USDA VS FHA in Lemon-Hill, Sacramento County, CA

In 2025, the USDA loan limit for Lemon-Hill, in Sacramento county, CA, is $478,400. In comparison, the FHA loan limit for a single-family home is $598,000. These figures represent the maximum borrowing capacity available for these government-backed loans, essential information for potential buyers.

Utilize the Lendersa® USDA loan calculator to explore and compare the best rates for USDA and FHA loans currently available. This tool helps evaluate the income, credit, reserves, and necessary documentation required for qualification. Our advanced mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA loans side by side, making it easier to select the most suitable program for your financial needs, especially if you're looking to buy in .

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2025 Loan Limits and Down Payment Details in Lemon-Hill, Sacramento, CA

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $598,000 3.5%
Conventional Conforming $598,000 3%

Options for USDA and FHA Loans in Lemon-Hill, CA

Lendersa® aims to swiftly provide you with the best USDA or FHA loans without hassle. You can choose one of three starting points to connect with matching lenders and USDA loan programs tailored to your specific needs.

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Understanding USDA Loans in CA

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are specific to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, providing a significant benefit for eligible rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First National Home Mortgage
  • 101 E. Grand River, Howell, MI, 48843
  • First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.
  • Exceptional Mortgage Services, Inc.
  • 207 E Grand River Ave, Howell, MI, 48843
  • We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money.
  • Calhoun Mortgage, INC
  • 5840 Sterling Dr, Suite 240, Howell, MI, 48843
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Cincinnati HealthCare Associates Federal Credit Union
  • 2139 Auburn Avenue, Level A, Cincinnati, OH, 45219
  • Cincinnati Healthcare Associates Federal Credit Union has been open since 1973. The credit union has assets totaling $23.49 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
  • Citizens Federal Savings and Loan Association of Covington
  • 433 Madison Avenue, Covington, KY, 41011
  • Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky. As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake
  • Kentucky Federal
  • 1050 Scott St, Covington, KY, 41011
  • "Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4. In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
  • Lakeview Funding Group LLC
  • 1749 Welland Street, Howell, MI, 48855
  • Lakeview Funding Group LLC is your hometown mortgage broker! We are licensed and cover all of Michigan and Indiana. Our promise is to find the best loan program and interest rate for your individual needs. Having many lenders to choose from, we shop around so you don't have to! We specialize in Conventional, FHA, USDA and VA loans.
  • Front Row Mortgage LLC
  • 375 Glen Springs, Suite 150, Springdale, OH, 45246
  • Front Row we take the initiative to go above and beyond for our clients while offering services second to none. With flexible opportunities that include our E-Finance Process; a completely online lending experience; to our dedication to assisting you in every step of the lending process.
  • Bank of Jamestown
  • 400 Monument Square, Jamestown, KY, 42629
  • Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned
  • Union Bank & Trust Company
  • 201 East Main Street, Livingston, TN, 38570
  • Union Bank & Trust Company was chartered on October 25, 1932, formed by the uniting of Old Farmer’s Bank and Citizen’s Bank with capitol stock of $50, 000.00. The bank was moved to our present location at 201 East Main Street in November, 1965 with a grand opening on November 24, 1965.