USDA and FHA Pro and Con in Parkway, Sacramento County, CA
For 2026, the USDA loan limit in Parkway, located in Sacramento, CA, stands at $540,000, while the FHA limit for a single-family home is $763,600.
Using the Lendersa® USDA loan calculator, you can compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, assess USDA, FHA, Conforming, and VA loans side by side to choose the best program to match your financial needs in .
2026 Loan Limits and Down Payment Requirements in Parkway, Sacramento County, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Options in Parkway, CA
The key goal of Lendersa® is to fast-track getting you the best USDA or FHA loan, free of hassle. Begin with one of three starting paths leading you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is available only in rural neighborhoods. Unlike FHA loans with a minimum 3.5% down payment, USDA loans do not require any down payment.
200 Spectrum Center Drive, Suite 300, Irvine, CA, 92618
CEM Capital is a full-service mortgage banking and commercial real estate investment company that specializes in utilizing capital to provide liquidity to real estate investors, developers, banks, savings institutions, and mortgage companies.
Our core service includes the nationwide origination of commercial real estate loans.
7700 Irvine Center Drive, 3rd Floor, Irvine, CA, 92618
We care deeply about figuring out how to make our client’s dreams into a reality. We’re about transforming the equity in your home into capital to pay for college tuitions, dream vacations, or weddings, without adding extra costs or burdens. Our unique system simplifies and streamlines the mortgage process.
9070 Irvine Center Dr, Suite 250, Irvine, CA, 92618
"At Inspira Group, we think you should have it all: a beautiful new dream home, the top dollar for your old home, and preferred providers to finance it all. We care about the process as much as you do.
That’s why every client is in great hands with Inspira Group. We take a comprehensive, seamless approach to buying, selling,"
400 Spectrum Center Drive, Suite 1660, Irvine, CA, 92618
Loandrone, Inc. is a mortgage lending company headquartered in Irvine, CA that believes in putting its customer’s interests first. We offer home purchase and refinance loans to our customers. We search through hundreds of loan programs and pricing to find the best option for you. Your financial wellness is our top priority. Currently.
300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
At RPM Bancorp, Inc., where we specialize in residential mortgages. At RPM Bancorp, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Clear Mortgage Capital Inc is a brokerage dedicated to improving the home-buying experience through exceptional speed, savings, and service After working in the finance industry for 20 years. I have done a full circle back into mortgage and commercial loans. Having worked in retail banking, business banking & home mortgage.
9891 Irvine Center Drive, Suite 150, Irvine, CA, 92618
We Specialize in Purchases and refinances for Conventional and Government programs. We Do Reverse Mortgages, Line of Credit, and Stated income. I have been in the same area for 19 years and in Southern Orange County since 1986, when I started in the business. Our rating is A+ with Better Business Bureau (BBB)
At Eiffel Mortgage Services, Inc. We are a full-service mortgage company based in Irvine, California. We specialize in Conventional, FHA, VA, First Time Home Buyers in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or Refinancing in any of these zip codes: 92618
7545 Irvine Center Drive, Suite 200, Irvine, CA, 92618
At TrustLink Mortgage we truly care about our clients and our partners. We are a mortgage broker with over 35+ years of experience and have multiple options to source from and together we will choose the best lender and product to meet your needs. We have overseen thousands of loan closings representing more than $3 billion in volume.
