USDA Vs. FHA your options comparison in Elk-Grove, Sacramento County, CA
For 2025, the USDA loan cap in Elk-Grove, within Sacramento county, CA, stands at $478,400, whereas the FHA cap is $598,000 for a single residential home.
Utilize the USDA loan calculator by Lendersa® to examine and compare today's optimal rates between USDA and FHA, and discern the required income, credit, reserves, and documentation to qualify. Our state-of-the-art mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA programs to assist you in choosing what suits your financial circumstances in best.
2025 Loan Maximums and Down Payment Criteria in Elk-Grove, County of Sacramento, CA
Loan Category
Maximum Loan
Required Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
USDA and FHA Loan Choices in Elk-Grove, CA
The aim of Lendersa® is to swiftly secure the best possible USDA or FHA loan for you, minimizing hassle. Choose from three starting points that connect you with compatible lenders and USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, also called USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA option needs no down payment at all.
MK Mortgage Group LLC headquarters is in Elizabeth, Colorado. MK Mortgage Group LLC is in the sectors of: Financial Services. This company is a banking company based out of 1660 Prominence Circle. When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford
133 County Road 17, Suite E1-A, Elizabeth, CO, 80107
"Janie Taylor of the Taylor Mortgage Group began her real estate career in Denver in 1975 starting with on site sales. Her success led to resales, commercial investment, commercial leasing and farm, ranch and land sales.
We offer almost any loan you could ever imagine! Land, Construction, Refinance, Jumbo and much much more!"
Premier's mission is to provide superior products along with expert consultation and customer service to ensure a quick and easy lending process. Premier's friendly, trained and experienced loan professionals will guide you through the mortgage process and help you realize the dream of home ownership.
At SunWest, our checking accounts are simple. No monthly service fees, no minimum balances and a Visa debit card with no annual fee. Plus, you can get your debit card the same day! We are local not-for-profit financial institution with better rates, fewer fees and the personal service you deserve. Discover brighter days at SunWest.
The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!
Integrity First Financial, Inc., a Colorado mortgage lender, has been providing all types of residential loans in Colorado since 2002 and is accredited by the Better Business Bureau (A+). At IFF, we take pride in the business that we have built and we are here to help you with your mortgage needs.
FirstLight Federal Credit Union is a community financial cooperative dedicated to helping you and your families achieve financial security by providing accessible products, services, tools and education.
In 1955, nine pioneers developed a plan to help military and civilian personnel on Biggs Air Force Base have more access to credit
Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders
First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains
Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
We are your full-service financial store. We offer a complete line of products and services with some of the best rates and most reasonable fees around. First State Bank of Forsyth Internet Banking gives you access to your accounts 24 hours a day, seven days a week. You can bank from home, the office or just about anywhere.
705 East University Avenue, Suite A, Las Cruces, NM, 88001
Pioneer Bank has been proudly serving the financial needs of Southeastern New Mexico and West Texas since 1901. We continue to offer the most innovative banking products along with providing you with the best customer service.
At Pioneer Bank, we know there is much more to life than managing your money.
