway, Pickens, SC, 29671 Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
(330) 286-3154 Lender's profile and map Reviews 7 17 Credit Union 3181 Larchmont Ave NE, Warren, OH, 44483 7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.
(706) 376-6961 Lender's profile and map Reviews North Georgia Credit Union 249 East Franklin Street, Hartwell, GA, 30643 North Georgia Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(706) 376-4570 Lender's profile and map Reviews Your Money Center LLC 25 Old Highway 29, Hartwell, GA, 30643 Your Money Center LLC We are a full-service tax and accounting firm with three convenient locations in Hartwell, Elberton and Toccoa, Georgia. It is our mission to go above and beyond the normal expectation of a tax preparation, booking and payroll firm by providing exceptional customer service
(423) 989-2100 Lender's profile and map Reviews United Southeast Federal Credit Union 1545 Bluff City Highway, Bristol, TN, 37620 United Southeast Federal Credit Union was chartered in 1941 to serve employees of the Inter-Mountain Telephone Company. Over the years, our Credit Union has grown to serve the employees of several hundred select employer groups in Tennessee and Virginia. USFCU is owned and operated by its membership.