USDA VS FHA in Florin, Sacramento County, CA

In 2025, the USDA loan limit for Florin within Sacramento county, CA, is $540,000, whereas the FHA limit for a single-family home is $763,600. This delineation is crucial for prospective homeowners evaluating their options.

Use the Lendersa® USDA loan calculator to compare today’s premier USDA and FHA rates. It is designed to assist you in determining the necessary income, credit scores, reserves, and documents required for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program based on your financial needs, particularly in .

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2025 Loan Limits and Downpayment Requirements in Florin, Sacramento, CA

Loan Type Loan Limit Down Payment
USDA $540,000 0%
FHA $763,600 3.5%
Conventional Conforming $763,600 3%

Exploring USDA and FHA Loan Options in Florin, CA

The objective of Lendersa® is to seamlessly connect you with the best USDA or FHA loans with minimal hassle. Choose one of the three starting points to engage with matching lenders and USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, making them a financial incentive for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dupaco Community Credit Union
  • 3999 Pennsylvania Avenue, Dubuque, IA, 52002
  • As a not-for-profit financial cooperative, we put people before profits. Through services, financial education, membership perks, and a caring team, we take your financial goals to heart & make them our own, working tirelessly to help you pursue your dreams. Dupaco continues to pursue and fulfill its original mission to serve and enrich the lives.
  • Brazos National Bank Of America
  • 2300 Brazosport Blvd N, Richwood, TX, 77531
  • At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.
  • DuTrac Community Credit Union
  • 3465 Asbury Rd, Dubuque, IA, 52002
  • As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
  • Guarantee Mortgage, LLC
  • 2770 North FM565 Road, Mont Belvieu, TX, 77523
  • Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
  • Arkansas Farm Bureau Federation credit union
  • 10720 Kanis Road, Little Rock, AR, 72207
  • Arkansas Farm Bureau Federation (ArFB) is a nonprofit, grassroots organization dedicated to agricultural advocacy. ArFB represents the interests of farmers and rural communities throughout the state of Arkansas through policy development, lobbying and other programs. The mission of Arkansas Farm Bureau Advocate the interests of agriculture i
  • Land Line Lending
  • 1501 N. Pierce Street, Suite 104, Little Rock, AR, 72207
  • "Our Land Line Lending team has over 75 years of land industry experience. That experience, along with our industry knowledge & know-how, provides our customers with solutions that are as unique as their needs. Our team is proud to uphold the values of dependability & stability while working toward innovations that are improving financing opti
  • 1st Community Credit Union
  • 1000 W Wisconsin St, Sparta, WI, 54656
  • 1st Community Credit Union is a not-for-profit organization owned by its members...people like you. Our purpose is to provide a source of credit at a fair and reasonable rate. As a member, you are one of the owners of your Credit Union. We take pride in serving our members in the best way we know how: with friendly, personalized service.
  • VA Hospital Federal Credit Union
  • 4300 W 7th St, Room 1A-118, Little Rock, AR, 72205
  • VA Hospital Federal Credit Union. The credit union was established in 1951 to serve its members financial needs. Since its inception the credit union has provided financial services at the best economical rates in the most opportune manner. This tradition started over 6 decades ago continues today.