USDA Vs. FHA your options comparison in Brooktrails, Mendocino County, CA
In the year 2025, the USDA loan limit for Brooktrails, situated in the county of Mendocino, CA, is set at $420,000, whereas the FHA limit for a single-family dwelling is $546,250.
Utilize the Lendersa® USDA loan calculator to easily compare the prevailing top USDA and FHA rates. Assess what income, credit rating, reserves, and documentation are required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you to identify which program in aligns best with your unique financial needs.
Loan Limits and Downpayment Essentials for 2025 in Brooktrails, Mendocino, CA
Loan Type
Maximum Loan Limit
Downpayment Percentage
USDA
$420,000
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Brooktrails, CA
The objective of Lendersa® is to promptly secure the most advantageous USDA or FHA loan for you, with minimal complexity. Opt for one of three initial steps that correlate with compatible lenders and USDA loan offerings.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed mortgage option provided through the Department of Agriculture. It is exclusive to rural areas. Unlike FHA loans, which require a minimum downpayment of 3.5%, USDA loans uniquely require no downpayment.
At Golden Valley Bank we pride ourselves on delivering an experience unlike any other. Take our commitment to customers, staff and community - the foundation of true community banking. It's our passion to help businesses grow, help make dreams a reality and better our local economies.
Providing Low Rate, No Hassle Mortgages throughout Colorado, Texas, and California. Whether you need the mortgage to buy a home, or are looking to refinance for a better rate, or take some cash out of your property, Russell Street can help. We work with you to find the right program and secure low market rates to make sure you are paying.
Home Loans By Shan. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. Home Loans By Shan's the objective here is to work diligently to assist you in meeting your real estate goals.
Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..
Compass Appraisals For years, mortgage lenders and consumers have called upon our expertise to provide high-quality appraisals on all types of real estate in Butte, Glenn, and Counties. By continuously analyzing local real estate trends in Butte County and staying current on valuation techniques through accredited courses.
Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services.
There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,
Jim Wikey is the owner and Senior Loan Consultant at California First Mortgage Co. He will manage your loan process from start to finish. Company provides the excellent one-to-one service you deserve. Our interest rates and low costs are among the most competitive anywhere. Established in 1997.
IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan
At Mortgage Solutions, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our company is based on the belief that our customers’ needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals.We would welcome the opportunity to earn your trust & deliver you the best service in the industry, honestly, ethically.
