USDA Vs. FHA Pro and Con comparison in Fort-Bragg, Mendocino County, CA

For 2025, the USDA loan limit in Fort-Bragg, county of Mendocino, CA, is $373,700, while the FHA limit for a single-family home is $442,750.

Use the Lendersa® USDA loan calculator to evaluate today's best rates for USDA and FHA loans, determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the program in Alabama that best suits your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Fort-Bragg, County of Mendocino, CA

Loan Type Loan Limit Down Payment
USDA $373,700 0%
FHA $442,750 3.5%
Conventional Conforming $548,250 3%

Review USDA and FHA Loan Options in Fort-Bragg, CA

The aim of Lendersa® is to swiftly secure the best USDA or FHA loan with minimal hassle. Begin with one of the three options that result in matching lenders and USDA loan programs.

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Defining USDA Loans in CA

USDA home loans are backed by the government through the Department of Agriculture, also known as USDA rural development loans or mortgages, designed exclusively for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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