USDA and FHA Pro and Con in Parkway, Sacramento County, CA

In 2025, USDA loan limit in Parkway, county of Sacramento, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Parkway, county of Sacramento, CA

Loan Type Loan Limit Down payment
USDA $540,000 0%
FHA $763,600 3.5%
Conventional Conforming $763,600 3%

USDA and FHA loan options in Parkway, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rey The Lender
  • 333 City Blvd W, Suite 700, Orange, CA, 92868
  • Rey Reyes is the No. 1 Loan Officer in Orange, CA, according to Scotsman Guide, the leading benchmark for ranking in the mortgage industry. As an accomplished mortgage loan originator, Rey has over 18 years of experience and a proven track-record with helping clients get pre-approved for a new mortgage loan or refinance.
  • STG Mortgage
  • 765 The City Dr S, Suite 200, Orange, CA, 92868
  • STG Mortgage is a full-service mortgage lender with a highly experienced leadership team, ready to make your home purchase or refinance simple. We make sure you have the details you need to get the right solution based on your needs. Our rapidly expanding team is thoroughly trained and fully equipped to answer questions.
  • California Equity & Loan
  • 2200 Orangewood Avenue, Suite 150, Orange, CA, 92868
  • We offer personalized solutions! At California Equity & Loan we know that finding the best loan program can reduce your principal or maximize cash flow. Whatever your financial goals, we can help you select the best loan program for you. Our Home Loan Professionals know that finding the best loan program is key to home ownership.
  • Banc One Mortgage
  • 333 City Blvd W, Suite 1810, Orange, CA, 92868
  • We are a full-service direct mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchasing to refinancing. We have access to a full range of mortgage programs and all of our lending specialists are dedicated to finding you the right loan – with the best rates, terms.
  • Lendprise Home Loans & Real Estate
  • 333 City Boulevard West, Suite 1700, Orange, CA, 92868
  • LENDPRISE is an independent mortgage company partnered with wholesale lenders offering speed & competitive pricing to our clients.We have set a very high standard in the mortgage & real estate industry.We are committed to quality customer service.. Our team will work continuously on your behalf to help you achieve your financial goals.
  • Taurus Mortgage Corporation
  • 333 City Boulevard West, 17th Floor, Orange, CA, 92868
  • Taurus Mortgage Corporation is partnered with all the major banks and lending institutions in the nation. This allows us to offer our clients the smartest approach to home ownership. With just one call to us, our clients have access to every loan program currently available and at the lowest rates.
  • Direct Bank Rate
  • 1100 Town & Country Road, Suite 1250, Orange, CA, 92868
  • At Direct Bank Rate. We are a full service mortgage company based in Orange, California. We specialize in FHA, VA, First Time Home Buyer, in Orange. We also serve the surrounding cities in Orange County, LA County, San Diego, . Whether you are buying a home or refinancing in any of these zip codes: 92868, 92870, 92886, 92683, 92870, 92703,
  • HOME LOANS ON DEMAND
  • 878 North Main Street, Orange, CA, 92868
  • Home Loans On Demand we leave no stone unturned to provide our clients with the highest standard in customer service through the collective efforts of our entire team. Each team member plays a specific role in the overall success of each home transaction and provides you with the full support and strength.
  • Liberty One Funding
  • 2050 West Chapman Avenue, Suite 285, Orange, CA, 92868
  • Liberty One Funding is a mortgage company located in the city of Orange. We provide mortgage refinance and home purchase loan services. With a combined 30 years of experience in the mortgage industry, you can be rest assured you are in good hands. We take pride in our service and obtaining loans for home Purchases, Refinancing and more.