USDA Vs. FHA your options comparison in Parkway, Sacramento County, CA

For 2025, the USDA loan limit in Parkway, located in Sacramento, CA, stands at $540,000, while the FHA limit for a single-family home is $763,600.

Using the Lendersa® USDA loan calculator, you can compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA loans side by side to choose the best program to match your financial needs in .

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Parkway, Sacramento County, CA

Loan Type Loan Limit Down Payment
USDA $540,000 0%
FHA $763,600 3.5%
Conventional Conforming $763,600 3%

Exploring USDA and FHA Loan Options in Parkway, CA

The key goal of Lendersa® is to fast-track getting you the best USDA or FHA loan, free of hassle. Begin with one of three starting paths leading you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is available only in rural neighborhoods. Unlike FHA loans with a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lakeside Mortgage
  • 3025 N. Western Avenue, Suite 102, Chicago, IL, 60618
  • At Lakeside Our Vision is… To be known as the most Professional and Ethical mortgage company in the Chicago land area. We have but One Mission… We choose to focus on our customers and their needs – One Relationship at a Time. It has made us who we are today and will carry us securely into the future.
  • Continuum Capital Funding
  • 4044 North Lincoln Ave, Suite 406, Chicago, IL, 60618
  • Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties CCF customers are typically experienced real estate investors.
  • Farmers & Merchants Bank & Trust.
  • 1644 Ludington Street, Marinette, WI, 54143
  • At Farmers & Merchants Bank & Trust, we take pride in our hometown heritage. Our roots are deeply planted in a history of community involvement. We care about the financial success and stability of all of our customers, both personal and business. We work hard to provide our customers with a wide variety of quality products
  • Tri-County Credit Union
  • 2205 Hall Avenue, Suite 107, Marinette, WI, 54143
  • TRI-County Credit Union of Wisconsin operates as a financial cooperative. The Union provides financial solutions such as saving and checking accounts, loans, safe deposit boxes, credit and debit cards, loan rates, ATMs, online banking, and other related services. TRI-County Credit Union serves communities in the State of Wisconsin.
  • Bay Shore Credit Union
  • 1514 Cleveland Avenue, Marinette, WI, 54143
  • Our Credit Union expanded from the closed industrial-chartered credit union established in 1953 to an open community-charted Credit Union serving anyone living or working in Marinette and Oconto Wisconsin Counties and Menominee Michigan County. The Credit Union’s original name, Ansul Employees Credit Union
  • The Stephenson National Bank and Trust
  • 1820 Hall Avenue, Marinette, WI, 54143
  • The Stephenson National Bank & Trust (SNBT) has been providing banking services to the tri-county area for 142 years and we consider the loyalty of both new and longtime customers as the key to our success. Our community has recognized our integrity, leadership and customer service by being voted the “Best Bank” for the sixth time, and 'Best Financ
  • Devon Bank
  • 6445 North Western Ave, Chicago, IL, 60645
  • full service community bank offering business and personal banking, commercial, real estate and mortgage loans, trust and international services. We also offer a broad range of electronic banking services from online banking and bill pay to ATM/Debit Cards and Mobile Banking. In addition to a high level of professional service.
  • SIC Funds
  • 2418 W. Marquette Rd. 1st Floor, Chicago, IL, 60629
  • In September of 2018 Secure Investor Capital, Inc. (SIC Funds) became a nationwide direct lender for 1-4 unit non-owner rehab fix & flip business loans. SIC founded in 2010 in Elmhurst Illinois has also became a lender in the great states of Illinois, Florida and Michigan (Nationwide) for small balance commercial bridge loans.
  • Corby Mortgage Services Inc
  • 2409 W 104th St, Suite A, Chicago, IL, 60655
  • Corby Mortgage Services, Inc. is a privately owned mortgage company head quartered in Chicago, Illinois with additional office locations in Milwaukee, Wisconsin with approximately $200 million in annual loan volume. Corby Mortgage Services, Inc. provides residential loans directly to customers through a network of referrals from real estate.