USDA and FHA Pro and Con in Lemon-Hill, Sacramento County, CA
In 2025, the USDA loan limit for Lemon-Hill, in Sacramento county, CA, is $478,400. In comparison, the FHA loan limit for a single-family home is $598,000. These figures represent the maximum borrowing capacity available for these government-backed loans, essential information for potential buyers.
Utilize the Lendersa® USDA loan calculator to explore and compare the best rates for USDA and FHA loans currently available. This tool helps evaluate the income, credit, reserves, and necessary documentation required for qualification. Our advanced mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA loans side by side, making it easier to select the most suitable program for your financial needs, especially if you're looking to buy in .
2025 Loan Limits and Down Payment Details in Lemon-Hill, Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Options for USDA and FHA Loans in Lemon-Hill, CA
Lendersa® aims to swiftly provide you with the best USDA or FHA loans without hassle. You can choose one of three starting points to connect with matching lenders and USDA loan programs tailored to your specific needs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are specific to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, providing a significant benefit for eligible rural homebuyers.
Our goal is to help all our clients obtain the best purchase or refinance rates that are currently available, and to provide honest, prompt, and courteous service. Our experienced team of loan officers are here to answer your questions at any time: call us. Prima Loan Service can help you find the home loan that’s right for you and your budget.
3965 Freedom Circle, Suite 750, Santa Clara, CA, 95054
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
2350 Mission College Boulevard, Suite 242, Santa Clara, CA, 95054
We have been serving and earning an exceptional reputation since 1995. We specialize in 3 main aspects: Residential/Investment Property Trading, Real Estate Loans, and Real Estate Agent Training. Goodview is also expert at trading and managing residential/commercial properties in the Bay Area.
VVR Loans, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
Slatt Capital is a privately held commercial mortgage banking firm with a reputation founded on relationship, integrity, and service excellence. With a track record of success spanning more than five decades, we are attuned listeners that expertly match borrower need with the right capital solution.
Capital Realty Group is a local firm which has specialized in and grown with many distinguished communities in the area. Since 1987, we have enjoyed powerful community recognition built upon our trademark of personalized service to the many families moving in and out of the San Mateo County, Silicon Valley and the San Francisco Peninsula.
1466 Bellevue Avenue, Suite 27, Burlingame, CA, 94010
Action Residential Mortgage + Property Management is a small, family-owned, mortgage broker and property management business. Sandy and Rich take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.
